3. Welcome to Karatbars.

4. How My Story May be like Your Story

5. The U. S. Census Bureau Statistics says that for every 100 people at the age of 65… 1 is Wealthy 4 have Enough Money to Retire 3 Will still being Working 63 depend on Social Security or Charity 29 are Deceased The Golden Years - 95% of people (age 65 and over) cannot afford to retire and work until they die!!

6. 9/11/2001 9/11/2001 2008

7. FALL of the U.S. dollar (1913-2013)

8. Our Increasing Money Supply

9. Global Increasing Money Supply

10. The Declining Purchasing Power of our dollar has Most Families Facing Major Problems: http://www.bloomberg.com/news/articles/2012-08-15 College tuition has surged 1,120% Food cost has increased by 244% Medical Care have climbed 601% Energy prices have risen 366%

11. Impact of Our Declining Dollar

12. 1 gram 2015 http://www.bloomberg.com/news/articles/2012-08-15

13. Things we do for the “What if” We Buy: Car Insurance Boat Insurance Home Owner Insurance

14. What if we could buy Wealth Insurance Stock Market & Declining Dollar Gold

15.  Gold has maintained it Value for thousands of years  Gold has outperformed cash as an appreciating form of wealth  If wealth is built on stocks, bonds and cash, gold is a good way to prevent devastating loss when we experience another 2008.  Gold is an acceptable form of payment if the money system collapses  Buying in transaction friendly increments of gold makes sense.

16. Why We Should Save Gold http://pricegold.com/us-dollar http://onlygold.com/info/historical-gold-prices.asp Today 1995 $300 month $72,000 $56,000 $300 month - $16,000 in purchasing power $300 $236,000 + $180,000

17. Exchanging Our Declining Dollar for Gold

18. HEADQUARTER STUTTGART, GERMANY DEBT FREE E COMMERCE COMPANY BEGAN OPERATIONS – APRIL 2011 CURRENTLY SERVING OVER 120 COUNTRIES SPECIALIZING IN THE PRODUCTION OF SMALL TRANSACTION FRIENDLY 999.9 GOLD BULLION BARS Who is Karatbars?

19. CREATOR OF KARATBARS HARALD SEIZ “My Mission is to produce the highest quality gold available in the market, make it easily accessible to the masses of honest people around the world at a price point everyone can afford. My goal is that Karatbars helps millions find financial freedom from the current system of debt.” - Harald Seiz

20. What validates Karatbars gold? 999.9 pure 24 kt gold bullion Available in small units – 1g, 2.5g, 5g Stamped by an LBMA accredited Refinery Assayers Signature Unique Serial Number applied to each bar DNA Technology

21. Karatbars Affiliate Program 7 Primary Income Options Double Income Generation Bonus Karatbars Pool Karatbars Gold Fund Direct Commission / Unilevel Bonus Packages Bonus Dual Team Bonus

22. So how do we earn $$ with Karatbars? You can sell some of Karatbars’ 3D gold cards to earn a Business Package Or acquire a business package Business Package Purchase is optional. Business Packages can also be earned through the sale of a product. All business package prices can fluctuate due to the daily market price of gold. Euro to U.S. exchange rate shown above is 1.12%.

23. Build Two Teams One Time Purchase of Business Package No ongoing Qualifications Pays Direct Commissions Pay Dual Team Bonus Build Only 2 Teams – Left & Right 2 We Build Two Teams Left & Right

24. Day 1….$.01 Day 2….$.02 Day 3….$.04 Day 4….$.08 Day 5….$.16 Day 6….$.32 Day 7…. $.64 Day 15…$163.84 Day 16…$327.68 Day 17…$655.36 Day 18…$1,310.72 Day 19…$2,621.44 Day 20…$5,242.88 Day 21… $10,485.76 Doubled every day for 31 days? $1,000,000 OR Day 8….$1.28 Day 9….$2.56 Day 10…$5.12 Day 11…$10.24 Day 12…$20.48 Day 13…$40.96 Day 14… $81.92 Day 22…$20,971.52 Day 23…$41,943.04 Day 24…$83,886.08 Day 25…$167,772.16 Day 26…$335,544.32 Day 27…$671,088.64 Day 28… $1,342,177.28 Day 29… $2,684,354.56 Day 30… $5,368,709.12 Day 31 = $10,737,418 Time/Value Compounding Effect

25. Direct Commissions Business Packages Bronze Package Silver Package Gold Package VIP Package 1 Time Purchase E 125=$143 US E 345=$395 US E 780=$894 US E 2004=$2298 US Direct Commission 5% 10% 15% 20% Your New Affiliate Becomes a VIP (What do you get?) E 100=$ 115 US E 200=$ 230 US E 300=$ 345 US E 401=$460 US Business Package Purchase is optional. Business Packages can also be earned through the sale of a product. All business package prices can fluctuate due to the daily market price of gold. Euro to U.S. exchange rate shown above is 1.12%. Bronze Silver Gold VIP Business Package Purchase is optional. Business Packages can also be earned through the sale of a product. All business package prices can fluctuate due to the daily market price of gold. Euro to U.S. exchange rate shown above is 1.12%. = 5 Units = 20 Units = 50 Units = 100 Units €10 = $11 US €40 = $45 US €60 = $67 US €80 = $90 US Gold Purchased = Units 1 gram = 1 Unit 2.5 grams = 2 Units 5 grams = 3 Units Units =

26. Example: Direct Commissions Week 1 RESULTS: Direct Commission Earned €558/$ 639 Business Package Purchase is optional. Business Packages can also be earned through the sale of a product. All business package prices can fluctuate due to the daily market price of gold. Euro to U.S. exchange rate shown above is 1.12%. E 156/$179 US€ 402/$ 460 US Dave Dave Gold Sue VIP You VIP 2 Payouts @ $90/PAYOUT Earn 50 units = 25 x 2 Earn 100 units = 50 x 2 Dual Team Commission €160/$180 US Earned TOTAL INCOME– Week 1 €718/$819 US 75 Units = Payout 25 Units on One Side 50 Units on the Other Side

27. 800 € 980 € 1440 € 2,450 € 1,960 € 1,470 € 12,475 € 27,980 € 43,182 € 82,485 € 259,987 € 549,989 € 999,990 € VIP Dual Team Step Payout 1-10: 40 €60 €80 € 11-25: 30 €50 €70 € 26-50: 25 €40 €60 € 51-100: 20 €30 €50 € 101-150: 15 €25 €40 € 151-200: 15 €20 €30 € 201-700: 13 €18 €25 € 701-2,100: 11 €15 €20 € 2,101-4,500: 10 €13 €18 € 4,501-10,000: 10 €11 €15 € 10,001-30,000: 10 € 13 € 30,001-80,000: 10 € 11 € 80,001-180,000: 10 € VIP Gold Silver Dual Team Payouts Limits

28. Example: You Rest & Your Team Goes to Work! Week 2 Your Team is Built 3 Ways Important Note: You earn units on every bit of gold or packages purchased in your ENTIRE group! Down to infinity! You never lose any units until they are paid out in Payouts!Bob Ann Dave You Upline People you Personally refer! People that your Downline brings in! People that your Upline brings in!

29. Unilevel Bonus From Supervisor to Gold Director on all products sold, you receive from 0.5% to 5.0% on your entire organization based on Points. To maintain level, you need to attain point totals 3 months in a 12 month period Points are Earned 1 point for every 2 Euros = 1 Point = 50 Points Title Commission 5.0% 4.5% 4.0% 3.5% 3.0% 2.5% 2.0% 1.5% 1.0% 0.5% - Gold Supervisor Distributor Supervisor Gold Director Silver Director Bronze Director Gold Manager Silver Manager Bronze Manager Bronze Supervisor Silver Supervisor

30. “Compound interest is the eighth wonder of the world. He who understands it, earns it... he who doesn't... pays it.” - Albert Einstein

31. Financial Freedom / Pay off debt Be Your Own Boss / Business Owner College fund for Yourself or Your Children Fund Ministries Travel Retirement Legacy (inheritable / beneficiary) Save gold for Wealth Insurance What is Your Why?

32. You get to Choose! 1 - Save 2 - Build “The definition of insanity was doing the same thing over and over again expecting different results.” – Albert Einstein 3 - Insanity

34. What validates Karatbars? Jack Baugher – Renowned scam investigator - hired to investigate over 200 companies with the intent to prove scams. Three only were approved as a good investment. Karatbars was not only one of them, it was the ONE he become an affiliate with! MasterCard – Karatbars is contracted with MasterCard to pay with a debit MasterCard.

35. 1 st : Investment Expert say, “Save 7% - 15% Your of Money In GOLD” * 2 nd : Earn Money helping others do the same. Pay yourself first! * http://www.bullionmark.com.au/role-of-gold-investment-portfolio

36. "Although owning 10% to 20% of your assets in gold is the normal recommendation, many people today want to hedge against a massive currency crisis or hyper-inflation with much more than the normal allocation.“ – Matt Rettick