1. & Its Business Units

2. Local / Global Credit Decision Support Services Regulatory Compliance AML - KYC Local / Global Receivable Management Services Business Training Services IT Solution, Biometric, RFID & Security Solution Business Continuity & ITDR Services B – 2 – B Credit Bureau Service International Credit Information Limited ICIL Pvt. LimitedICIL Technologies Pvt. LimitedPak Credit Alert Pvt. Limited www.pakbizinfo.comwww.icilpk.comwww.iciltek.comwww.pakcredit.com.pk

3. Business Continuity & I.T.D.R Business Continuity & I.T.D.R Security Surveillance Solutions Security Surveillance Solutions RFID Solutions Technology Solution & System Integration Technology Solution & System Integration Biometric Solutions Biometric Solutions

4. System Integration and Consulting System Integration and Consulting Technology Solution & System Integration ERP Implementat ion ERP Implementat ion Customize Software Development Customize Software Development BI Solution Designing and Implementati on BI Solution Designing and Implementati on Specializes in ERP customization and implementation Oracle - EBS R12 Microsoft - Dynamics GP ICILtek - eCorpStructure Integration among software components and ERP Integrating various devices with software Business process management Specialized software development using various tools and techniques Website and multimedia presentations Expertise in implementing various content management solution i.e. Joomla, Word press Expertise in working on and implementing Cognos BI MS Reporting Services BIRT Proven capabilities in programming database thus offers ETL tools development services Web Design and Development Web Design and Development Social Marketing/Net working Social Marketing/Net working

5. System Integration and Consulting Technology Solution & System Integration (cont..) System Integration Broader experience of various business domains Experience of all major tools and technologies i.e. Java, MS. Net Framework, Open Source Technologies, Oracle, MySQL, SQL Server etc. Knowledge of almost all famous ERPs i.e. Oracle EBS, MS Dynamics, SAP, Sage Experienced in integrating devices, equipment and machinery that are capable of communicating “System integration is about linking sub systems together to take advantage of a system as whole. These sub systems could be software applications, devices, equipment and machines.”

6. System Integration and Consulting (cont..) Technology Solution & System Integration (cont..) Consulting Services Business Process Management – Cross functional capabilities, focused work and result oriented approach enables ICILtek to achieve task efficiently IT Infrastructure Management Outsourcing – Hardware, Network, Database, Information Security and Application Administration for SMEs Assisting organizations in procuring right solutions for their business needs “IT Consulting Service is about assisting organizations in carrying out IT related activities from preparing RFP to assisting in developing, implementing and delivering solutions, and incorporate best and suitable solutions for achieving business goals.”

7. ERP Implementation Technology Solution & System Integration (cont..) Oracle EBS R-12 Financials [for Large Enterprises] - General Ledger, Accounts Receivable, Accounts Payable, Cash Management, Fixed Assets Microsoft Dynamics Great Plan Financials [for Medium Enterprises] - General Ledger, Receivables Management, Payables Management, Cash Flow Management, Collection, Encumbrance. ICILtek eCorpStructure [for Small and Medium Enterprises] – Financials, Inventory Control, HRMS, CRM, Point of Sales, Institute Management System “Enter Resource Planning systems are software applications consists of several integrated modules. Each module is responsible for managing and processing information of a particular business function, it also shares, input to and take output from other modules.”

8. ERP Implementation (cont..) Technology Solution & System Integration (cont..) eCorpStructure - HRMSuite ICILtek offers HRMS on two different platforms Web Based – ASP.Net and MySQL Desktop Based – Forms and Reports 6i and Oracle Database Consists of following functions / modules Recruitment Personnel Time Attendance Compensation and Payroll Training Can be used as an standalone system or integrated with any ERP or eCorpStructure ERP “Human Resource Management System manages processes related to HR of an organization. It reduces the efforts required for managing cumbersome and time taking processes of time management and payroll processing.”

9. ERP Implementation (cont..) Technology Solution & System Integration (cont..) eCorpStructure – IMS ICILtek offers IMS on two different platforms Web Based – ASP.Net and MySQL and PHP and MySQL Desktop Based – Oracle Forms and Reports 6i and Oracle Database Consists of following functions / modules Student Information System Campus Management Financials HRMS (Optional) Inventory Control (Optional) “Institute Management Systems are specialized ERPs exclusively for academic institutions. It integrates data, automates and integrates operational, financials and academic business processes thus greatly improves the performance.”

10. ERP Implementation (cont..) Technology Solution & System Integration (cont..) eCorpStructure – POS ICILtek offers POS on two different platforms Oracle Based – Oracle Forms and Reports 6i and Oracle Database Microsoft Based – Windows forms using C# and MySQL Consists of following functions / modules Sales Inventory Financials Can be integrated with RFID Barcode Readers “Point of Sales systems are integrated software applications specially designed for shops, wholesaler and retailers both. Consists of Sales, Inventory, Financials and limited functionality of CRM.”

11. Customized Software Development - CSD Technology Solution & System Integration (cont..) Expert in business analysis Detailed requirement gathering using different techniques Effective project management Experienced with “Customized Software Development is a service to develop a software application or solution for a specific organization based on its exclusive requirements. It is an opposite of off the shelf software packages that are based on general requirements.”

12. BI Designing and Implementation Technology Solution & System Integration (cont..)

13. Web Design and Development Technology Solution & System Integration (cont..) ICILtek has been providing professional web design services all over the world. We offer website designing, redesigning, maintenance and promotion of your website through Search Engine Optimization techniques. As a highly specialized web site development company offering cutting edge web site development services, we understand client requirements. We offer superior customer service to the wide base of our clients, both nationally and internationally. We specialize in creating corporate web sites that make an impact. Website Designing ASP / PHP /.NET / AJAX / Web 2.0 Programming Application Frontend designing Portal Development Database Services and Data Entry E-Commerce Solutions and with integration with merchant site B2B Portal Development and consultancy

14. Web Design and Development Technology Solution & System Integration (cont..) Corporate Identity & Communication Design Corporate identity is the image used by a company which is designed to portray the company's identity, aims and objectives in an interactive and unique way for how the whole world should perceive your company and what message you send to your clients and customers. Logo Design & redesign Company Stationery Brochures and eBrochures Product Branding PowerPoint Templates Post Cards Flyers Electronic Profile Inspirational Links http://www.moderndigsfurniture.com/ http://www.jdesigngroup.com/ http://www.bentheim.co.uk/ http://www.atelierid.com/

15. Social Marketing/Networking Technology Solution & System Integration (cont..) There’s a lot of reason as to why a certain company needs social media marketing and it will depend on different factors like company profile, the products, and the customers that it is catering to. As the days go by, I would say there is also an increase when it comes to the importance of social media marketing that is very effective for most companies Why Social Marketing /Social Networking is important for your Business. Social media channel is a good way of increasing a company’s trustworthiness and goodwill which will definitely give the said company and increased and better branding. When companies are able to have conversations with their customers, the result is going to be a great amount of credibility. 2. The lead generation is also another basis for companies to go for social media marketing. Since the lead generation serves a very important part for a company’s success, then using social media marketing for your campaigns help you reach out your targeted lead generation.. Social media channel is a good way of increasing a company’s trustworthiness and goodwill which will definitely give the said company and increased and better branding. When companies are able to have conversations with their customers, the result is going to be a great amount of credibility. 2. The lead generation is also another basis for companies to go for social media marketing. Since the lead generation serves a very important part for a company’s success, then using social media marketing for your campaigns help you reach out your targeted lead generation.

16. Social Marketing/Networking Technology Solution & System Integration (cont..) Social media channels also make it easier and more flexible for companies to engage with its customers. You have to put this on your top priority list since customer engagement is a very crucial since this will help your company retain your existing customers and of course increase your brand credibility Social media channels are also responsible for generating a highly powerful traffic for your site. You don’t even have to worry since there’s a lot of social media channels that will be able to help you and would make it easier for you to obtain for your website the relevant and quality traffic that it will need. Your industry is considered to have a backbone if you have total access to customer’s feedback. This is because the feedback actually helps in improving your products based on what your customer’s require. Due to the fact that social media channels aid in making customer engagement possible, then customer feedback will always be available for the company to use as basis for improvement. With this, you can always expect customer reviews and feedback that can help you in making your products or services even better.

17. Social Marketing/Networking Technology Solution & System Integration (cont..) There is no better way or an even cheaper way than a social media channel when it comes to announcing new products or services for your company. Social media will make it easier for you to spread the news regarding a new product or service. You can even include information such as arrival or release dates. Another importance of social media marketing is the fact that it will allow you to discover your customers’ preferences so that you will be able to act based on what they want. By knowing their preferences, it will be much easier for you to enhance all of your products and plan your marketing campaigns more effectively.

18. Business Continuity Planning Business Continuity Planning Business Continuity and I.T. D.R. IT Disaster Recovery Planning IT Disaster Recovery Planning Testing and Audit IT DR and BC Plan Testing and Audit IT DR and BC Plan Identifying critical and key business processes Risk assessment Emergency evacuation planning Communication planning Operations recovery planning BCP drills and testing Maintaining and updating BC plan Identifying key applications and critical IT processes Risk assessment Back and recovery planning and testing Planning for Hot or Cold recovery site Testing, maintaining and updating Preparing compatibility report against BCP and IT DR Recommending changes in existing BC and IT DR plan Updating and maintaining

19. Business Continuity Planning Business Continuity and I.T. D.R. (cont..) Offers following services under BCP Business study and identifying critical business processes Determining associated risks and preparing risk matrix against critical processes Planning for emergency response, evacuation, communication and operations recovery Testing plans and giving training to relevant personnel Support - Maintaining and updating plan ICILtek has affiliation with Kingswell UK for BCP “Business Continuity Planning is a process of developing strategies, plans and actions to protect critical business processes from any interruption or disaster. Disaster can be major like hurricane and minor like power failure, the aim is to ensure the survival of the organization”

20. IT Service Continuity Management Business Continuity and I.T. D.R. (cont..)

21. Testing and Audit IT DR and BC Plan Business Continuity and I.T. D.R. (cont..) It is a known fact that designer or developers cant be considered to be valid testers. ICILtek having good knowledge of the intricacies of IT Service Continuity can help organization test their IT Service Continuity Plan to ensure that the plan is valid and as per the expectation of their management. It offers the following advantages to the stakeholders Give management assurance and IT will continue to give service to departments incase of any incident. Ensure that all IT assets are secure Give management assurance that all departments will continue to serve their customer thus retaining them Ensure all key staff are familiar with their incident management, business recovery and technical recovery plans Prove the ability to recover the technical IT and communication infrastructure

22. Finger Tip Biometric Solutions Biometric Solutions Palm Vein Retina Scanning Retina Scanning Voice Recognition Voice Recognition Based on finger prints, fast in processing Time attendance Access control Replaces manual signatures Can be integrated with software applications Face Recognition Based on palm vein scanning and recognition Approximately 100% accurate Time attendance Access control Can be integrated with software applications Based on retina scanning and recognition More secure Access control Can be integrated with software applications Based on face geometry Accurate recognition More secure Time attendance Access control Can be integrated with software applications Recommended for labor staff Based on voice More secure Time attendance Access control Can be integrated with software applications

23. Finger Tip Biometric Solutions (cont..) ACTAtek is a world leader in ID Management solution. It is a leading web based, biometric, RFID smart card platform for enterprise wide solution.  2.8‘ TFT 256k color screen with slim and compact design  Embedded software, no software installation necessary.  State of the art embedded, encrypted Linux web server technology.  Control, configure & administrate via web browser  SSL encrypted communication between units & browser  Real time system update & configuration  500 DPI optical scanner  Auto-match support up to 500 users (1:N) FAM model  Auto-match support up to 3,000 users (1:N) FLI model  Operates in Standalone or Network modes  Robust and scalable for enterprise-wide deployment  IP 65 rated, weather & impact resistant casing (fluid ingress, dust, salt, fog protection)  Built-in Video/CMOS camera (optional)  1,000, 3,000, 5,000,10,000, 15,000 or 20,000 users  Up to 75,000 event logs  Five Modes of authentication oFingerprint only oSmart Card only oSmart Card + Fingerprint oID + Fingerprint, and oID + PIN.

24. Palm Vein Biometric Solutions (cont..) This system is based on the palm vein-network, since they have multiple features that make each person unique. Specifically on the blood veinspattern, which is unique to every individual, even among identical twins. Moreover, the system needs blood circulation for it to work, ensuring liveness. “PalmSecure™”, technology captures an image from the vein patterns of the hand palm by radiating his/her hand with near-infrared rays. Veins are an internal element of the human body and have many features that make each person unique. Therefore, reducing false acceptance rates close to zero. Everybody has veins in their hands, which makes this technology different from other technologies based on external patterns and does not allow any significant false rejection rate.

25. Retina Scanning Biometric Solutions (cont..) Ganetec IRIS recognition is a secure, effortless, non contact identity verification on the move. It delivers security of iris recognition in a convenient, high throughput system for access control. This portal configuration has a processing speed of 30 people per minute – subjects simply walk through a comfortable place. It also enables onboard enrollment and identifies subjects in less than one second making it ideal for high traffic locations such as airports, mass transit, security checkpoints and other applications that require positive identity verification for large number of people.

26. Face Recognition Biometric Solutions (cont..) Facial recognition compares the facial features of a person to initiate a trigger. The Trigger can be as simple as marking attendance or granting access to particular place in office. Facial recognition is the most foolproof mechanism for any identity management application. Its uses special algorithms that identify faces by extracting landmarks or features from an image of the subject’s face. For example an algorithm may analyze the relative position, size and/or shape of the eyes, nose, cheekbones or jaws. F710 is embedded facial recognition system with leading “Dual Sensor” Facial recognition algorithm, which is generically used for time attendance and access control application.

27. Voice Recognition Biometric Solutions (cont..) Voice biometrics products are designed to meet the dynamic security needs of the world’s leading financial institutions, telecom service providers, healthcare insurance companies, large enterprises, and law enforcement and government agencies. Organizations are empowered to improve security and comply with industry Regulations that require higher levels of security for authenticating identity, while reducing costs and delivering increased convenience to those they serve. Nuance voice biometrics technology provides an accurate, non-invasive, cost-effective identity verification solution that seamlessly integrates with existing contact center and VoiceXML platforms.

28. Active Tags based RFID Solutions Active Tags based RFID Solutions RFID Solutions Passive Tags based RFID Solutions Passive Tags based RFID Solutions Identification of items through RFID tags Used to automate inventory (items / goods) IN and OUT processes Battery powered tags In case of removing tag illegally from an item, tag inform reader thus an alarm can activate Inventory management of valuable goods i.e. jewelry, machine parts etc. Identification of items through RFID tags Used to automate inventory (items / goods) IN and OUT processes Reader powered tags Inexpensive Inventory management of goods and fixed assets

29. RFID Applications RFID Solutions (cont..) RFID is the use of a wireless non-contact radio system to transfer data from a tag attached to an object, for the purposes of automatic identification and tracking. Some tags require no battery and are powered by the radio waves used to read them.radio Such a technology allows us to use it in a number of applications such as Student Attendance and Tracking: Tag/ Student ID Card is detected by a reader to Mark attendance or determine his/her location

30. RFID and its applications RFID Solutions (cont..) Car Parking Management RFID can be used to automate and bring Efficiency into car parking management. A RFID tag can be attached anywhere on a Car, as the automobile approaches the barrier or road blocker, the reader detects he tag and detaches or open the barrier granting him access into the car parking lot. Asset Tracking Applications for asset tracking include those that involve reusable or rental assets such as Containers, Library Items and other supply chain applications where assets circulate through the system. The tags in such cases have to be long life, durable, robust and be able to perform in rough conditions. It should also have the capability to be easily integrated with a customer’s existing infrastructure

31. RFID and its applications RFID Solutions (cont..) Document Tracking The need to maintain information in hard copy form or Physically on files can never be discounted. RFID allows For a more secure and efficient way of managing archives. With Tags in the form of sticker attached to the document One can securely ensure that all file are processed maintained in an efficient manner. RFID provides item level supply chain visibility by providing Information required for product authentication. Pharmaceutical Consumers benefit from improved product safety, quality and availability. Pharmaceutical companies benefit from reduced liability, brand protection and additional revenue that otherwise gets diverted to counterfeit drugs. By adopting a global RFID network businesses can get full visibility, track and trace capabilities from the birth of the product through to delivery to final customer Counterfeiting in Pharmaceutical

32. RFID and its applications RFID Solutions (cont..) Distribution and Inventory Control RFID can offers tremendous advantage in distribution Industry where major cost involved is in managing the Inventory. It is a known fact that in distribution centres RFID has been used to eliminate the need to manually Track and scan products, reducing labor cost by 30% or more. RFID provides item level supply chain visibility by providing Information required for product authentication. Pharmaceutical Consumers benefit from improved product safety, quality and availability. Pharmaceutical companies benefit from reduced liability, brand protection and additional revenue that otherwise gets diverted to counterfeit drugs. By adopting a global RFID network businesses can get full visibility, track and trace capabilities from the birth of the product through to delivery to final customer Counterfeiting in Pharmaceutical

33. CCTV Solutions Security Surveillance Solutions IP Cameras Solutions IP Cameras Solutions Integrated Solutions (Cameras and Access Control) Integrated Solutions (Cameras and Access Control) IP based Each and every unit is accessible to authorized user over LAN or WAN Security surveillance through CCTV cameras Less expensive In case of using IP based DVR, streaming can be done on computer’s HDD Compatibility with existing surveillance infrastructure Integration among cameras and Access Control Tracking of unauthorized access attempts

34. Video Surveillance Solution (CCTV and IP) Security Surveillance Solutions (cont..)

35. IP Camera Solutions Security Surveillance Solutions (cont..)

36. Integrated Solutions (Cameras and Access Control) Security Surveillance Solutions (cont..)

37. Intelligent Video Analytics Security Surveillance Solutions (cont..) Face and License Plate Recognition People Counting

38. Intelligent Video Analytics Security Surveillance Solutions (cont..) Motion Detection and Forbidden Area Detection Added Object Monitors a specific area and prompts if an object of an Kind is detected in that place

39. Intelligent Video Analytics Security Surveillance Solutions (cont..) Missing Object Detects an object missing from a specific Location being monitored by the camera.