1. EMN CONFERENCE Internet-based information technology in microfinance - Improving the quality of services London 23-25 June 2010

2. Overview Established in 1991 Activities: microcrediting/microfinance more than 2000 clients to date 281 active clients EUR 13 M disbursed to date average loan size: EUR11 – 37000 teaching entrepreneurial knowledge Internet-based service providing system used by 12 LEA Giordano Dell’Amore Award Jasmine TA Regional Foundation for Enterprise Promotion of the Town of Székesfehérvár Fejér Enterprise Agency ®

3. Target groups: Credit brokersClientsMFIs online credit application

4. webshop wizard check-list remote help online credit application Online credit application

5. Target groups: Credit brokersClientsMFIs online credit application financial analysis

7. Target groups: Credit brokersClientsMFIs online credit application financial analysis company browser

9. Target groups: Credit brokersClientsMFIs online credit application financial analysis company browser microsites

11. Target groups: Credit brokersClientsMFIs online credit application financial analysis company database microsites credit assessment

12. Credit Assessment Management: Starting the electronic process Preparatory phase Expert evaluation Electronic voting Closing the electronic process

13. Credit Assessment Management: Starting the electronic process Starting the electronic process Preparatory phase Expert evaluation Electronic voting Closing the electronic process Credit co-ordinator Tasks: to assign committee members to determine quorum to set possible closing date to set e-mail, sms sending functions

14. Credit Assessment Management: Starting the electronic process Preparatory phase Preparatory phase Expert evaluation Electronic voting Closing the elctronic process Tasks: Preparation credit details are checked necessary documents are uploaded Debtor rating scoring system on-site visit personal interview checking past financial performance

15. Credit Assessment Management: Starting the electronic process Preparatory phase Expert evaluation Expert evaluation Electronic voting Closing the electronic process O.K.

16. Credit Assessment Management: Starting the electronic process Preparatory phase Expert evaluation Electronic voting Electronic voting Closing the electronic process Approved

17. Credit Assessment Management: Starting the electronic process Preparatory phase Expert evaluation Electronic voting Closing the electronic process Credit co-ordinator

18. www.vallalkozastan.hu

19. www.credinfo.eu