1. STRICTLY CONFIDENTIAL Best Practice AML/CFT Compliance Seminar 13th April, 2011 World-Check Anti-Corruption & Compliance Seminar, Palić Vasco Nesti Senior Consultant World-Check Central-Western & Eastern Europe

2. STRICTLY CONFIDENTIAL

3. Singapore Beijing Shenzhen Mumbai Penang Katowice South Africa Panama City Santiago World-Checks Global Research centres London Hong Kong  Lebanon Colombia Buenos Aires Pakistan Mexico Dubai Sydney Frankfurt Madrid Dallas Boston New York Toronto Switzerland EDD Specific World-Check centres

4. STRICTLY CONFIDENTIAL Who relies on World-Check? Over 5 000 clients in over 162 countries 49 of the world’s top 50 banks More than 200 regulatory and law enforcement agencies More than 70% of the Egmont FIUs € 65 m revenue in 2010 More than 200 enforcement and regulatory agencies in 90+ countries

5. STRICTLY CONFIDENTIAL 1. Unparalleled dedication & commitment Operating centers on 5 continents covering all time zones 24/7 Research coverage and 24/5 client support 500s of researchers and investigators mastering more than 50 languages and dialects 15 000 – 20 000 new profiles added every month 22 000 – 26 000 existing profiles updated every month All international sanctions lists are monitored and integrated (OFAC, EU, UN, UK etc.) In addition to the official lists we offer 23 different categories of profiles: –PEP, Terrorism, Organized crime, Financial crime, Embargo, Fraud, Drug trafficking, etc.

6. STRICTLY CONFIDENTIAL 1. Unparalleled dedication & commitment Special Terrorism and Insurgency Research Unit Research team to PEP Data Mining Dedicated Organised Crime & Counterfeiting Research Unit Research unit specialising in OFAC and Global Sanction Lists Specialist Enhanced Due Diligence Unit

7. STRICTLY CONFIDENTIAL 2.Relentless commitment to innovation Anonymity and security – 128 bit encryption (certified) No audit trail Dynamic Download – Users able to choose the data and slice to suit requirements Linked/cached archive of millions of source documents Anonymous name reporting – at no additional cost Multiple reporting options – proof of due diligence

8. STRICTLY CONFIDENTIAL Our solutions / Our products ONLINE The web-based risk screening service, that offers manual checks through an anonymous access to our database. Passport-Check The ideal tool to verify the authenticity of ‘machine readable’ (MRZ) passports and ID’s from more than 180 countries. DATA-FILE With this solution you can download our Database in- house for automated real-time screening of your customer base, international payments, etc… The datafile is updated twice daily and can be embedded in into all major software applications.

9. STRICTLY CONFIDENTIAL Our solutions / Our products Iran Economic Interest solution (IEI) Currently the only Database in the world including individuals and entities involved in nuclear and energy activities according to the lists of Iran sanctions published in 2010 by US, UN, EU, Australia, Japan etc. Country-Check A global jurisdictional risk index calculator, useful for foreign jurisdictional risk assessment and offshore due diligence activities Due Diligence Reports Provide detailed insight to reduce your business, legal and reputational risks. We offer 3 x levels of discreet due diligence reports, with dedicated research centres located across five continents and the largest research team in the industry.

10. STRICTLY CONFIDENTIAL 3.Focus on risk-relevant intelligence You have to comply with several or all of these requirements: International & National Sanctions & Embargo’s Anti-Money Laundering Anti-Terrorist Financing Politically Exposed Persons Criminal Proceeds Act + Reputational Damage Only World-Check can provide the data required to address all of these requirements

11. STRICTLY CONFIDENTIAL Unparalleled terrorism content Number of profiles OFAC + UK HM Treasury + EU + UN, have listed approximately 1 000 unique terrorism-related entries – making up only 2.1 % of World-Check’s overall terrorism- related content World-Check’s Terrorism and Insurgency Research Unit (TIRU) has to date identified and profiled over 47 000 terrorism-related individuals and entities Data as at Jan 2010

12. STRICTLY CONFIDENTIAL 5.The ultimate early warning system World-Check regularly alerts clients to high risk individuals and entities often years prior to their inclusion in official government lists. Since 2005 World-Check has been ahead of OFAC more than 280 times Since 2005 World-Check has been ahead of OFAC more than 280 times

13. STRICTLY CONFIDENTIAL 7.OFAC coverage – beyond comparison… Example: OFAC SDN entry for Viktor Bout May 2008: It doesn’t really tell you much

14. STRICTLY CONFIDENTIAL Mr. Viktor Bout first profiled in December 2000. World-Check has been monitoring his and his associates’ movements for 8 years World-Check profiles are highly structured with more than a dozen information and identification fields for ease of reference Date of Birth Name Aliases Alternative Spelling Category Official Listings Position Country Location

15. STRICTLY CONFIDENTIAL First profiled in December 2000. World-Check has been monitoring his and his associates’ movements for 8 years Profiles are linked to their relatives, associates, middlemen, to give a better understanding of hidden risks

16. STRICTLY CONFIDENTIAL First profiled in December 2000. World-Check has been monitoring his and his associates’ movements for 8 years Uniquely World-Check also tracks companies and entities associated with each individual often used as ‘vehicles’ for illicit activities

17. STRICTLY CONFIDENTIAL First profiled in December 2000. World-Check has been monitoring his and his associates’ movements for 8 years We provide hyperlinks to the source documents used to create the profile for ease of verification We provide hyperlinks to the source documents used to create the profile for ease of verification

18. STRICTLY CONFIDENTIAL Relying on official lists is not enough... OFACWorld-Check Organised crime1+14 100 Politically Exposed Persons911+606 340 Narcotics crime1 584+44 600 Approximately 30% of the OFAC list is comprised of narcotics entries More than 67% of these are Colombian Data as at October 2009

19. STRICTLY CONFIDENTIAL ? ? Advisors Front Men ? Family ? Associates 6.Tracking associates

20. STRICTLY CONFIDENTIAL Defining PEPs: Politically Exposed Persons It is critical that your vendor’s coverage be set to the same definitions by which you will be judged Those exposed to them Family members, businesses, bankers, frontmen Those exposed to them Family members, businesses, bankers, frontmen OECD, Wolfsberg Principle Group, FATF, ETC Senior political figures Ranging from the mayor of a significant city, up to diplomats, members of parliament and heads of state Senior political figures Ranging from the mayor of a significant city, up to diplomats, members of parliament and heads of state

21. STRICTLY CONFIDENTIAL 9.The market pioneer and undisputed leader World-Check is a pre 9/11 company Created specifically to assist the Swiss banking community mitigate KYC risk Passionate about finding the ‘pieces of the puzzle’ that convert data into intelligence to provide easy and quickly decision for our clients Committed to data quality like no other provider Thought leaders and innovators And… …with 20 000 000 manual searches carried out on World-Check Online last year… We are unique …with 20 000 000 manual searches carried out on World-Check Online last year… We are unique

22. STRICTLY CONFIDENTIAL www.world-check.com For more information : Vasco Nesti, Senior Consultant Central-Western & Eastern Europe vn@world-check.com