1. 14 February 2010

3. Terminal Distribution Footprint Consumer Forum Brand Franchise Relationships Technology Platform Product Basket Franchise Relationships Global network of companies Operating terminal infrastructure & a basket of products Fully inter-operable with one another One global brand Resonance systems Poland, Hungary, Israel, Nepal, Algeria DRC, Zambia, Botswana, Mozambique, South Africa, Zimbabwe Resonance systems Trinidad and Tobago, Venezuela, Peru, Uruguay Representatives in Mexico, Cyprus, Switzerland coming soon United Kingdom, Zambia, Botswana, Mozambique, Tanzania, Kenya, Ethiopia

4. Insurance Terminal Distribution Footprint Consumer Forum Brand Franchise Relationships Technology Platform Product Basket Product Basket Product Basket Financial Services Banking Acquiring Cheque Guarantee Budget Payment Microfinance Cashback * Mini ATM* Mobile Funds Transmission Financial Services Banking Acquiring Cheque Guarantee Budget Payment Microfinance Cashback * Mini ATM* Mobile Funds TransmissionLifestyle Prepaid Airtime Prepaid Electricity Prepaid Water Gift Cards Ticketing LotteryLifestyle Prepaid Airtime Prepaid Electricity Prepaid Water Gift Cards Ticketing Lottery Retail Automation ** Stock & Sale Control Duty Free Payment ** In-Flight Sales for Food Restaurant Management Self Check Out Till Unattended Payment kiosk ** Goods Delivery Retail Automation ** Stock & Sale Control Duty Free Payment ** In-Flight Sales for Food Restaurant Management Self Check Out Till Unattended Payment kiosk ** Goods DeliveryGovernment Benefit Distribution ** Social Grants ** HealthcareGovernment Benefit Distribution ** Social Grants ** Healthcare Social Responsible * Sport for All ** * IngeBoke Social Responsible * Sport for All ** * IngeBoke Corporate Solutions Trade Finance Petrol Distribution Petrol Forecourt Vehicle Diagnostics Pay-in-Cab Rent-a-Car Reservation & Appointment Corporate Solutions Trade Finance Petrol Distribution Petrol Forecourt Vehicle Diagnostics Pay-in-Cab Rent-a-Car Reservation & AppointmentInsurance HIV Protection VariousInsurance HIV Protection Various Financial Services Financial Services Lifestyle Retail Govern- ment Govern- ment Social Responsible Social Responsible Corporate

5. Terminal Distribution Footprint Consumer Forum Brand Franchise Relationships Technology Platform Product Basket Consumer Forum Consumer Forum Organise Identify according to products purchased Massclusivity environment Interactive Advertising Smart Ads Individual Offering Customised Loyalty Interactive Advertising Smart Ads Individual Offering Customised Loyalty

7. Small business owner Purchasessupplier Stock Micro financing Stabilise volatile cash flow

8. consumer purchases store Micro financing

9. health education sport Micro financing Lifestyle Allowing continued participation within a selected forum

10. workerRemittance received Remittance transferredRemittance spent at specific store Micro financing

11. based on expenditure Micro financing consumer purchases product store

12. Necessary service delivered Micro financing consumer purchase medication

13. Job and business creation Micro financing

14. Ownership Underwriting No substantial capital required Technology platforms

16. Dial-up Radiopad GPRS GSM Ethernet Terminal Transaction Server UTF Terminal Transaction Server UTF Comms Server Comms Server Gateway server Administration TAMS Administration TAMS Support Papilio Support Papilio ** Products & Solutions Management Platform ** Products & Solutions Management Platform ** Terminal Estate Management Platform ** Terminal Estate Management Platform Other Coms

17. Administration Terminal Server Communication Server Communication Server Gateway Support Database Terminals No terminal development skill required Based on SQL stored procedures Rapid time to market

18. “ The Master Platform + Intelligence = Diversity of Principle Platforms ” The Master Platform Principle Platform Structured Intelligence

21. Transaction based environment Bank Acquiring (Credit / debit cards) Gift cards Loyalty cards Store cards Etc Capture Sale Balance Payment Transfer Redeem

22. Capture Sale Balance Payment Transfer Redeem

23. Voucher based environment Prepaid Airtime Prepaid Water Prepaid Electricity TopUp Pinless Recharge Ticketing Download Sell Goods Payment Print Receipt Returns

24. Download Sell Goods Payment Print Receipt Returns

25. Retail based environment Stock Management Delivery Management Mobile Sales Store-in-a-Store Management Etc Tracking Sell Goods Payment Returns OBF Service

26. Tracking Sell Goods Payment Returns OBF Service

27. Tracking Sell Goods Payment Returns OBF Service

28. Professional services Input Data View Notify Updates Remove Synchronise Appointment planning Electronic customer database Automated notifications Synchronisation between terminal and WEB portal Etc

29. Input Data View Notify Updates Remove Synchronise

30. EVAS In field registration Customer retention Electronic vouchers Communication Real time benefits Real Time Reporting Etc Register Interests Triggers Vouchers Redemption Response

31. Register Interests Triggers Vouchers Redemption Response