1. In New Zealand Trauma cover provides a lump sum payment in event you are diagnosed with a critical illness. Imagine…….. You might haveYou need to Mortgage on your housePay Ongoing billsPay Kids going to School/UniPay Take care of your family i-insure.co.nz for information about Trauma Cover in New Zealand

2. o AMP financial strength is very strong with grade “AA-” o Asteron Life financial strength is strong with grade “A+” o Fidelity life financial strength is strong with grade “A-”  Every insurance provider offers: o Lump sum payment if person insured diagnosed with a critical illness maximum of $2 million. o You can bundle your trauma cover with your existing life insurance. This is called “accelerated” or “linked” trauma. Equally, you can get trauma cover as a standalone.

3. AMP Lifetrack AMP RPP Asteron LifeFidelity Life Entry age 16 -60 Provides Cover to 70. Some conditions expire at 85. Entry age15-60 Provides Cover to 70 Entry age 25-60 Provides Cover to 65 Entry age 16-64 Provides Cover to 70 Free children's benefit up to $20,000 or 10% of parental trauma policy for kids 2-18 years old Free children’s benefit up to $10,000 can be added to parental trauma policy for kids 0.5-18 years old $10,000 of Child cover can be transferred to a standalone Trauma cover at the age of 21 to $100,000 without additional medical underwriting Free children’s benefit for the lesser of $50,000 or 20% of parental trauma policy can be added for kids 2-18 years old “Special event” option allows you to make changes to your policy without providing proof of health: a house purchase, a mortgage increase, a birth of a child Offers Needlestick benefit for those who work in the medical and emergency services, which helps to ensure you can protect yourself against the financial impact of contracting Hepatits B or C or HIV Premiums can be waived if you are totally disabled and refunded for a duration of waiting period Trauma plus option increases the number of covered illnesses by 25 cases for RPP and by 24 cases for Life track. Payments can be made if you are diagnosed with early stages of cancer Business future insurability option allows you to increase cover each year without providing medical evidence.

4. AMP Trauma Cover ConditionsTrauma Cover AMP Lifetrack 1) Advanced Diabetes28) Major head injury 2) Aortic Surgery29) Major organ transplant 3) Aplastic Anemia30) Meningitis 4) Alzheimer's Disease31) Motor Neurone Disease 5) Bening Tumor of the Brain or Spinal Cord32) Multiple sclerosis 6) Blindness33) Muscular Dystrophy 7) Cardiomyopathy34) Pneumonectomy 8) Coronary Artery Angioplasty35) Paralysis – Hemiplegia 9) Coronary Artery Surgery36) Paralysis – Diplegia 10) Chronic liver disease37) Paralysis – Paraplegia 11) Chronic Lung Disease38) Paralysis – Quadriplegia 12) Coma39) Parkinson’s Disease 13) Cancer40) Stroke 14) Cancer of the breast, prostate, skin or bowel41) Severe Burns 15) Creutzfeldt-Jakob Disease 16) Dementia 17) Deafness 18) Encephalitis 19) Heart Attack – Myocardial Infarction 20) Heart Attack – Out of Hospital Cardic Arrest 21) Heart Valve Surgery 22) HIV/AIDS Medically/Occupationally acquired 23) Primary Pulmonary Hypertension 24) Kidney Failure 25) Loss of speech 26) Loss of independent living 27) Loss of use of hands, or feet or loss of sight AMP RPP 1) Advanced Diabetes28) Meningitis 2) Aortic Surgery29) Motor Neurone Disease 3) Aplastic Anemia30) Multiple sclerosis 4) Alzheimer's Disease31) Muscular Dystrophy 5) Angioplasty Triple Vessel32) Pneumonectomy 6) Bening Tumor of the Brain or Spinal Cord33) Paralysis – Hemiplegia 7) Blindness34) Parkinson’s Disease 8) Cardiomyopathy35) Stroke 9) Coronary Artery Surgery36) Severe Burns 10) Chronic liver disease 11) Chronic Lung Disease 12) Coma 13) Cancer 14) Cancer of the breast, prostate, skin or bowel 15) Creutzfeldt-Jakob Disease 16) Deafness 17) Encephalitis 18) Heart Attack – Myocardial Infarction 19) Heart Attack – Out of Hospital Cardic Arrest 20) Heart Valve Surgery 21) HIV/AIDS Medically/Occupationally acquired 22) Primary Pulmonary Hypertension 23) Kidney Failure 24) Loss of speech 25) Loss of use of hands, or feet or loss of sight 26) Major head injury 27) Major organ transplant

5. ASTERON Trauma Cover ConditionsTrauma Cover Asteron Trauma Cover 1) Alzheimer’s disease/Dementia29) Open heart surgery 2) Angioplasty30) Out of hospital cardiac arrest 3) Aorta surgery31) Pneumenoctamy 4) Aplastic anaemia32)Peripheral neuropathy 5) Benign Brain Tumor33) Parkinson's Disease 6) Cancer34) Primary pulmonary hypertension 7) Cardiomyopathy35) Paraplegia paralysis 8) Chronic Liver failure36) Parkinson's Disease 9) Chronic Lung disease37) Quadriplegia paralysis 10) Creutzfeldt-Jakob disease38) Tetraplegia paralysis 11) Cognitive Impairment39) Severe burns 12) Coma40) Systemic sclerosis 13) Coronary artery bypass surgery42) Total blindness 14) Dementia43) Total deafness 15) Diplegia paralysis44) Stroke 16) Encephalitis 17) Heart valve surgery 18) Hemiplegia paralysis 19) Heart attack 20) Intensive care 21) Loss of independent existence 22) Loss of limbs or eyes 23) Loss of speech 24) Major head trauma 25) Major organ transplant 26) Multiple sclerosis 27) Muscular dystrophy 28) Occupationally acquired HIV

6. Fidelity Trauma Cover ConditionsTrauma Cover Fidelity Trauma Cover 1) Accidentally acquired HIV27) Multiple sclerosis 2) Adult insulin dependent diabetes mellitus28) Muscular dystrophy 3) Alzheimer’s disease/Dementia39) Occupationally acquired HIV 4) Angioplasty30) Open heart surgery 5) Aorta surgery31) Out of hospital cardiac arrest 6) Aplastic anaemia32) Pneumenoctamy 7) Benign Brain Tumor33) Parkinson's Disease 8) Cancer44) Primary pulmonary hypertension 9) Cardiomyopathy35) Paraplegia paralysis 10) Chronic Liver failure36) Parkinson's Disease 11) Chronic Lung disease37) Quadriplegia paralysis 12) Chronic renal failure38) Tetraplegia paralysis 13) Cognitive Impairment39) Severe burns 14) Coma40) Severe osteoporosis 15) Coronary artery bypass surgery41) Severe rheumatoid arthritis 16) Diplegia paralysis42) Total blindness 17) Encephalitis43) Total deafness 18) Heart valve surgery44) Stroke 19) Hemiplegia paralysis 20) Heart attack 21) Intensive care 20) Loss of independent existence 21) Loss of limbs or eyes 22) Loss of speech 23) Major head trauma 24) Major organ transplant 25) Meningitis 26) Motor neurone disease

7. AMP LifetrackAMP RPPAsteron LifeFidelity Life 4 types of Paralysis1 type of Paralysis4 types of Paralysis Independent LivingSevere Osteoporosis DementiaSevere Rheumatoid Arthritis Insulin Dependent Diabetes Mellitus Insulin dependent diabetes mellitus Accidentally Acquired HIV Renal Failure Unique Cover Options

8.  Contact Vlad Ivanov (AFA) in order to discuss which product is suitable for you.Vlad Ivanov  Please check Trauma CoverTrauma Cover  09 525 4675  586 Great South Road, Greenlane, Auckland PO Box 17261 i-insure.co.nz