1. Insurance Committee 2010 Report to SKEA RA

2. Process of SKEA Decision Making Insurance Committee met with OEBB Insurance Survey will be forthcoming Insurance Committee will review plans and make recommendation to Board Board will approve that recommendation Does not require an all member vote – we are not changing carriers, only possibly changing plans

3. The following is information given from OEA to Local Leaders regarding insurance

4. PRE OEBB Oregon School Board AssociationOEA Choice

5. 2010 OEBB Rate Increases Medical Plans increased from 8.8% to 28.63% Medical Trend 11%, 5 plans above – 6 plans below Dental Plans increased from 0% to 6.35% Vision Plans increased from 0% to 8.8% Weight Management program increase rates by.38% to.63%

6. PLANRenewal in crease KaiserPlan A9.81%

7. SKEA does not offer this provider and/or plans PlanRenewal increase PROVIDENCE Plan 228.63% Plan 2A27.36% Average28.61%

8. PlanRenewal Increase ODS Plan 326.66% Plan 422.07% We offer thisPlan 517.61% Plan 610.23% We offer thisPlan 78.85% We offer thisPlan 88.26% Plan 98.80% Average18.93%

9. Plan Changes Introduction of Weight Management Program Introduction of Tobacco Cessation Program Out of Pocket Max increased in most plans Change in Co-Pays: Increase in most plans for primary care Creation of lower incentive co-pay Creation of preference sensitive co-pay

10. Healthcare Reform Now No lifetime max. Possible 80% reimbursement for costs associated with pre-retired group. Expansion of dependant coverage. Future Excise tax for plans over $10,200 for singles and $27,500 for families starting in 2018. Employers must include healthcare value on W2.

11. So….what does all this mean? At the bargaining table plan to address rising costs of health care Keep informed about the issues by reading the newsletter, bargaining briefs and visiting the www.salemed.org website www.salemed.org Don’t fall into the rumor mill ?’tions: 503-364-3397 jane.killefer@oregoned.org / james.sundell@oregoned.org/ kathleensundell@oregoned.org jane.killefer@oregoned.orgjames.sundell@oregoned.org/ kathleensundell@oregoned.org