1. Latin America and Caribbean Overview Fernando Lopez V.P. & General Manager

2. The Challenge …

4. FY07 Challenge Expand relationship with current customers Integrate businesses and solutions from acquisitions Work effectively with our VIPs and partners Expand payment to the un-banked Prepare for the PCI refresh Avoid accounting issues - SOXX, audits Find new markets (U.S. doesn’t count) Expand services business SELL MORE!!!

5. FY07 Numbers Another Record Year 38 customer events 2,500 purchase orders over new & refreshed products introduced 40 sold was wireless  30% 72,200 ADC hours 15 new solutions totem line queues to lottery cash registers 0 Sox issues 0 audits 2,400 over terminals shipped per workday 600,000 terminals managed by Services business Largest order 50K systems Smallest order 2 systems

6. Our Extended Family A Special Thanks to our VIPs and Partners:

7. The Bright Side of the Moon Recaptured American Express relationship 50% ship share in Brazil 70% ship share in Mexico More than 70% overall ship share in other territories After Q3, we were 118% of YTD plan FY07 will be achieved Penetration in Colombia and Central America Telefonica exclusive agreement in LAC Maintain priority vendor to FIMPE

8. Dark Side of the Moon Hypercom & Ingenico impacted 2 important accounts 3 new challengers from the far east Go Ingenico drive saw limited results Ingenico’s is the low-cost terminal provider Margins have been compressed Lack of channel development ATM – failure to launch Response times to customer has increased Unattended still not attended to Services has not grown enough

9. LAC Vision for 2008 Continue to sell “volume” in the core financial segment Continue to sell in Verticals (non-core) to generate higher GMs Expand Managed Services to generate recurring revenue –Transform services into a “separate business unit” to have focus on services sales and effective execution Focus on indirect accounts and channels Focus petro solutions Explore unattended opportunities Consolidate PCI leadership position Replicate FIMPE model with other countries – Colombia, Costa Rica Leverage existing real estate with VFI content General Strategy

10. LAC Vision for 2008 Product Strategy Migrate SC 5000 to Vx 800, Vx 810 or NURIT 293 (Mexico only) Desktop GPRS terminal MX870/MX850 as Vertical solution driver NURIT 2159 as low end ECR solution with NURIT store integration Re-address contactless opportunities for QX120 and MX Solutions Positioning Consolidate our position as partner of choice in the core financial segment Increase our market share in private label and remote banking segments thru indirect channel strategies Become the preferred partner for services: field maintenance and repair

11. LAC Vision for 2008 CarriersPrivate LabelPayment ChoicesOutsourcingMobile PaymentIssuersCard AssociationsSolutions

12. Opportunities for Growth 2008 Focus On: Unattended/Kiosk Parking, vending, transportation, self banking ECR/Integrated POS Substantial interest in the region for smaller retailers Possible backend integration to offer services Petro Fuelpay and other regional opportunities Managed Services VeriFone Connect, VeriFone Access New Business/ Channels Opening up partnerships and channel for product distribution PAYware CMS, VisualPayments, Prepay, Merchant

13. The VeriFone LAC Team Miami & UruguayMexico Argentina Brazil

14. Events TSL Expo Trinidad Tobago Card Meeting Paraguay Op Training Miami Innovation Workshop Miami Equipotel VIP & Customer Forum Brazil Asobancaria Shell Guatemala

15. Thank you!