1. 1 Business and Personal Finance Survey Managing Director – Brandon Tilus Executive Director – Mike Rich

2. 2Funding This study is the product of a Federal Congressional Earmark Grant funded through SWIF and written by SW/WC service co-op.

3. 3DemographicsGrades Variance:.764 N: 3633 125 1046 12331229

4. 4DemographicsGender Variance:.250 N: 3645

5. 5Demographics Age (average) Variance:6.015 N: 3605 Mean: 14.25

6. 6Demographics How many business classes have you taken since you have been in school? (Check one) Variance:.969 N: 3544 Mean:1.63

7. 7Demographics In what grade(s) did you take a business class? (Check all that apply) N: 1321

8. 8Demographics In what grade(s) did you take a Junior Achievement class? (Check all that apply) N: 3321

9. 9Demographics Who do you currently live with? (Check one) Variance:.961 N: 3586

10. 10Demographics What does one of your parents (or guardians) with whom you live, do for a living (or where does he or she work)? (Please write your answer) Variance:11.940 N: 3495

11. 11Demographics If it applies, what does your other parent (or guardian) with whom you live, do for a living (or where does he or she work)? (Please write your answer) Variance: 12.249 N: 2974

12. 12 Financial Demographics Where do you get most of your money? (Check one) Variance:1.198 N: 3504

13. 13 Financial Demographics On what do you spend most of your money? (Check one) Variance:4.156 N: 3517

14. 14 Financial Demographics How much of your money do you save? (Check one) Variance: 1.082 N: 3673 Mean: 3.08

15. 15 Financial Demographics Where do you save your money? (Check all that apply) N: 3662

16. 16 Financial Demographics Do you have a checking account? (Check one) Variance:.232 N: 3651 Mean:.37 1337 653 287 322

17. 17 Financial Demographics Whose money is put into your checking account? (Check all that apply) N: 1327

18. 18 Financial Demographics Do you carry a credit card? (Check one) Variance:.072 N: 3592 Mean:.08 280 196 3629

19. 19 Financial Demographics Do you use it to buy things? (Check one) Variance:.169 N: 279 Mean:.78

20. 20 Financial Demographics Whose money is used to pay your credit card bills? (Check all that apply) N: 278

21. 21 Financial Demographics Write the amount you would spend on the following things. (The total should equal$10,000) N:1941

22. 22 Financial Demographics Write the amount you would spend on the following things. (The total should equal$1,000) N: 1020

23. 23Perceptions Please check the box that indicates how well you understand or can work with the following subjects: (Check one answer for each subject) VeryWell Well Know A Little Poor VeryPoor FinanceFinance

24. 24Perceptions Please indicate your level of agreement with the following statements: I know what _______is/are. (Check one answer for each statement) StronglyAgree Agree SlightlyAgree SlightlyDisagree StronglyDisagree Disagree When thinking about Personal Finance…

25. 25Perceptions Please indicate your level of agreement with the following statements: I know what _______is/are. (Check one answer for each statement) StronglyAgree Agree SlightlyAgree SlightlyDisagree StronglyDisagree Disagree When thinking about Business Finance…

26. 26Perceptions How confident are you about the answers you gave to the previous questions? (Circle One) Variance:.755 N: 3643 Mean: 3.69

27. 27 Personal Finance Questions What does it mean to “budget” your money? (Check one) Variance: 1.306 N: 3606 Strongly Disagree Strongly Agree I know how to make a budget.

28. 28 Personal Finance Correct Responses What does it mean to “budget” your money? (Check one)

29. 29 Personal Finance Questions What is your “income?” (Check one) Variance: 1.146 N:3665 Strongly Disagree Strongly Agree I know what income is.

30. 30 Personal Finance Correct Responses What is your “income?” (Check one)

31. 31 Personal Finance Questions What is your personal “net worth?” (Check one) Variance: 2.450 N:3664 Strongly Disagree Strongly Agree I know what net worth is.

32. 32 Personal Finance Correct Responses What is your personal “net worth?” (Check one)

33. 33 Business Finance Questions What is “revenue?” (Check one) Variance: 1.959 N: 3655 Strongly Disagree Strongly Agree I know what revenue is.

34. 34 Personal Finance Correct Responses What is “revenue?” (Check one)

35. 35 Business Finance Questions How would you define “profit?” (Check one) Variance: 1.169 N: 3663 Strongly Disagree Strongly Agree I know what profit is.

36. 36 Personal Finance Correct Responses How would you define “profit?” (Check one)

37. 37 Business Finance Questions Which of the following do you think are considered “assets?” (Check all that apply) N: 3653 Strongly Disagree Strongly Agree I know what assets are.

38. 38 Business Finance Correct Overall Responses Which of the following do you think are considered “assets?” (Check all that apply)

39. 39 Business Finance Questions Which of the following do you think are considered “expenses?” (Check all that apply) N: 3640

40. 40 Business Finance Correct Overall Responses Which of the following do you think are considered “expenses?” (Check all that apply)

41. 41 Business Finance Questions In business, which of the following statements are generally accepted as realistic? (Check all that apply) N: 3632

42. 42 Business Finance Correct Overall Responses In business, which of the following statements are generally accepted as realistic? (Check all that apply)

43. 43 Business Finance Questions Where does the government get their money? (Check all that apply) N: 3640

44. 44 Finance Correct Responses Where does the government get their money? (Check all that apply)

45. 45 Total Percent Correct for all Responses

46. 46 Questions?