2. The Categories Sightseer: Laid back, calm, easygoing. You are a sightseer † because you have explored loan protection and protected a few clients, or are yet to take the leap and protect your first client. Jetsetter: Enthusiastic, passionate, go-getter. You are a Jetsetter † because you have embraced loan protection and your clients are benefiting as a result.

3. Sightseer Five Loan Market brokers in the Sightseer prize draw will win a Flight Centre Gift Voucher, valued at $2,000 each (inclusive of GST). Jetsetter One Loan Market broker in the Jetsetter prize draw will win a Flight Centre Gift Voucher, valued at $5,000 (inclusive of GST). Gate opener prizes Be one of the first 10 eligible ∆ Loan Market brokers each month to activate your gate opener and we’ll give you 20 reward points valued at approximately $150 (inclusive of GST) to spend in the ALI Group Online Rewards Program. How do I activate my gate opener? To activate your gate-opener all you need to do is submit three lodgements (i.e. cover three lives) between 1 February to 30 April, 2016. The Prizes

4. If you could choose your own adventure, where would you go?

5. Choose Your Own Adventure Winners will be drawn on Thursday 5 May and announced on Friday 6 May, 2016. Please see Terms and Conditions for full details. †There are two categories in the Choose Your Own Adventure competition: Category 1: Sightseer. This includes all Loan Market Franchisees and Loan Writers who are authorised with ALI Group and have submitted 9 or less ALI Group Loan Protection Policy lodgements in the 2015 calendar year (1 January to 31 December 2015). Category 2: Jetsetter. This includes all Loan Market Franchisees and Loan Writers who are authorised with ALI Group and have submitted 10 or more ALI Group Loan Protection Policy lodgements in the 2015 calendar year (1 January to 31 December 2015). ∆ Entry is only open to eligible brokers who are Loan Market Franchisees and Loan Writers, and who: a) are authorised by Australian Life Insurance Distribution Pty Ltd ABN 31 103 157 811 AFSL 226403 to provide general advice and deal in the ALI Group Loan Protection Plan; and b) submit three or more Loan Protection Plan policy lodgements during the Promotional Period. Each life covered represents one lodgement. For example a policy providing cover for one person is one lodgement, whilst a joint policy providing cover for two people is two lodgements. Trade Permits | NSW: LTPS-16-00544 | SA: T16/126 | ACT: ACT TP 16/00136 No trade permits required for VIC, QLD, WA, NT and TAS