1. Caritas Housing

2. Housing Development Catholic Charities/Caritas Housing

3. Our Vision … To serve our society’s most vulnerable in a way that honors the sanctity of life and affirms our belief in human dignity.

4. Our Service Philosophy… We recognize shelter as one of our most basic needs. We believe that when a family’s source of income or physical frailty limits their ability to have affordable safe housing, many are vulnerable to living in sub- standard, overcrowded conditions or homelessness.

5. Our Call to Action… To that end we provide quality, affordable, stable living environments and with services that facilitate hope and self-sufficiency for Oregon’s low and very low-income residents without regard to faith, race, ethnicity, marital status, gender or condition in life. To that end we provide quality, affordable, stable living environments and with services that facilitate hope and self-sufficiency for Oregon’s low and very low-income residents without regard to faith, race, ethnicity, marital status, gender or condition in life.

6. Our Clients... Generally our residents have incomes from 0 – 50% of AMI. They include people from all walks of life: Migrant and year-round farmworker families Migrant and year-round farmworker families Seniors and disabled people Seniors and disabled people Singles and families Singles and families Homeless teen mothers Homeless teen mothers Refugees Refugees Homeless families and Homeless families and individuals individuals Working poor Working poor

7. At Risk…. Total of 300 households served (April 2009) Total of 300 households served (April 2009) 20% are certified as formerly homeless…most of these families 20% are certified as formerly homeless…most of these families Almost 70% of our residents have incomes well below 30% AMI – at risk of homelessness Almost 70% of our residents have incomes well below 30% AMI – at risk of homelessness 30% AMI = $18,350 for 3 person household; $20,350 for 4 person household 30% AMI = $18,350 for 3 person household; $20,350 for 4 person household

8. What we do… Assess community affordable housing needs in light of micro-markets; Assess community affordable housing needs in light of micro-markets; Coordinate procurement of and analyze third party market and environmental assessments; Coordinate procurement of and analyze third party market and environmental assessments; Assess project architectural and financial feasibility; Assess project architectural and financial feasibility; Create development and operating budgets as well as project critical path planning; Create development and operating budgets as well as project critical path planning; Coordinate development team – including architect, contractor, vendors, property manager, attorneys and accountants; Coordinate development team – including architect, contractor, vendors, property manager, attorneys and accountants;

9. What we do… Oversee project capitalization process, construction completion, and lease-up – including grant writing, leading tax credit investment negotiations and construction funds administration. Oversee project capitalization process, construction completion, and lease-up – including grant writing, leading tax credit investment negotiations and construction funds administration. Oversee asset management to ensure project financial and physical sustainability over the long term; Oversee asset management to ensure project financial and physical sustainability over the long term; Coordinate with Catholic Charities service programs, and other service partners, to provide residents services—depending on the needs of tenants. Coordinate with Catholic Charities service programs, and other service partners, to provide residents services—depending on the needs of tenants.

10. Affordable Housing Projects Portland Metro Area Sutherlin Grants Pass Sandy Canby Molalla Wilsonville Legend Affordable Housing Projects in Development Existing Affordable Housing Projects

11. Affordable Housing Projects Sutherlin Canby Wilsonville Legend Affordable Housing Projects in Development Existing Affordable Housing Projects Completed Projects Project NameLocation Units Casa Verde Howard House Canby Portland 26 12 Cedar Park GardensSandy20 Haven HousePortland3 Kateri ParkPortland50 North Slope VillageSutherlin24 Rondel Court Renaissance Court Molalla Wilsonville 30 21 St. Vincent de Paul PlazaPortland30 St. Vincent de Paul VillaPortland30 Sandy Vista TOTAL Sandy Western Oregon 54 300

12. Projects Under Development Projects In Process…. Esperanza CourtPortland70Opens Fall 2008 Josephine’s GardenGrants Pass50Anticipated 2009/10 Good Shepherd VillageHappy Valley70Anticipated 2011/12 Total under development190

13. Origins…. Community Needs Assessment lead by Dr. Joseph Gallegos, Board member and professor at University of Portland Community Needs Assessment lead by Dr. Joseph Gallegos, Board member and professor at University of Portland Data driven Data driven Anecdotal evidence from Catholic Charities case managers supported data Anecdotal evidence from Catholic Charities case managers supported data Consistent with mission to serve the most vulnerable in a way that preserves their dignity as God’s children and fellow human beings Consistent with mission to serve the most vulnerable in a way that preserves their dignity as God’s children and fellow human beings

14. Start Up….. Funded in whole initially by Catholic Charities general funds Funded in whole initially by Catholic Charities general funds Over time, staffing partially offset by developer fees and grant funding Over time, staffing partially offset by developer fees and grant funding Cash flow from operations “theoretically” should cover Asset Management costs – but this is a tenuous assumption Cash flow from operations “theoretically” should cover Asset Management costs – but this is a tenuous assumption General Funds continue to subsidize staffing General Funds continue to subsidize staffing

15. Haven House SE 69 th & Powell Blvd. Final Completion 02/10/05 A Haven House Family

16. Sandy Vista 40747 SE Highway 26

17. Kateri Park 3640 SE 28 th AVe During construction, Oct. 2004 In Service, March 2006

18. Esperanza Court and Single Family Housing SE 28 th & Powell Blvd.

19. Esperanza Court SE 28th & Powell Blvd.

20. Community Partners / Resources City of Portland Bureau of Housing and Community Development City of Portland Bureau of Housing and Community Development Network for Oregon Affordable Housing Network for Oregon Affordable Housing National Equity Fund National Equity Fund Oregon Housing and Community Services Oregon Housing and Community Services Portland Development Commission Portland Development Commission Umpqua Community Action Network Umpqua Community Action Network Community Development Network Community Development Network

21. Community Partners / Resources CASA of Oregon CASA of Oregon Neighborhood Partnership Fund Neighborhood Partnership Fund Clackamas County Community Development Clackamas County Community Development Oregon Mental Health and Addiction Services Oregon Mental Health and Addiction Services USDA Rural Development USDA Rural Development Dept. of Housing and Urban Development Dept. of Housing and Urban Development Local Housing Authorities Local Housing Authorities Federal Home Loan Bank Federal Home Loan Bank Enterprise Community Partners Enterprise Community Partners

22. Integration of Service with Other Programs at Catholic Charities All Catholic Charities Programs All Catholic Charities Programs Pregnancy Support and Adoption Pregnancy Support and Adoption Refugee Resettlement Refugee Resettlement Elizabeth House Elizabeth House Housing Transitions Program Housing Transitions Program Catholic Charities Refugee Resettlement Staff with Kateri Park children at a 2006 summer outing

23. Services Provided Resident services include: Resident services include: Eviction Prevention Eviction Prevention Referral Services Referral Services Furniture Assistance through Community Warehouse Furniture Assistance through Community Warehouse English as a Second Language English as a Second Language Utility Assistance through Portland Impact Utility Assistance through Portland Impact Literacy classes Literacy classes

24. Services Provided Resident services include: Resident services include: After-school activities through Grout Elementary School After-school activities through Grout Elementary School Elisabeth Gern, Catholic Charities Resident Services Coordinator, with Kateri Park children

25. Services Provided Resident services include: Resident services include: Health screenings Health screenings School clothing School clothing Sewing classes which facilitate English language/cultural integration Sewing classes which facilitate English language/cultural integration After school/summer programs for kids After school/summer programs for kids

26. Opportunities…. Mission Fulfillment – currently house previously homeless families, chronically homeless individuals, and people with disabilities on the margins of society Mission Fulfillment – currently house previously homeless families, chronically homeless individuals, and people with disabilities on the margins of society Service Integration – housing program has facilitated greater integration of internal programs Service Integration – housing program has facilitated greater integration of internal programs Asset Growth – via subsidiaries, asset base of organization has grown substantially Asset Growth – via subsidiaries, asset base of organization has grown substantially

27. Challenges…. Capital funds more prevalent that operating funds – though availability varies by state Capital funds more prevalent that operating funds – though availability varies by state Underwriting by lenders and funders is “disconnected” from reality – costs for maintenance and operations for housing for families much higher than lenders expect Underwriting by lenders and funders is “disconnected” from reality – costs for maintenance and operations for housing for families much higher than lenders expect Little room for funding of Resident Services and Asset Management from cash flow – Catholic Charities continues to subsidize program Little room for funding of Resident Services and Asset Management from cash flow – Catholic Charities continues to subsidize program

28. Responding to Challenges…. Diversifying housing portfolio and resident mix– via mixed income properties and creative private financing tools Diversifying housing portfolio and resident mix– via mixed income properties and creative private financing tools Focusing on moderate and strategic growth into the future Focusing on moderate and strategic growth into the future Developing asset building and economic development programs as part of portfolio of services Developing asset building and economic development programs as part of portfolio of services

29. Potential Future Services Individual Development Accounts Individual Development Accounts Early Childhood Education Center Early Childhood Education Center Adult Learning Centers Adult Learning Centers Microbusiness Enterprise Training and Funding (via MercyCorps NW Microbusiness Enterprise Training and Funding (via MercyCorps NW CATHOLIC CHARITIES: Will provide: Feasibility assessments Concept creation Modeling/visioning process Program Development Service partnerships

30. For More Information… www.catholiccharitiesoregon.org www.catholiccharitiesoregon.org