1. Turning Small Business into Big Business

2. © 2011 Biz2Credit, LLC. All Rights Reserved - Proprietary and Confidential Biz2Credit: In a few words… Biz2Credit is a business catalyst that works with small and medium businesses (SMBs) to provide access to a diverse network of financial institutions, financial tools, and education through an online community. BizConnect™: Proprietary matching technology helps SMBs conveniently link up with financial institutions; thus reducing search costs and addressing gaps in the lending world DocVault™: Document management tool securely stores all records in a single location and provides SMBs the ability to share and monitor documents with an ease of mind BizAnalyzer™: eCommerce at your fingertips – integrated financial analysis tool allows SMB to self-access its financial strength; empowering them to make reliable and educated decisions BizSecure™: creditor’s health check-up – monitoring of customers and suppliers' financial strength and weakness; monthly financial, credit and fraud alerts 2

3. © 2011 Biz2Credit, LLC. All Rights Reserved - Proprietary and Confidential Biz2Credit: Company Overview Biz2Credit is a secure online community that equips small and medium size business owners with tools to access, analyze and transact with lenders/vendors worldwide. Proprietary technology matches borrower requirements with optimum funding options, business services, while managing exchange of information and documents. Crain’s Top Entrepreneur for 2011 http://www.crainsnewyork.com/section/features/top_entrepreneurs Funded over $400 million to date Over 400 lenders on our platform Community driven content, expert advice as well as regular updates on small business news Rated by Entrepreneur Magazine as the top small business financing resource in US 3

4. © 2011 Biz2Credit, LLC. All Rights Reserved - Proprietary and Confidential Biz2Credit: Solution for Entrepreneurs 4 Without Biz2Credit ------------------------------------------ With Biz2Credit Lender A Lender C Lender B Lender D Lender B Lender C Hassle free access to financial products Quick access to diverse lenders and customized products Tailored products offerings on a real-time basis Map progress of loan applications Reduce processing time with a secure document storage tool Store, retrieve and share documents with financial institutions and others in a secure environment Improve operational efficiency Reliable tools that grow with the business Evaluates and compares business characteristics with industry parameters Learn from the community Access to expert advice

5. © 2011 Biz2Credit, LLC. All Rights Reserved - Proprietary and Confidential Biz2Credit: Solution for Lending Institutions Without Biz2Credit Lender NAWBO Media Partners Receive highly qualified borrowers corresponding with lending guidelines. Segment criteria by: Business profile: industry, location, years in operation, credit score, annual business revenue, use of funds, LTV, etc. Collateral characteristics: real estate, equipment, accounts receivables, inventory, etc. Take advantage of Biz2Credit’s national and well- established SMB community to promote products and services Build relationship and provide on-going services to our small business community Easy access to a responsive business community Integrated third party tools such as D&B score help to expedite the underwriting process Monitor service levels and product penetration With Biz2Credit ------------------------------------------ 5

6. © 2011 Biz2Credit, LLC. All Rights Reserved - Proprietary and Confidential Biz2Credit: Subscription Plans Membership PlanFreeBasicBasic PlusEnterpriseNetwork Monthly Subscription $0$9$49$99$405 Number of Applications 11113 Loan Options per Application 135Unrestricted SupportXXPhone SupportCase ManagerCase manager Lender UpdatesX√√√√ DocVault™20MB 1GB5GB10GB D&B Credit Builder & Monitoring $119 $119 (plus, FREE Business Credit Monitoring -- a saving of $449) 6

7. © 2011 Biz2Credit, LLC. All Rights Reserved - Proprietary and Confidential Biz2Credit: BizConnect™ 7 Biz2Credit’s patented algorithm called BizConnect™ collects detailed information from borrowers and lenders. BizConnect™ searches borrower’s requirements against lenders’ requirements and publishes the search- result, listing the financial institution based on the priority rank of the borrower. For example, if a borrower chooses a quicker processing time over lower interest rate, the algorithm would first display financial institutions with shorter processing time.

8. © 2011 Biz2Credit, LLC. All Rights Reserved - Proprietary and Confidential Biz2Credit: DocVault™ 8 DocVault™ is an electronic document management system that compliments the borrowing / lending process. The tool allows authorized users to: Securely store, retrieve and work on documents Read existing documents directly from the system, make changes and save the changed document back onto the system without leaving the application Share documents with others with no constraint / limitation of file-size Track the history of documents shared

9. © 2011 Biz2Credit, LLC. All Rights Reserved - Proprietary and Confidential Biz2Credit: BizAnalyzer™ 9 Debt-to-income analysis the business cash flow strength to repay the loan Time in business helps to analyze the credit risk of the business BizAnalyzer™ evaluates the financial strength of the borrower’s business based on the information entered by the borrower. The tool helps determine solutions by recommending products tailored to business needs. Based on information gathered from the borrower, the tool examines: Personal Credit Business Credit Debt-to-Income Time in business Industry Risk Corporate Risk

10. © 2011 Biz2Credit, LLC. All Rights Reserved - Proprietary and Confidential Biz2Credit: Case Manager Dashboard Manage loan applications and connect with borrowers 10

11. © 2011 Biz2Credit, LLC. All Rights Reserved - Proprietary and Confidential Biz2Credit: Lender Dashboard Matches loan applications with tailored lending products 11

12. © 2011 Biz2Credit, LLC. All Rights Reserved - Proprietary and Confidential Biz2Credit: Sales Dashboard Manage leads and generate customized reports 12

13. © 2011 Biz2Credit, LLC. All Rights Reserved - Proprietary and Confidential Biz2Credit: Co-Branded Website 13

14. © 2011 Biz2Credit, LLC. All Rights Reserved - Proprietary and Confidential Biz2Credit: Product Integration BizConnect TM offered within Quickbooks’ desktop 14

15. © 2011 Biz2Credit, LLC. All Rights Reserved - Proprietary and Confidential Biz2Credit: Product Integration 15

16. © 2011 Biz2Credit, LLC. All Rights Reserved - Proprietary and Confidential Biz2Credit: Product Integration 16

17. © 2011 Biz2Credit, LLC. All Rights Reserved - Proprietary and Confidential Biz2Credit: Product Integration 17

18. www.biz2credit.com