1. Applying for Financial Aid 2015-2016
Presenter:
Raymond M N Hart, MS, MFT

2. Sources of Financial Aid
Grants, Fee Waivers, Loans, Work Study, Scholarships
Federal government
PELL Grant Currently $5,775
State government
CalGrants from $1,557 - $13,000
Colleges and universities
Private agencies, companies, foundations, and parents’ employers

3. CA Dream Act Financial Aid
Cal Grant Entitlement Grants
Chafee Grant for Foster Youth
Middle Class Scholarship
UC Grants
State University Grants
California Community College (CCC) BOG Fee Waiver
EOP/EOPS
Some University scholarships
Some private scholarships administered by campuses

4. How to Apply: FAFSA Free Application for Federal Student Aid (FAFSA)
Primary application for federal and most types of state financial aid.
Sophisticated online edits and skip logic help avoid errors
Online help is available for each question
Student and parent Federal FSA ID serves as an electronic signature
Apply for FSA ID at

5. How to Apply (cont.) CA Dream Act Application www.caldreamact.org
For students who are ineligible to submit a FAFSA, but meet AB 540 criteria
Used to apply for CA Dream Act financial aid
Online application similar to FAFSA
Electronic student and parent signature

6. What is AB 540?
Assembly Bill (AB) 540 exempts certain students from paying nonresident tuition (higher than resident tuition) and allows them to apply for different types of California Dream Act financial aid. To qualify students need to meet the following qualifications:
Attend a California high school for a minimum of 3 years;
Graduate from a California high school or pass the California High School Proficiency Exam (CHSPE) or get a General Equivalency Diploma (GED);
Enroll in an accredited and qualified California college or university; and,
If applicable, fill out an affidavit stating your intent to legalize your immigration status as soon as possible.

7. How to Apply (cont.)
Cal Grant GPA Verification Done Electronically by the AVUHSD
Required to apply for Cal Grant
CSS/Financial Aid Profile
Used at some universities to award institutional grants and scholarships
Part of the College Board System
California Chafee Grant Program Application
Scholarship Applications

8. 2015-2016 Cal Grant Application Requirements
By March 2, 2016, complete and submit:
Free Application for Federal Student Aid (FAFSA) OR
Cal Grant GPA Verification Form OR
Release Form
If eligible under AB540 or DACA, students should complete the California Dream Act Application:
Check with your high school or college counselor for more details on how to file the
Cal Grant GPA Verification Form, required of all students

9. FAFSA / Cal Grants
2016
2015

10. FAFSA / Cal Grants

11. 2015-2016 Cal Grant Application Requirements

12. 2015-2016 FAFSA / Cal Grant Application Requirements
The FAFSA yields a number called the EFC (Expected Family Contribution)
Considers assets of the family and the student themselves)
Anticipated Cost Of Attendance - EFC = Eligibility For Financial Aid
EXAMPLE FOR ILLUSTRATION
Full Time attendance at Cal State Northridge, living on campus = $21,224
Expected Family Contribution = $2,475
Un-Met Financial Need = $18,749

13. Special Circumstances
Contact the Financial Aid Office if there are circumstances which affect a family’s ability to pay for college such as:
Loss or reduction in parent or student income or assets
Death or serious illness
Natural disasters affecting parent income or assets such as the recent California wind storms, wild fires, floods, or mudslides
Unusual medical or dental expenses not covered by insurance
Reduction in child support, Social Security benefits or other untaxed benefit
Financial responsibility for elderly grandparents, or
Any other unusual circumstances that affect a family’s ability to contribute to higher education

14. Estimated Cost of Attendance
Cost of Attendance includes most everything related to college expenses for one academic year.
Also known as the “Student Budget.”

15. Estimated Cost of Attendance
Cost of Attendance includes most everything related to college expenses for one academic year.
Also known as the “Student Budget.”
Use to find the Cost of Attendance for other Colleges and Universities

16. Estimated Cost of Attendance
Cost Of Attendance Results for UC San Diego

17. CCC BOG Fee Waiver (BOGFW)
The Board of Governors Enrollment Fee Waiver (BOGFW) waives the $46 per unit enrollment fee at any California Community Colleges. To qualify students must:
Be a CA resident or be exempt from non-resident fees under AB 540; AND
Have financial need, based on the Free Application for Federal Student Aid (FAFSA); OR
Be receiving TANF, SSI/SSP or General Assistance; OR
Meet specific income standards.

18. Cal Grants/Awards
Cal Grant A Awards – up to $12,192 at a U.C., $5,472 at a CSU, and $8,056 at an independent or private college. If attending a Community College, award will be held in reserve for up to 3 years until you transfer to a four-year college. Entitlement and competitive grants available.
Cal Grant B Awards – for students with a GPA of at least 2.0, who come from disadvantaged or low income families, additional living allowance of $1,648 and up to the same award amounts of Cal Grant A for the second year. Entitlement and competitive grants available.
Cal Grant C Awards - for students from low income families pursuing vocational programs of study. Awards up to $547 for books, tools, etc. and up to $2,462 for tuition and fees at a private college.
California Community College (CCC) Transfer Entitlement Grant – CCC students who meet all the Cal Grant eligibility requirements, have at least a 2.4 community college GPA, and meet the awards additional requirements are guaranteed a Cal Grant to attend a four-year college.

19. Eligibility for Cal Grants
To be considered for a Cal Grant award, the student must also:
be a U.S. citizen, eligible noncitizen, or AB540 student, and
be a California resident, and
attend an accredited California college or university at least half-time in
meet other award specific criteria if applicable

20. Middle Class Scholarship
Undergraduates with family incomes of up to $150,000 who:
Submit Free Application for Federal Student Aid (FAFSA) by March 2, 2015
attend a UC or CSU
are U.S. citizens, permanent residents, or have AB540 status
are California residents, and
maintain a 2.0 cumulative GPA
Annual award amounts:
To be determined by the California Student Aid Commission

21. California Chafee Grant
Provides up to $5,000 annually to current and former foster youth for college or vocational training at any accredited college in the U.S., based on available funding
To be eligible, foster youth must have been in California foster care on their 16th birthday and not have reached their 22nd birthday before July 1, 2015
Foster youth are encouraged to apply during their senior year of high school
To apply, the foster youth must complete:
FAFSA
California Chafee Grant Program Application
AB540 students may also be eligible
To apply for a
Chafee Grant, go to:

22. Private Scholarship Search
Search for targeted scholarships at

23. Private Scholarship Search
Search for targeted scholarships at

24. Private Scholarship Search
Search for targeted scholarships at

25. FAFSA TIPS
Free Application for Federal Student Aid (FAFSA)

26. FAFSA TIPS

27. FAFSA TIPS

28. FAFSA TIPS

29. FAFSA TIPS

30. FAFSA TIPS

31. FAFSA TIPS

32. If You Need Federal Student Aid Help
FAFSA on the Web – Live Help
Phone FED-AID ( )
the U.S. Department of Education at:

33. If You Need Cal Grant Help
California Student Aid Commission Cal Grant Program By
By phone:
(888)