1. NATIONAL PAWNBROKERS ASSOCIATION NATIONAL PAWNBROKERS ASSOCIATION Federal, State & Local Regulations YOU CAN WIN!

2. INTRODUCTION OF PANEL MEMBERS Ed Bean, Immediate Past President of NPA and NPA Board Member; Owner, Suffolk Jewelers Inc., Boston, MA Ed Bean, Immediate Past President of NPA and NPA Board Member; Owner, Suffolk Jewelers Inc., Boston, MA Sarah Jane Hughes, University Scholar, Indiana University and Fellow in Commercial Law Sarah Jane Hughes, University Scholar, Indiana University and Fellow in Commercial Law Cliff Andrews, Principle Lobbyist for NPA – CapCity Advocates – Washington, DC Cliff Andrews, Principle Lobbyist for NPA – CapCity Advocates – Washington, DC Tim Lanham, NPA Board Member; President and CEO, Mister Money Financial Services, Ft. Collins, CO Tim Lanham, NPA Board Member; President and CEO, Mister Money Financial Services, Ft. Collins, CO Mary Jackson, NPA Board Member; Senior Vice President, Cash America International – Fort Worth, Texas Mary Jackson, NPA Board Member; Senior Vice President, Cash America International – Fort Worth, Texas Dave Adelman, Vice President of NPA & NPA Board Member; President, Jerry’s Pawn Shop, Atlanta, GA Dave Adelman, Vice President of NPA & NPA Board Member; President, Jerry’s Pawn Shop, Atlanta, GA Ramona Thompson, NPA Board Member; Bill’s Jewelry & Pawn, Valley Station, KY Ramona Thompson, NPA Board Member; Bill’s Jewelry & Pawn, Valley Station, KY

3. Key Federal Issues Military Lending (DOD) Military Lending (DOD) Data Security Data Security Anti-money laundering Anti-money laundering Bank Discontinuance Bank Discontinuance

4. Key State and Local Issues Transaction fees Transaction fees Customer information protocols Customer information protocols

5. GRASSROOTS Get involved Get involved Make a plan Make a plan Make an appointment Make an appointment Local*State*Federal Local*State*Federal Start Now Start Now

6. SUPPORT Legislative Council Legislative Council NPA PAC NPA PAC