Presentation on theme: "Paul Simpson – Sales Director"— Presentation transcript:
1 Paul Simpson – Sales Director WELCOMEPaul Simpson – Sales DirectorSmartDebit – in Commercial Confidence
2 Presentation Overview Combing SAGE and the SmartDebit Direct Debit solution, to enable your organisation to collect, automate and integrate Direct Debits in to SAGE for both B2C and also for B2B (in to Accounts Receivable Ledger) collections.How using Direct Debits for B2B collections, can put you in control - be paid faster – on time/due date, every time, improve client retention, save time and the hassle of chasing customers for payment.
3 Improve control over payments and cash flow Direct Debit Direct Debits and B2B Direct Debit collections in to AR are growingMore common to sign suppliers up as standard trading terms (or surcharge!)Improved cash-flowPaid faster – on time - No waiting 30, 60 days……Easy for payer – they do nothing!Can bill weekly instead of monthly – flexibleBe in control and reduce bad debts
4 Who Are SmartDebit?Part of Payment Solutions Ltd, a specialist payment providerSpecialist Direct Debit Business since 199835% growth over last yearBacs Audit - Excellent in all 5 of 5 CategoriesBacs AffiliateBS ISO 27001:2005 – October 2011PCI DSSFull DR and Active/Active – across multi sites1,000 Active Merchants Across Multiple VerticalsFull insured, excellent credit rating, accountsSmartDebit office – owner occupierSEPA Direct Debit “ready” in next release
5 What Do We Do? Primarily a payment gateway, a Bureau, with full DR Choice of SUN or FM services (FM gives organisations the opportunity to collect Direct Debits if they cannot obtain a SUN from their bank)HSMs - Hardware Security Modules offer the secure communication of sensitive information, instead of SmartcardsRegarded as the most innovative and technically advanced payment business in the Direct Debit processing industry – leading edge technologyScalable, cover all our clients’ debiting needsFree consultancy, advice, guidance, form filling assistance – “hand holding”Make and keep it simple
7 Systems Infrastructure – Uptime and Resiliency 24 hour: While BACS is batch, new instructions are 24/7/365Resilient: 3 Provisions, 2 UK data centres, 50 miles apart= 1 service – assuring availabilityFull Active/Active services – not DR site in true senseSensitive/Secure: ISO, PCI, Tokenised….
8 SECURITY – Tier 3 Enterprise Unified Threat Management PhysicalPerimeterIntrusionIsolationTier 3 – 24x7x365 mannedGated compound, Proximity access cards, security guardsPrivate dedicated racksEnterprise FirewallsUnified Threat ManagementPatched hourlyDDoS & DoS mitigationIDS/IPS ServicesMonthly vulnerability and penetrationFully integrated security architectureSensitive encrypted data isolationVLAN segregation of data networks
9 RESILIENCE – Two Sites, Three Provisions Two fully independent sites separated geographically and with different suppliers, linked by 100MB backhaul for data synchronisation.ProvisionSeparate N+N1 power backed by generators with and multi-homed diverse internet provisions again in N+N1 format.ServersThree complete independent server provisions with real-time file and database replication, each provision capable of full Direct Debit processing.MonitoringActive internal and external monitoring from distributed systems with 24 hour assisted engineer response to site and Service Level Agreements.
10 SmartDebit API Option or SmartDebit Online (IFrame) Scalable solutions for your needsCan be branded as your site - Look and feel of your companySTP - Complete end to end Direct Debit SolutionTrue API / Integration, multi file formats to main accounting vendors ensures connectivity with end to end transactions.Easy to implementSecure and supported by us in the UK
17 Transaction Fees - “line item” in file Own SUN FM (No SUN)1-1,000 per month £ 0.30 each £0.35 each1,001-2,500 per month £ 0.25 each £0.32 each2,501-5,000 per month £ 0.20 each £0.29 each5,001-10,000 per month £ 0.15 each £0.29 each10,001-25,000 per month £ 0.12 each £0.26 each25,001-50,000 per month £ 0.08 each £0.22 each50,001+ per month £ Request a quote
18 Over 80 new features in 2012:Adding new features to remain ahead of the competitionFeatures to help you improve your collections, save you time, money, provide efficiency gains and give you better visibility of your transactions – anytime, anywhereWe will continue to add new features, all at no extra cost, tokeep SmartDebit as the most advanced and secure bureauIntegration for Postcode lookup, Business Intelligence / “At a glance” Dashboard…….Enhanced import and export file format supportSmartPhone App – under review
19 “Plug and Play Library” common file formats and competitor file format support, no need to reformat, extensive mapping capabilityExtended reports / reporting – e.g. new DD signups, by postcode, by date, enhanced search / filter, audit trail, increased multiple access levels with, viable permissionsGoogle Analytics Access to – via our APISignup via web browser on Interactive TV, Smartphone, TabletCredit card default for first or failed DDOver 80 new features in 2012:
20 Summary - Reasons to outsource to SmartDebit DD’s our key, core business, not yours!Best of Breed ServiceScalable options to suit you inc FM, API/IFrame, PortalReduces the time and cost of payment collectionsProven, Established, Secure, CredibleSystems Infrastructure – Uptime and ResiliencyResilient, Compliant, Contingency - TrustedLeading Independent BureauRecommended by Major Brands, Banks and Software partnerse.g. The Co-Operative Bank plc, CAF, RBS…Committed to You & Future Development
21 Summary - Reasons to outsource to SmartDebit Kept up dated with the latest BACS ComplianceCloud based, no hardware or software requiredMultiple access levels and rights/permissionsProvides a full detailed audit trailOffers simple user-defined reportingProvides online training for various members of staffProvides receipts; printed, face to face, letters or sIs consistently available and suffers no downtimeCan be branded to “look and feel” like your companyPCI, scalability, resiliency, security, disaster recover plans and professional indemnity insuranceHelping you from “A to Z”
22 Summary - Reasons to outsource to SmartDebit Although banks may offer limited Direct Debit services, our customers tend to find they’re only interested in proven companies and with minimal risk. “What’s best for the customer”.Banks also tend to lack the “value add”, API/Integration, portal and reporting systems and services required to process irregular amounts and or recurring payment debits inc Direct Debit Management Solutions.We work closely with all the main accounting systems, CRM and ERP vendors to ensure connectivity between our service and to enable secure streamlined end to end transactions.Connectivity for all the most common and widely used Accounting and ERP software providers “out the box”
23 How else can SmartDebit help me? Cheques - Does your organisation trade in the UK and receive large amounts of GBP cheque payments to clear? If so, PSL Cheque, offered through SmartDebit, is the ideal answer.Credit Card Processing - Does your organisation have recurring, subscription or instalment transactions? Do you need to process credit and debit card payments online or offline? If so, PSL Card, offered through SmartDebit, provides a range of card payment services at low fees.Payment Solutions –Through our range of selected partners, they can cover a wide range of payment issues from FX, International payments, virtual bank accounts to overcoming complex payment requirements….