1. 10 MIXED TEST PREP

2. PAWN SHOP COLLATERALIZED LOAN SECURED LOAN CASH AGAINST ITEM IN PAWN SHOP

3. OPEN END CREDIT EXXON C/C SEARS C/C VISA $5K LINE OF CREDIT

4. EXCISE TAX GASOLINE CIGARETT HOTEL STATE OR FEDS IMPOSE TAX

5. RENT CINDY OWNS 3 STORES ON BOSTON RD 1- GEEKS INC 2- MARY HAIR INC 3- BOB CUP CAKES BOB GOES BANKRUPT---CINDY HAS LOSS OF INCOME STORE 3 EMPTY

6. STOCK SPLIT CHASE BANK 100 SHARES @ $30/ SHARE = $3000.00 SPLIT 200 SHARES @ $15/ SHARE = $3000.00 SAME $ WORTH MORE SHARES

7. TIME VALUE OF MONEY INTEREST RATE RATE IF INFLATION

8. WHOLE LIFE INSURANCE POLICY OWNER SURRENDERS POLICY AFTER 11 YEARS CASH BACK CACULATED AMOUNT OF CASH- INCLUDES PREMIUM PAID & INTEREST ON THAT MONEY

9. PERSON DEPOSITS $10 K $10 K IN BANK ACCOUNT US TREASURY DEPARTMENT NOTIFIED BY BANK

10. BLANK ENDORSEMENT CREATES A CHECK CAN BE CASHED BY ANYONE