1. My Budget and Balancing By James Shirey

2. Carpentry Carpentry position at Zaveta Custom Homes for interior and exterior construction located in Doylestown, Pa 18901 paid holidays and medical benefits Some on the job training is done I get paid $14.02 an hour and it is full time My gross pay is $1121.60 bi- weekly With taxes my net pay is $886.06 http://jobview.monster.com/CARPENTER-Job- Doylestown-PA-107568614.aspx

3. My Home I have to live on 417 Rose Lane, Doylestown, PA 18901 It is a mobile home My payment per month would be $76.00 without taxes My payment with taxes included would be $243 It would cost me about $56 per month for home insurance too ($421.17 per month) I would also have to pay $122.50 for utilities.

4. Working Budget It would cost me about $100 a week for food Clothing would cost me about $100 per month I would need to buy a hunting license for $65.80 $22 fishing license

5. Investments I want to put $40 in for savings account a month I would like to put in $10 in for retirement a month

6. Banking accounts M&T banking There is no fees for using the accounts

7. Truck I would use my 1986 Dodge to get to work. My insurance rate is $432 every 6 months. Which is $864 a year. It would cost me a total of $331 per month

8. Chart This chart shows my money being used for transportation, Banking, home, investments, and working budget.

9. Findings I should spend money more wisely by choosing what is important I could put more money away for retirement