1. LIC’s Jeevan Vriddhi Plan No. 808

2. LIC’s Jeevan Vriddhi (Plan no. 808) Features Single premium Non-Linked Plan Limited Period Offer i.e. Close Ended Plan Plan Term is 10 Years only Maturity Benefit Guaranteed Maturity SA + Loyalty Addition, if any Death Benefit Basic Sum Assured*

3. Why Vriddhi ? How ??  Guaranteed Returns at Maturity  Ideal combination of Insurance & High Returns  High Risk Cover – 5 times the Premium (free)  Returns free of Market Fluctuations  SP : Pay once & Enjoy  Easy Liquidity – Avail loan facility  Higher Returns for Higher SP  Higher Returns for Youngsters  SUC--- STAND ALONE JUST LIKE J. ASTHA

4. Jeevan Vriddhi (Plan no. 808) Eligibility conditions Mode rebate Tabular Premium (TP) Yly2% TPHly1% TP ParticularsMinimumMaximum Age At Entry08 Years50 Years Premium ModeSINGLE Term10 Years Single Premium Rs.30,000/-Onwards in Multiples of Rs.1000/- S.A. Rs.1,50,000NO LIMIT OthersService Tax as per rules.

5. Bank Fixed Deposits Bank> 5 Yrs. Allahabad Bank8.50 Andhra Bank9.00 Axis Bank8.50 Bank of Baroda8.50 Bank of Maharashra 9.00 Bank> 5 Yrs. Dena Bank8.75 HDFC Bank8.25 ICICI Bank8.75 PNB9.00 State Bank of India9.25

6. Jeevan Vriddhi : Return on Investment of Rs.1 lac Amount of InvestmentRs.1,00,000 Total return on Maturity after 10 yrs.Rs.2,24,855 Yield8.44% Simple Interest12.49% Risk CoverRs.5,00,000 Yield – Post Tax Return ( Tax Slab 10%) 9.59% Yield – Post Tax Return ( Tax Slab 20%) 10.89% Yield – Post Tax Return ( Tax Slab 30%) 12.38%

7. LOYALTY ADDITION Loyalty Addition payable shall be based on the GUARANTEED MATURITY SUM ASSURED (GMSA)

8. Loyalty Addition Declared : 31.3.2011 PlanTermLA Bal Vidya11Rs.250/- Bima Nivesh10Rs.100/- Komal Jeevan10Rs.65/- New Jeevan Shree10Rs.130/-

9. Loyalty Addition Declared : 31.3.2011

10. J.Vriddhi as a Guranteed RD Deposit MonthYearAmount APRIL20111,00,000 MAY20111,00,000 JUNE20111,00,000 JULY20111,00,000 AUGUST20111,00,000 SEPTEMBER20111,00,000 OCTOBER20111,00,000 NOVEMBER20111,00,000 DECEMBER20111,00,000 JANUARY20121,00,000 FEBRUARY20121,00,000 MARCH20121,00,000 TOTAL12,00,000 MonthYearAmount APRIL20212,25,000 MAY20212,25,000 JUNE20212,25,000 JULY20212,25,000 AUGUST20212,25,000 SEPTEMBER20212,25,000 OCTOBER20212,25,000 NOVEMBER20212,25,000 DECEMBER20212,25,000 JANUARY20222,25,000 FEBRUARY20222,25,000 MARCH20222,25,000 Mat. TOTAL202227,00,000 BANK RECURRING DEPOSIT J.VRIDDHI MATURITY AFTER 10 YRS.

11. HIGH PREMIUM REBATE Basic Premium Increase in Guaranteed Maturity Sum Assured Below Rs.50,000/- NIL Rs.50,000 to Rs.99,000 1.25% Rs. 1 Lac & Above 3.00%

12. Effect of Premium Rebate on Guaranteed Maturity S.A. Age Single Prem. GMSA 8 Yrs. Rs.1000/- Rs.1984.60 8 Yrs. Rs.1,00,000/- Rs.2,04,414 NET GAIN : Rs.5954/- PLUS Loyalty Addition on GMSA

13. J.Vriddhi : Guaranteed Edu-Care Bond Benefit Illustration ParticularsDescription Age 8 years Term 10 years Mode Yearly Premium Rs.100000/- (Exclusive of Service Tax) Sum Assured Rs.500000 Maturity Value (GMSA) Rs.2,04,414/- Loyalty Addition payable on Maturity : Assuming 10 % Rs.20,441/- Returns with LA (Simple Int.)= 12.16% (w/o Tax Rebate) Returns with LA (IRR)= 8.26% (w/o Tax Rebate ) Returns with LA (Simple Int.)= 15.21% (With Tax Rebate : 20% Slab) Returns with LA (IRR)= 10.73% (With Tax Rebate : 20% Slab)

14. Jeevan Vriddhi As a GUARANTEED EDU-CARE BOND Age : 8 Yrs. Total Prem. : Rs.5,00,000/- After 10 Yrs (At the time of Maturity) Age 18 Yrs. Total Returns GMSA = Rs.10,22,070/- L.A. = Rs. 1,02,207/- Total Returns = Rs. 11,24,277/- IT CAN BE USED FOR HIGHER EDUCATION.

15. Jeevan Vriddhi : Route to MDRT (condition : Rs.8,18,600/- commission) Premium Commission NOP Required Rs.1 Cr. Rs.2,00,000 4 Rs.50 lac Rs.1,00,000 8 Rs.25 lac Rs.50,000 16 Rs.10 lac Rs.20,000 40

16. Top 10 Policies sold under SP RANKPLANSINGLE PREMIUM 119511,00,00,011 219511,00,00,011 31959,89,70,000 41918,00,00,000 51957,72,80,000 61957,72,80,000 71957,50,04,380 81957,47,67,500 91716,99,97,957 101956,89,10,390

17. Jeevan Vriddhi for NRIs The Plan can be allowed to NRIs and Foreign Nationals of Indian Origin residing in countries falling in Residence Group I to VII without charging any Residence Extra

18. JEEVAN VRIDDHI

19. Zone wise Jeevan Vriddhi NB ZONEPOLICYFPI Northern Zone3631.63 North Central Zone5562.35 Central Zone4201.76 Eastern Zone890.41 South Central Zone4902.09 Southern Zone2210.84 Western Zone3001.33 East Central Zone3121.27 TOTAL275111.68

20. Division wise Jeevan Vriddhi NB DIVISIONPOLICYFPI Rajkot83.19 Amravati3715.59 Ahmedabad20.8 Gandhinagar4017.71 Surat6929.69 Vadodara115.2 Mumbai II10.3 Kolhapur52.3 DIVISIONPOLICYFPI Mumbai I10.51 Thane73.12 Pune I114.51 Aurangabad114.51 Bhavnagar6530.31 Nadiad229.93 Nanded104.85 TOTAL OF WZO 300132.5 2

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