1. Perks@Work with HSBC / HSBC Amanah PREPARED FOR:Al-Madinah University DATE:27/04/2011

2. 2 Perks@Work Exclusive Privileges for our Corporate Partners When your company sign up for HSBC Payroll solution under HSBCnet, you and your employee can join our Perks@Work programme to enjoy exclusive privileges and offers as listed: Special Packages & Offers (only available through this programme) Dedicated Relationship Manager Enjoy your privileges anywhere in Malaysia

3. 3 Benefits for Your Company Simple hassle free payroll solution through HSBCnet Solution –Convenience and flexibility to upload your payment files quickly and securely for payroll purposes –Save administrative time –Cost effective through the consolidation of payroll and other banking transactions through one bank –Control your cash flow by managing your payroll and bank accounts from one online location Dedicated Relationship Managers −One contact person to provide assistance in personal banking matter for your employees Special privileges for your employees −Preferential rates and offers for your employees −Serve as an additional benefit to your employees Reliable Banking Institution

4. 4 Benefits for Your Employees Dedicated Relationship Manager and Branch to assist employee in their banking needs Special Privileges and Preferential Rate −Fee Waiver on accounts-i and credit cards-i −Preferential Rates on the Financing Facilities −Complimentary Financial Health Check Exclusive facility only available under this programme Convenient Payroll Account opening process at the company’s premise Convenience with our extensive global and local network

5. Perks@Work Special Packages & Offers

6. Special Packages & Offers HSBC Amanah Premier & HSBC Amanah Advance

7. 7 Perks@Work : Salary Account Exclusively for: All Directors / Head of Department (Salary of RM16,500 & above) Specially for all Employees (Salary of RM3,500 & above) Specially for all Employees (Salary below RM3,500 & below) HSBC Premier Account-iHSBC Amanah Advance-iBasic Savings Account-i Benefit : Priority Banking with globally linked banking services Worldwide Recognition Personalized banking with dedicated Relationship Manager Special pricing privilege and exclusive benefits only for Amanah Premier Feature : Integrated Account - Our all-in-one Saving and Current account Convenience through Self Managed Banking via Internet, Call Centre Special pricing privilege and exclusive benefits only for Amanah Advance Feature : Simple & hassle free account Offers : Enjoy 24 months Fee Waiver of RM150 Minimum Deposit of RM50 Waiver on TRB of RM200,000 for 2 years to qualify as HSBC Amanah Premier Offers : Enjoy Monthly Fee Waiver of RM10 Minimum Deposit of RM50 Waiver on TRB of RM20,000 to qualify as HSBC Amanah Advance Offers : No Monthly Fee Minimum Deposit of RM30

8. Thank You Special Packages & Offers HSBC Amanah Credit Cards-i

9. 9 Perks@Work : Credit Cards Exclusively for: All Directors / Head of Department (Salary of RM16,500 & above) Specially for all Employees (Salary of RM3500 & above) Specially for all Employees ( Minimum Salary of RM2000 ) HSBC Premier MasterCard Credit Card-i HSBC Amanah Advance Platinum Credit Card-i MPower Visa Credit Card-i Offers : Fee Waiver (as long as with Amanah Premier) Enjoy 1.0% Cash Back (overseas) Enjoy 0.5% Cash Back (local) Offers : Fee Waiver (as long as on payroll) Enjoy 1.0% Cash Back (overseas) Enjoy 0.5% Cash Back (local) Offers : Fee Waiver (as long as on payroll) Enjoy 0.5% Cash Back (local) Other Offers : Special Rate : Balance Transfer 12 months: 3% upfront management charge on the balance transfer amount 6 months: 0% management charge on the balance transfer amount Offers : Special Rate : Balance Transfer 12 months: 3% upfront management charge on the balance transfer amount 6 months: 0% management charge on the balance transfer amount Offers : Special rate : Balance Transfer 12 months: 3% upfront management charge on the balance transfer amount 6 months: 0% management charge on the balance transfer amount

10. Thank You Special Packages & Offers Anytime Money Amanah Personal Financing-i

11. 11 Perks@Work : Financing Facilities Salary Advance APF-iAnytime Money Personal Financing-i Benefit : Only Available under Perks@Work Programme One Month Cash advance to cater your immediate needs at anytime, any occasion Benefit : “Best in Town” Preferential Rate offered only through Perks@Work Programme Hassle-free personal financing that allows you to leap into what you want, faster and easier Feature : Financing facility up to One Month Salary (Min: RM2,000 to Max: RM50,000) Payment of 1 year (12months) Fast Approval Feature : Financing from RM6,000 to RM120,000 Flexible Payment: 2 to 5 years Cash Disbursement into HSBC AmanahAccount once facility is approved Criteria: Confirmed Employee (with Minimum salary of RM2000) Must have a HSBC Amanah salary Account Payment through Monthly Salary Deduction Offers : Preferential rate of 5%p.a. Offers : Preferential Rate that starts from 7%p.a. 3.5% Discount off Board Rate if applied together with HSBC Anytime Extra Protector

12. Thank You Financial Planning through Wealth Management

13. 13 Perks@Work : Financial Planning through Wealth Management Complimentary Financial Health Check −Free Financial Health check to start you and your employee on financial planning Wealth Management −Free Talks to prepare you and your employee for the retirement that you desire −Wide Selection of Investment options for your financial planning −Insurance (Takaful) products for the total protection and retirement planning Savings −Special rates for Deposit, exclusively for HSBC / HSBC Amanah Premier customers −Specially for HSBC Advance Customers, sub-accounts can be created online and enjoy 1 month Term-Deposit-i (Standard Scheme)

14. Perks@Work Extensive Coverage for your Convenience

15. 15 Perks@Work : Network Coverage Convenience with our extensive global and local network Wide ATM Network Locally and Globally −Access to all HSBC / HSBC Amanah ATMs nationwide −Access to all HOUSe ATMs nationwide −Now, access to all MEPS ATMs nationwide −Access to global HSBC / HSBC Amanah network – 87 countries Immediate 24/7 Telebanking Service and Personal Internet Banking

16. Perks@Work Dedicated Relationship Manager at your Service

17. 17 Perks@Work : Dedicated Service Dedicated Business Development Manager and Branch assigned to serve you and your employee better (on personal Financial requirement) One point of contact for you & your employee Convenience of account opening at your office premises

18. Thank You