1. Once all screens are completed in good order, you will be prompted to lock the application. Choose a signature method by checking the appropriate box on the next screen.

2. The first time you select to eSign using email, you will be asked to enter a 4 digit Agent PIN. This can be any combination of letters and numbers. Confirm your agent email address in the box provided.

3. Send the signature email to your client from this screen by clicking on the Send Message button. Use this box to add a personalized message to the email. You will receive this confirmation once the email has been sent. There will be separate signature screens for each individual signor. Repeat the same process on each screen.

4. The final page shows you the list of emails sent, the date and time they were sent, and some instructions on what to expect next.

5. This is the email sent to your client. A duplicate copy is sent to the agent. The client will click on this link to securely access his/her application for review and signature. The client’s PIN is the last 4 digits of his/her social security number.

6. In Step 1 of the eSignature process, the client must agree to the terms of use and eSignature consent by checking the boxes and clicking on ‘I Agree’. Step 2 asks the client to review the application. Clicking on this button will open a PDF of the application, HIPAA forms, and other required documents in a pop-up window.

7. After reviewing the documents, the proposed insured will be asked to check the box and enter the city and state where the application is being signed. When the fields are complete, the ‘Apply eSignature’ button becomes active. Clicking here one time will apply the eSignature to the application and all other forms requiring it.

8. In Step 4, the client has the option to view the signed app, which can be printed off or saved to his/her computer. Clicking here will complete the signature process. This is the final screen the client views. The signature process is repeated for the other signing parties (other insured, payor, and policyowner) with minor differences.

9. This is the policyowner signature page. It is similar, but not identical to the proposed insured signature page. Once all parties have signed, the you will receive an email like this one. Follow the secure link embedded in the email to eSign and submit the app. Enter the PIN you previously selected.

10. Complete the Terms of Use and eSignature Options agreement. Check the box and click on ‘Apply eSignature.’ Complete the application review.

11. Click here to electronically submit your application. This is your confirmation. Your application will enter our New Business Processing work queue within one hour.