2. LaBorde Financial Consultants www.labordefinan cial.com A Comprehensive Plan to Eliminate Debt and Build Wealth Strategic Cash Management

3. 2 What Is Financial Freedom? …and nightDay… Financial Freedom is … Enjoy stress-free living

4. 3 Introducing The LFC Plan LFC’s Strategic Cash Management Plan is the right tool for you if… You have any debt such as: credit cards, mortgages, home equity lines of credit, auto and student loans, taxes, and judgments; You want to dramatically decrease the total interest you pay for these debts; You would like to pay off all of your debts in ½ the time or less.

5. 4 Avoid Foreclosure: Take Action Now Statistics show 1.2 million homes lost to foreclosure in 2006! Plan ahead and take a preemptive strike now against foreclosure and avoid financial disaster! Don’t be comfortable with your debt. The threat of foreclosure does not just disappear. You must act now!

6. 5 Year ‘07 – Record Foreclosures!

7. 6 LFC’s Total Debt Elimination LFC’s Strategic Cash Management Plan employs known financial instruments along with the best debt-eliminating strategies in the industry to pay off all your debts in 1/2 the time or less! (The use of a Revolving Line of Credit (R-LOC)* is optional and may accelerate scheduled payoff time). We also guide you in building large cash reserves for a worry-free future! *R-LOC = Personal Credit Line, HELOC, Credit Cards, or Overdraft Checking Note: A HELOC is not required.

8. 7 Most People Current Situation Paycheck Paid Bills Charity Mortgage Insurance Utilities Groceries Auto loan Credit cards Cable TV Vacation Clothing Other Bank Account Note: $1 Left Over = Positive Cash Flow

9. 8 One Of The LFC Plan Option Deposit your paycheck Bank Account Bills Pay your bills from the R-LOC Pay the R-LOC from checking RLOCRLOC Salary

10. 9 The LFC Plan Benefits Pay off all your debts, including multiple mortgages in 1/2 the time or less. Savings average between $180,000 and $650,000 in interest charges. Become a millionaire! Retire debt-free. Improve your credit score. You too can achieve this without increasing your current income.

11. 10 Your Ultimate Goal Is To… Own your Home and Build Wealth in the Process!

12. 11 Become Debt-Free Schedule Debt Elimination Final PayMos PaidMos SavedYrs PaidYrs SavedInterest PaidInterest Saved 7/202015120912.5817.42$200,455$221,698 Potential Cash Accumulation & Net Worth Monthly InvestmentInterestTimeCashEquityNet Worth CD’s$3,9554%10 yrs$584,314$525,000$1,109,314

13. 12 The American Dream Is Real… …and nightDay… When all of your debts are paid in full! Enjoy stress-free living

14. 13 In Summary… Payoff all your debts in 1/2 the time or less. Potentially save thousands of dollars in interest. No refinancing is required to implement the Plan. Maintain and improve your current lifestyle. This is not a bi-weekly or debt consolidation plan. This is not a “pay-an-extra-$100” per month plan. No contracts, you keep control of your finances! Build a large cash account for your retirement.

15. 14 To Qualify For The LFC Plan You must answer YES to the following: Are you paying your bills? Is your monthly income greater than your monthly expenses by $1.00 or more? Are you willing to follow instructions? And, will you allow LFC to help you?

16. 15 Get Started Today! Get on the Road to Financial Freedom! Complete a simple worksheet with all your debts and other pertinent information.simple worksheet Your LFC Consultant is ready to prepare a FREE analysis and an individualized Plan especially for you. Activate The Plan and begin saving $$$.

17. 16 Complete The Free Analysis Form You may use this form as a worksheet or complete the FREE Analysis Form online.this form as a worksheetFREE Analysis Form Get help from your LFC Consultant.

18. 17 Congratulations! Financial freedom is finally becoming a reality for you!

19. 18 Now, The American Dream Is Real …and nightDay… …When all of your debts are paid in full! Enjoy stress-free living