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2013 REFERRAL PROGRAM The finest compliment we can receive is a referral from our clients and friends. Each time you refer a friend, relative or work colleague.

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Presentation on theme: "2013 REFERRAL PROGRAM The finest compliment we can receive is a referral from our clients and friends. Each time you refer a friend, relative or work colleague."— Presentation transcript:

1 2013 REFERRAL PROGRAM The finest compliment we can receive is a referral from our clients and friends. Each time you refer a friend, relative or work colleague to RetireInvest or RI Advice Wide Bay (for a complimentary and obligation-free appointment), you enter the draw for this special prize! The more people you refer, the more entries you receive throughout the year! The lucky winner will receive a holiday voucher to the value of $2,000! What is your Wish List for 2013? Snorkeling the Great Barrier Reef Climbing the Sydney Harbour Bridge Touring the Barossa Valley Riding a camel along Cable Beach Barramundi fishing in the NT Attending the Boxing Day Test at the MCG Cruising Wineglass Bay in Tasmania Visiting one of our famous Australian icons…. Entries close: Friday 15 th November 2013 Prize drawn: Christmas KYIT 2013 (date to be notified) See over for Terms & Conditions

2 These are the terms and conditions for the RetireInvest / RI Advice Wide Bay 2013 new referral prize draw (Promotion) Information on entry and the prize forms part of these Terms and Conditions of entry. Entry into the Promotion is deemed acceptance of these Terms and Conditions. RetireInvest & RI Advice Wide Bay of 8/79-81 Boat Harbour Drive, URRAWEEN, Qld 4655, is solely responsible for conducting the Promotion and for awarding the prize. WHO CAN ENTER? Eligibility to enter the Promotion is open to all existing clients of RetireInvest or RI Advice Wide Bay. You will be entered for the draw when you refer a friend or relative who attends a complimentary and obligation-free appointment with a RetireInvest / RI Advice Wide Bay financial advisor. There is no obligation or requirement for anyone you refer to take up services offered by RetireInvest or RI Advice Wide Bay after they have attended the appointment. By referring a person in accordance with clause 3 of these Terms and Conditions, any entrant warrants that the referred person has consented to being referred to RetireInvest / RI Advice Wide Bay and to the use by RetireInvest / RI Advice Wide Bay of that persons details for the purposes of arranging the appointment. If a winner is under 18 years of age, parental or guardian approval will be sought in awarding the prize. All winners (and the winners parent or legal guardian if the winner is under 18 years of age) must sign a waiver of liability and an indemnity in the form determined, in its absolute discretion, by RetireInvest / RI Advice Wide Bay. Directors, management, employees (and their immediate families) of RetireInvest / RI Advice Wide Bay, their respective related bodies corporate and agencies associated with this Promotion are ineligible to enter. HOW TO ENTER The competition opens at 8.30am on Wednesday 2 nd January 2013 and closes at 4pm on Friday 15th November The draw will take place at the RetireInvest Hervey Bay at 4.30pm on Friday 15 th November There is no limit to the number of times you may enter. An entry will be made for each friend or relative referred to RetireInvest / RI Advice Wide Bay who attends a complimentary and obligation-free appointment with a RetireInvest / RI Advice Wide Bay financial advisor. Entry into the prize draw is free. PRIZE There will be one winner. The prize is a voucher to the value of AUD $2,000 from a travel store of the clients choice. The prize is not transferable and cannot be exchanged for other goods and services or redeemed for cash [and must be used by the date specified on the voucher]. The prize does not include additional transport, taxes, insurance, merchandise or any other costs of a related, ancillary or incidental nature. Any expenditure or liability incurred in relation to any extras of a personal nature, including but not limited to all items as mentioned above, are the responsibility and liability of the winner. HOW TO WIN There will be one winner drawn at random from the pool of eligible entries made during the Promotion period. There is no requirement for the winner to be present at the time of the prize draw [however, it is the sole responsibility of the prize winner to collect the prize. The prize must be collected in person unless the winner is otherwise advised]. The result of the draw is final and no correspondence will be entered into. The winner will be notified by telephone and by post within two days of the draw date. [We will not publish the winners name or details in a newspaper or other publication]. It is a condition of accepting the prize that the winner must comply with all the conditions of use of the prize and the prize supplier's requirements. RetireInvest / RI Advice Wide Bay may conduct a further draw at RI Wide Bay at 12pm on Tuesday 18 th February, 2014 if the original winner does not claim the prize within 90 days of the original draw date on Friday 15 th November, 2013 or if any winner is unable to demonstrate their eligibility for the prize as stated in these Terms and Conditions by way of appropriate identification or as determined by RetireInvest / RI Advice Wide Bay at its sole discretion, subject to any written directions given under Regulation 10 of the Arts Unions Regulations 1992 (QLD) or any other applicable law. The winner of any further draw will be notified by telephone and by post within two business days of the subsequent draw date. LIMITATION OF LIABILITY RetireInvest / RI Advice Wide Bay and its related bodies corporate, officers, employees, contractors and agents, and all other suppliers of the prize will not be liable for any loss, damage, or personal injury whatsoever (including but not limited to direct, indirect or consequential loss) which is suffered or sustained in connection with this Promotion, the marketing, endorsement, sponsorship or running of this Promotion or the use of any prize, except for any liability which cannot be excluded by law. Tax implications may arise from the prize winnings depending on the individual circumstances of the prize winner. In particular, the value of the prize may be assessable to the prize winner under s26AJ of the Income Tax Assessment Act Independent tax advice should be sought in this respect. The Promoter accepts no responsibility for any tax implications, including but not limited to capital gains tax, that may arise from any prize winnings. YOUR PRIVACY Entries remain the property of RetireInvest / RI Advice Wide Bay. Eligible entrants consent to RetireInvest / RI Advice Wide Bay using information in connection with this Promotion for the purposes of facilitating the conduct of the Promotion and for awarding the prize. [Without limiting the foregoing, your personal information provided in connection with the Promotion may be handled in accordance with the privacy policy of RetireInvest / RI Advice Wide Bay].


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