1. Motor Transport Insurance Bureau of Ukraine (MTIBU) Istanbul 2012

2. Ukraine – the Gate of Europe Population - 46 milions; Territory – 607,3 sq. km; 127 border crossing points; 170 000 km/ length of roads 5 international transport corridors; Neighbours – RUS, MD, RO, SK, H, PL, BY.

3. Market review: number of vehicles per 1 000 inhabitants (Part 1)

4. Market review: number of vehicles per 1 000 inhabitants (Part 2)

5. Market review: number of vehicles per country, 2010

6. Number of injury road accidents per country, 2010

7. Number of fatalities in road accidents per country, 2010

8. Number of fatalities in road accidents per 1 mln. inhabitants, 2010

9. Number of injuries in road accidents per 1 mln. inhabitants, 2010

10. Obligatory limits of MTPL insurer: for the damages caused to the health of the victims – 9 434 EUR per victim, without limitation as per accident; for the damages caused to the property – 4717 EUR per victim, if more than 5 victims per accident — 23 585 EUR for all victims;

11. MTIBU members as per 01.01.2012: 83 associated members; 13 full members.

12. Domestic TPL insurance «Green card» insurance MTPL insurance in Ukraine

13. MTPL insurance premiums – 2005-2011 (EUR, mln.)

14. MTPL claims expenditure – 2005-2011 (EUR, mln.)

15. Average MTPL claims ratio in Ukraine – 2005-2011

16. Domestic MTPL Market 2011 Gross written Premium 215,4 mln.EUR Number of settled claims 104 360 Paid claims 86,7 mln.EUR Average Premium 25,8 EUR Average Loss: - material 932 EUR - personal 599 EUR

17. Average domestic MTPL claim cost – 2005-2011 (EUR)

18. The structure of Domestic MTPL insurance indemnities in 2011  9 9 8% - material damage;  2 2 % - personal damage.

19. Green Card Market 2011 Gross written Premium 30,4 mln.EUR Number of issued “Green Cards” 673 111 Number of settled claims 3 617 Paid claims 9,12 mln.EUR Average Premium 45,2 EUR Average Loss 2 521,4 EUR

20. Claims covered by Foreign Green Cards in Ukraine TOP-5 countries of registration of the vehicle involved in accidents – 2010-2011 2010 №CountryNumberShare, % 1 RUS234 27 2 MD146 17 3 BY129 15 4 PL85 10 5 CZ46 5 6 Others231 27 Total 871100 2011 №CountryNumberShare, % 1 RUS 410 39 2 BY 116 11 3 MD 115 11 4 PL 104 10 5 D 47 4 6 Others 261 25 Total 1 053100

21. Claims covered by Ukrainian Green Cards abroad TOP-5 countries by the number of reported accidents – 2005-2011

22. Improvement of legislation on MTPL. Increase of insurance indemnities for personal damages. Reduction of uninsured vehicles’ market share. Elaboration of the direct settlement system for domestic market. Harmonization of the tariffs of the insurance premiums. Introduction of antidumping sanctions for insurers. Most important issues of Ukrainian MTPL insurance market

23. THANK YOU FOR YOUR ATTENTION Volodymyr Romanyshyn