1. __________________________________________ Protecting Tomorrow, TODAY!

2. $145,328 Hospital bill from a Heart-Attack followed by Quadruple bypass

3. Bankruptcy! 62% are medical related

5. WHO DO YOU KNOW? Family Friends Co- worker

6. Where would YOU go? Smallville medical Center Mayo Clinic Johns Hopkins

7. American Hospital Association Percentage of Admissions Critical Illness 68% Accidents 18% Other 14%

8. Dr. and the Hospital

9. YOU

10. Without a plan you may have to dip into or accept: 401k IRA Savings Charity Handouts Kids College Tuition

11. Face amounts range from $5,000 up to $500,000 Maintain your lifestyle Payoff debts: autos, credit cards, etc. Payoff your mortgage Keep business afloat during your absence

13. I could heal a man medically only to lose him to financial stress! First Critical Illness Policy was issued In 1983 Dr. Marius Barnard

14. 1 in 8 1 in 6

15. 1 in 325

16. Life Insurance VS. Living Insurance

17. The Big Three Cancer Heart-Attack Stroke

18. Major Organ Transplant Coma Kidney Failure Major Burns Paralysis Loss of Limb Blindness Deafness Bypass Surgery Advanced Alzheimer’s Heart Valve Surgery Terminal Illness Angioplasty Death

19. 2 Million EVERY Year Every 26 seconds someone will become THE-OTHER-GUY

20. SUDDEN & UNEXPECTED IT CAN HAPPEN TO YOU

21. Most people could protect their financial future For the price of a cup of coffee a day!

22. 2 Undeniable Pains Discipline: Pay for something today and have no pain in the future. Regret: Deciding NOT to act today and suffering financially at a future date.

23. Hope is simply NOT a strategy!