1. eСommerce

2. eCommerce VISA and MasterCard 2 billion users annual turnover 7,2 trillion USD 30 million member companies

3. eCommerce Rietumu Bank provides advanced support in launching its off- the-shelf eRietumu system: covering everything from software installation right up to providing assistance in registering the company in the most suitable jurisdiction. VISA and MasterCard European licences for servicing card payments via the internet for all EU companies Regardless of the time of day for your customers, or their location, whether it be in China, Russia, Australia or the USA, the client can pay for your goods or services on your website.

4. eCommerce an instant way of paying for goods and services around the clock, from any part of the world, using payment cards Cheaper than working trough intermediaries Merchant account eRietumu – Speed money on-line – immediately after making a payment you will receive confirmation and a guarantee of the funds that are entering your current account at Rietumu; Low fees

5. eCommerce еRietumu uses 3D Secure technology: Verified by Visa, MasterCard SecureCode, which minimizes the risk. The monitoring system reduces the number of charge- back fees to the lowest possible level a fully-fledged current account at the bank with remote access. Merchant account eRietumu – Safety Monitoring Functionality

6. eCommerce For Merchants Basic fees: Integration……………………………………………500 EUR Monthly fee…………………………………………30 EUR Transaction fee…………..……………………….. to be agreed Claim processing fee…………………….………. to be agreed Refund fee…………………………………………0,5 EUR Rolling reserve………………………….…………10% of total amount for a term not exceeding 180 days

7. eCommerce a PCI DSS standards certificate of conformity from the approved VISA and MasterCard auditor which should have been received no later than a year ago; For Processing Centres (IPSP) Basic criteria and requirements: financial institute licence which is in conformity with the legislation requirements of the country of residence; Experience of operating in the market of a minimum of three years.

8. eCommerce statutory documents, the last annual report, information regarding the occupation of the company’s clients; For Processing Centres (IPSP) The following should be provided: information regarding the anticipated monthly turnover, the average worth of one transaction, and the sales feasibility forecast for the next six months; documents regarding processing history and charge-back levels during the last six months; statutory documents showing contractors, copies of agreements concluded with them, and showing addresses of the serviced IPSP websites; information regarding the ‘Know Your Customer’ policy; A final decision on the opening of your account shall be taken following a personal meeting between representatives of the bank and your company.

9. eCommerce For Processing Centres (IPSP) Processing fee……………...……………………..1500 EUR Basic fees: Monthly fee…………………………………………150 EUR Transaction fee…………..………………………..to be agreed Claim processing fee……………………….…….to be agreed Refund fee…………………………………………0 EUR Rolling reserve………………………….…………10% of total amount for a term not exceeding 180 days

10. eCommerce Rietumu offers interested parties and companies the opportunity to consider mutually beneficial cooperation. We are looking for partners to work with on a long-term and permanent basis. We guarantee worthwhile remuneration for attracting new clients. For Agents