1. There is no other plan on the international market like this one… Lloyd’s Disability Insurance provides clients with the financial stability they need should a disability occur

2. A disabling Accident or Illness can strike at any time in any place Becoming disabled creates financial problems worse than the consequences of death. The cost can be so high that it can lead an entire family into financial hardship. Disability from an accident or illness can be paid in loss of savings, loss of homes, and loss of prized family treasures. Or it can be paid the easy way, through payment of premiums with a Lloyd’s International Disability Policy.

3. A disabling injury occurs every 1.5 seconds but becoming disabled as a result of a terrible illness such as: Cancer, Stroke, Multiple Dystrophy; is even more likely than having an accident when comparing that ratio to the odds of being a victim of a house fire (1 in 122); injured in an automobile accident (1 in 160); or even death (1 in 177), the advantage of disability insurance is clear when comparing that ratio to the odds of being a victim of a house fire (1 in 122); injured in an automobile accident (1 in 160); or even death (1 in 177), the advantage of disability insurance is clear 1 in 10 people between the age of 25 and 64 will suffer a disability

4. What’s special Pays benefits regardless of income Simple application Coverage for you, spouse and children $1,000-$10,000 Monthly Benefit Choice ranging from $1,000-$10,000 Cash Benefit for 36 consecutive months 100 times Lump Sum Payment in cash of 100 times monthly benefit if still disabled after 36 months Issue from age 21 to 60 years No occupational exclusion No medical exam required Benefits payable after only 90 days of continuous disability Automatic Loss of Use included at no additional cost No deductible or co-insurance Insured by one of the oldest and most stable reinsurers in the world, Lloyd’s Administered by an experienced and knowledgeable International Administrator with access to thousands of hospitals for referrals Lloyd’s Disability Plan? about the

5. The International Disability Plan is based on the impossibility of the insured to perform any 3 of the 6 activities of daily living which are the following: Transferring Bathing Dressing Eating Toileting Continence

6. Accidental Loss of Use - An extra benefit with no extra cost The Accidental Loss of Use Benefit allows a monthly benefit for the loss of use of either One Hand, One Foot, One Leg or Loss of Sight of Both Eyes due to an Accident Injury that occurs following 365 days of the accident After 36 months an Accidental Loss of Use Lump Sum Benefit is paid equal to 30 times the Accidental Loss of Use Monthly Benefit There is a monthly maximum of $5,000 for this benefit

7. This is an Insurance Plan that will provide your clients with peace of mind Lloyd’s Disability Insurance Please contact Morgan-White Administrators International for additional information regarding the plan: Call Us: (305) 442-0899 or Email: Katie.hughes@morganwhiteintl.com Raquel.garcia@morganwhiteintl.com There is no other product in the market like this plan. This plan is insured 100% by Lloyd’s, London