1. BTA Online system 2012 y. Financial portal for business customers

2. BE ACQUAINTED: BTA ONLINE SYSTEM If you know the value of time of your company and do not want to waste you time on the road to the bank, use the advantage of services of BTA ONLINE electronic financial portal which is designed for remote banking servicing of legal entities via Internet in online mode. Today for any organization – whether state of private – the main nonrenewable resource is TIME. Unlike lost money, lost time can not be returned. That’s why effectiveness of your business is primarily dependent on how wisely you manage this invaluable resource.

3. OPPORTUNITIES OF BTA ONLINE With the help of BTA ONLINE system you will be able to: After having become the user of BTA ONLINE, your company will gain time as compared to your competitors, because the whole range of banking services will be available right in your office! make payments in tenge and foreign currency, and to purchase and convert currency transfer salaries of your employees to their card or personal accounts Place funds on savings (deposit) accounts Trace payments and monitor discharge of credit liabilities transfer pension contributions and social expenditures of your staff Receive electronic extracts on bank accounts, as well as SMS and email notifications

4. ADVANTAGES OF BTA ONLINE Using BTA ONLINE is very convenient, simple, fast, cheap and safe! Convenient Banking services are available at any place where Internet is available. Opportunity to control and manage accounts of subsidiaries and branches Multiuser mode of working with documents Simple Simple and intelligible interface and detailed documentation. Fast No need to waste your time on the road to the bank.

5. ADVANTAGES OF BTA ONLINE Using BTA ONLINE is very convenient, simple, fast, cheap and safe! Cheap Installing, setting and maintenance of the system – free of charge. Free provision of special electronic USB-keys for access to the system Service fee – 1,500 tenge per month (including VAT). Safe BTA was the first among the banks of RK to implement Information Safety Management System according to ISO 27001 international standard, elaborated for the system of rendering remote banking services to legal entities. Application of Electronic Digital Signature (EDS) in BTA ONLINE system is legitimate and complies with all necessary requirements of the laws of RK and Regulations of the National Bank of RK on making electronic payments.

6. ADDITIONAL DATA ON SAFETY OF BTA ONLINE Legitimacy of EDS is ensured by: opportunity of working with registration certificates and EDS issued by the Certification Center of KISC RSE of the National Bank of the Republic of Kazakhstan, aggregate of certified program-hardware features of which is certified for all four levels of safety of RK standards (ST RK 1073-2002) of means of cryptographic protection of information, certified organizational procedures use of special Aladdin E-Token Java 72K USB-keys for identification of users and keeping of EDS, certified in accordance with Kazakhstan standards of means of cryptographic protection of information (ST RK 1073-2002), which eliminates the possibility of unauthorized use access of fraudsters to the system without physical access to this device.

7. ADDITIONAL DATA ON SAFETY OF BTA ONLINE BTA Bank, together with Dr. Web – Russian designer of means of informational safety, offer FREE services for provision of reliable antivirus protection of your computers and servers: Curing utility Dr.Web CureIt!™ – irreplaceable means for curing computers and servers infected by malicious objects, which were not detected by the anti-virus program of another manufacturer. Plugins Dr.Web LinkCheker™ – instrument for “on-the-fly” antivirus verification of webpages and files downloaded from Internet. Emergency system recovery disc Dr.Web LiveCD™ – means of “reanimation” of Windows or Linux in case malicious objects made booting of the computer impossible.

8. DO YOU WANT TO CONNECT TO BTA ONLINE SYSTEM? Please address all questions on connection to BTA ONLINE to the Call Center of BTA Bank by the following phone numbers: +7 (727) 2 500 111, 2 500 222, 2 500 200 – for Almaty 8 8000 800 111 – toll-free number around Kazakhstan 7111 – free number for all subscribers of all RK mobile operators. Additional information on BTA ONLINE system is available on BTA Bank website at www.bta.kz/ru/corp/btaonline. Information on rates for servicing legal entities is available at www.bta.kz/ru/buss/tariffs.

9. THANK YOU FOR YOUR ATTENTION!