1. DHAN Foundation Development of Humane Action
Giving back to the Society

2. “Social capitalisation – the basis for sustainable development: DHAN’s Way”
A.Umarani, Director, Tata-Dhan Academy
December 02, 2014
First International ART on Micro Pension Programme
JC Residency, Madurai

3. DHAN Mission
“Building people and institutions for development innovations and scaling up to enable the poor communities for poverty reduction and self reliance”.

4. Core Values
Values are the life line of the organization. Values represent the core priorities on how the organization chooses to operate and to be viewed by stakeholders both inside and outside the organization. DHAN Foundation has six core values which are briefed as below:
Grassroots Action
Enabling
Collaboration
Innovation
Excellence
Self Regulation

5. Purpose(s)‏ Mothering development Innovation
It aims to promote and nurture new ideas on different development themes, which have larger potential to address the livelihoods and development of the poor in a region viz. microfinance, small scale irrigation, dry land agriculture, working with panchayats.

6. Purpose(s)‏
Establishing thematic Institutions and People Institutions for up scaling
Exclusive thematic organisations will be promoted to undertake development work with a sub sectoral focus. The primary role of these institutions is promotional and to ensure that benefits reach a large number of poor with quality.

7. Purpose(s) Nurturing development professional with systematic HRD
The institution would bring young professionals into the development sector and provide them an opportunity to practice and develop relevant knowledge, attitudes and skills to work long term in the development sector.

8. Principles
Socially committed high quality young professionals to work at villages and slums
Building `nested’ People Institutions for generations with mutuality, self-help and self management
Collaborating with mainstream institutions for development
Thematic focus for enabling
Livelihood focus for poverty reduction

9. Coverage
1.4 million families in 14,000 villages including slums in 12 states – TN, AP, Karnataka, Orissa, Madhya Pradesh, Jharkhand, Kerala, Assam, Maharasthra, Rajasthan, Bihar and Pondicherry
More than 300 locations (panchayat unions / blocks) with more than 700 professionals
Microfinance, Reviving Traditional Water Bodies, IT for Poor, Rainfed Farming, Coastal conservation & Livelihood restoration, Working with Panchayat, Development Education – Tata-Dhan Academy

10. Programmes of DHAN Foundation
Kalanjiam Community Banking Programme
Tank fed Agriculture Development Programme
Coastal rehabilitation and livelihood restoration programme
Rain-fed Agriculture Development Programme
Democratizing Panchayat
ICT for poor
Tata-Dhan Academy- Development Mgt Education

11. DHAN Foundation’s Approach on its Programmes Facilitating environment
Community
Organisation
Scale down technology
Facilitating environment

12. Community Banking Programme
Promote alternative financial services and mechanisms at the grassroots level for poor women

13. Community Banking Programme
Savings and credit
Civic Programmes like health, education, deaddiction programmes, social security for poor etc
Fund for supporting and creating infrastructure for members
Support for income generating activities
Matching endowment support for institution building
Collaboration with apex banks/ agencies/ organisations
Policy Advocacy efforts

14. Tankfed Agriculture Programme
Organise the farmers to conserve and develop tanks and improve tank fed agriculture

15. Activities Tank rehabilitation Oorani rehabilitation
Watershed Development project
Promotion of Micro Finance Groups
Promotion of Vayalagam Agriculture Development Clinics
Endowment Grants
Collaboration with funding agencies/allied institutions
Policy Advocacy efforts 15

16. Rehabilitated Tank 16

17. Rehabilitated Oorani 17

18. Watershed works – Check dam18

19. Tata-Dhan Academy
Groom young graduates into development professionals, undertake research studies & documentation of experiences

20. Tata Dhan Academy
Groom young graduates into development professionals, undertake research studies & documentation of experiences 20

21. Core Activities Education– Programme in Development Management (PDM)‏
Faculty Induction and Development
Building Capacity of Practitioners through Development Management Programmes
Research and Teaching Materials Development 21

22. Information Technology for poor
Developing IT applications for poverty alleviation and livelihood promotion
Information Technology for poor

23. Activities Community colleges for computer education
Village Internet Centres
Adult Literacy Programme (ALP)‏
ICT Groups 23

24. Community College 24

25. 25

26. Democratizing panchayats and developing them as effective local governance systems

27. Multi year planning 27

28. Reviving the best practices of rain fed farming and promoting livelihoods
Dryland Agriculture

29. Activities Transfer of farmers best practices
Transfer of suitable technologies from research agencies
Experimentation - improved agronomic practices, plant protection measures, crop improvement, farm mechanisation 29

30. Coastal conservation and Livelihoods Programme
Relief (immediate)‏
Livelihood restoration (short term)‏
Habitat reconstruction
(medium term)‏
Coastal zone conservation and management (long term)‏

31. Model: Communities partnership
Nested Institutions
Model: Communities partnership
Cluster
Associations
Primary
functional
Groups
Specialised
Supra
Institution
Federation
Movement

32. DHAN Collective Structure
SUPRA PEOPLE
INSTITUTIONS
e.g. CLUSTER &
FEDERATION
REGIONAL
RESOURCE
CENTRES
INTEGRATING THEMATIC
PROGRAMS
CENTRES FOR
INTEGRATION
HRD, FINANCE
STRATEGIC PLANNING
BUSINESS DEVELOPMENT
SERVICE, RESEARCH
DEVELOPMENT
COMMUNICATION
NEW THEMES
RAINFED FARMING/
ICT/TATA – DHAN
ACADEMY
SUPPORT
FOR PEOPLE
INSTITUTION
e.g. KDFS/KTPL/
PEOPLE MUTUALS
PRIMARY
PEOPLE
e.g. KALANJIAM &
VAYALAGAM
THEMATIC
e.g. KALANJIAM
FOUNDATIION &
PROGRAM
DHAN COLLECTIVE

33. DHAN Collective
DHAN Foundation and the thematic institutions promoted together form the DHAN Collective.
DHAN Collective is a creative concept to nurture and preserve the culture of collegiality, mutuality and solidarity.
Shared purpose, core values and resources (human, financial and physical resources) bind the DHAN Collective.

34. Each institution defines its ‘own unique’ space with synergy.
DHAN Collective
DHAN Foundation as the parent institution guides, supports and regulates its family institutions on their mission, policies, strategies and values.
Each institution defines its ‘own unique’ space with synergy.

35. Specialised Service Institutions for People Institutions
People Mutuals
Kalanjiam Development Financial Services (KDFS)‏
Kalanjiam Thozhilagam limited
SUHAM (SUstainable Healthcare AdvanceMent)

36. Centres for Integration
Centre for HRD & People Academy
Centre for Development Communication
Centre for Policy and Planning
Centre for Finance & Centre for facilitating Philanthropy
Centre for Research

37. Movements and Networks
Kalanjiam & Vayalagam Movement
INFOS – Indian Network of Federations of Microfinance Self Help groups
INAFI-International Network of Alternative Financial Institutions

38. Achievements
Bringing new stock of Development Professionals to grassroots action.
Building Development leaders for the sector.
Pioneering development themes for poverty reduction.
Formalising, revitalising local practices in microfinance and small-scale water bodies.
Kalanjiam - Enabling model of microfinance.
Unique and large scale collaboration with mainstream institutions for program funds.

39. Achievements
Reaching out to the poorest and making changes in the lives of about 1.3 million households
Creative nested institutions for sustainability and solidarity.
Moving towards people movements on development themes.
Policy contribution at national and global level- NABARD, RBI, JnNURM, etc

40. Features of DHAN Model Community Governance Professional Management
Self reliance
Primacy on ensuring entitlements
Mainstream linkage
Federation model
Thematic approach
Financial intermediation as a basic service that cuts across all the themes
Graduated financial services include savings & credit first then proceed to insurance and pension

41. Community Organisation
Development Approach
Community Organisation
Sustainable growth
Thematic
InterventionIntervenon
Mainstream
Partnership

42. Four Generation Development Model
Civic
3-5 years
Livelihood
Intermediation
3-5 years
Financial
3-5 years
Social
3-5 years

43. Goals of DHAN Foundation 2017
Goal 1: Building social capital by organizing the unorganized poor households including vulnerable, differently-abled, and ultra poor/poorest of the poor into sustainable community organizations and integrating them with local governance/panchayats for grassroots democracy
Sub goal 1.1: Organizing additional one million poor households besides the existing one million including vulnerable, differently-abled, and ultra poor
Sub goal 1.2: Building 500 nested institutions i.e. federations and movements and working with 200 panchayats to demonstrate grassroots democracy with local-governance
Sub goal 1.3: Grooming and nurturing community leaders for sustaining the people organizations

44. Goals of DHAN Foundation 2017
Goal 2: Impacting to bring 0.5 million households out of poverty through enhancing livelihoods through thematic interventions such as microfinance, agriculture, water and natural and coastal resource conservation and enabling access to entitlements related to social security, health and education services with gender focus. Sub goal 2.1: Impacting 0.3 million farming households based on agriculture and livestock (dairy) interventions. Sub goal 2.2: Facilitating access to financial services of significant scale (above Rs ) to one million families

45. Goal continues…
Sub goal 2.3: Enabling additional one million families to access entitlements related to social security programmes including life, health, crop and livestock insurance and micro-pension. Sub goal 2.4: Promoting community owned health, sanitation and educational initiatives among 0.5 million families Sub goal 2.5: Building skills related to various livelihoods among 0.2 million families for promoting sustainable livelihoods Sub goal 2.6: Creation of wealth of common assets such as common funds, reserves and surpluses, common resources with significant worth of physical works and strong social capital of 500 people organisations for their sustainability

46. Goals of DHAN Foundation 2017
Goal 3 : Enhancing the resilience of communities in different ecosystems by catalysing conservation and development of natural resources to promote sustainable livelihoods, agro-biodiversity, food security and adaption to climate change through community banking, rainfed agriculture development, tank fed agriculture development and coastal conservation programmes. Goal 4: Contribute significantly to development sector by networking as knowledge centres with NGOs, academic and research institutions, corporate, people organisations, government and banks, and donor organisations through knowledge building by rigorous sub-sectoral development practice and dissemination, and through grooming and nurturing 2000 quality human resources for the sector

47. Goal 5: Influencing sub- sectoral policies from the learning generated by large scale community led practice on microfinance, agriculture, water and micro insurance to have nationwide and worldwide impact

48. Thank You!