1. Dade County Federal Credit Union
By: Alexandra Gonzalez

2. To offer financial independence and security to the county employees
BRIEF History
Established May 1st, 1939
Why?
To offer financial independence and security to the county employees

3. LOCATION, LOCATION, LOCATION!
Local Bank  Miami Gardens to Homestead
For exact locations visit 

4. Imaging 
The images are appealing to a customer because they are straight forward with what they want to give you

5. Willing and Able to Serve YOU!
"Secure" Checking (with FREE ATM or Visa® Check Card)
Club Accounts (Vacation, Holiday, WIN/WIN, and Dream Account)
Money Management
Share Certificates (CDs)
IRA (Individual Retirement Account)
Business Accounts
CountyLine® (Revolving Line of Credit)
Signature Loans (Personal Unsecured Loans)
New/Used Auto (Purchase or Refinance)
Specialty Vehicle Loans (Motorcycles, RVs, Personal Watercraft, etc.)
Share Secured Loans (Against your Share or Certificate Account to establish or improve your credit)
Residential Mortgages and Refinancing
Home Equity (Fixed and Adjustable Rate)
Visa® Credit Cards (Platinum Cards that earn CU Rewards points redeemable for merchandise or travel vouchers)
Automatic Debit (Set dates to automatically make loan payments from your deposit accounts to ensure timely payment without worry or hassles)
Privilege Pay (Overdraft protection for "Better-Than-Free" Checking)
Free Online Banking
Free Online Bill Pay
Free Mobile Banking
Tellerline24 (24-Hour Automated Telephone Banking)
24/7 Loan by Phone and Internet (Connect with a live loan officer 24/7)
Vehicle Extended Warranty Coverage
Credit Life and Credit Disability Insurance
GAP Insurance
Traveler's Checks
Gift Checks
Money Orders
Cashier's Checks
Financial Planning
Direct Deposit
Wire Transfers
Safe Deposit Boxes (Where available; multiple sizes)
Shared Services (Access your account at a variety of participating Credit Unions around the nation

6. Checking Account Unlimited check writing
ID Safe Choice (Fraud Recovery Program)
Dividends paid on average daily balance of $1000
Direct Deposit and Payroll deduction
VISA® Check Card
Point-of-Sale (POS) transactions
Free transactions at all DCFCU ATMs
Four Free transactions monthly at non-DCFCU ATMs (ATM surcharges may apply)
Online Banking and Bill Pay
Mobile Banking

7. DEBIT or CREDIT ? Worldwide Acceptance
Your DCFCU Platinum is recognized and honored in business establishments and financial institutions worldwide.
Low Annual Percentage Rate
We offer one of the lowest Annual Percentage Rates (APR) available. Purchases will be subject to the standard APR ranging from 7.90% 17.90%. Offer subject to credit evaluation.
25-Day Grace Period
You can pay off your balance in full within 25 days of your purchase to avoid any finance charges.
VISA ATM Access
You have 24-hour cash access at any VISA cash machine or other ATMs that display the VISA logo (a transaction fee may be charged). A computer generated Personal Identification Number (PIN) will be sent to you shortly after you receive our DCFCU Platinum Credit Card. Interest is charged from the date of the advance.
Travel Accident Insurance
As a DCFCU VISA Platinum card holder, you get up to $1,000,000 in free insurance coverage when you purchase a ticket on a major carrier with your DCFCU VISA Platinum card.
Transfer Balances
You can pay off balances from other high interest credit cards and enjoy immediate savings! And, there are no transfer fees.
Periodic Credit Line Increases
For your convenience, your credit line may be increased by calling us. So, as your lifestyle changes and your needs grow, so can your credit line! Simply call us and ask.
CU Rewards
For every purchase dollar you charge to your DCFCU VISA Platinum Card, you earn a point toward premium merchandise and exciting travel opportunities.

8. APR
Annual Percentage Rate (APR) for purchases: 7.9%, 9.9%, 11.9%, 13.9%, 17.9% based on credit evaluation.
Standard APR's
Cash Advance APRs*: 7.9%, 9.9%, 11.9%, 13.9% or 17.9%, based upon credit evaluation.
Balance Transfer APRs*: 7.9%, 9.9%, 11.9%, 13.9% or 17.9%, based upon credit evaluation.

9. $ FEES $ Late Payment fee for Visa Platinum Credit Card  $29.00
No Annual Fee