1. The Well Fund Allison Putnam Micah Elconin Improve Lives. Create Wealth. Invest in Wellness.

2. $2.3 trillion $4.2 trillion

3. Major Risk Factors Alcohol Blood pressure Body weight Cholesterol Existing condition HDL Illness days Life satisfaction Perception of health Physical activity Safety belt usage Smoking Stress More than 15 drinks per week Systolic >139 or Diastolic >89 BMI >27.5 Greater than 239 Heart, cancer, diabetes, stroke Less than 35 More than 5 days/year Partly or not satisfied Fair or poor Less than once per week Anything less than 100% Current smoker High People who are low risk (0-2 risk factors) cost $1397. People who are high risk (>5 risk factors) cost $4279.

4. ROI Improved Productivity Reduced Absenteeis m Healthcare Savings Reduce d Turnover

5. Employees Trust Camaraderie Pride –Statements: React on a scale of 1-5 –Summary: “This is a great place to work” –Randomized presentation –No incentives to answer –One survey per company –Complete discretion –Open ended questions Management

6. Four Pillars of Wellness Physical Facilities Culture Leadership Organizatio nSpecific

7. Physical Facilities Fitness center on-site –Discounts / membership at off-site facilities Healthy food options –Cafeteria –Vending machines Low cost or company subsidized Ergonomic Workstations Safety Equipment High participation Positive reinforcement Cognitive prioritization of health and whole wellbeing Physical prioritization –Make the job itself physically safer/healthier CultureLeadership Organization Specific Top management support PhD supervision Certified exercise physiologist Internal and external support team Health risk assessments (HRAs) to identify most at- risk individuals Access to data Personal, group, organization goals Incentives

8. Turnover 56.4% - Food Service/Accommodation 52.4% - Leisure/Hospitality 34.7% - Retail Trade 28.7% - Construction 27.8% - Professional & Business Services 27.4% - Transportation and Utilities Absenteeism 10.7% - Emergency Services 10.7% - Healthcare 8.7% - Utilities 8.5% - Transportation 7.7% - Customer Service 6.4% - Manufacturing Absenteeism 10.7% - Emergency Services 10.7% - Healthcare 8.7% - Utilities 8.5% - Transportation 7.7% - Customer Service 6.4% - Manufacturing Employee Health Coverage 83% - Utilities 74% - Mining, Oil, Gas Extraction 67% - Manufacturing 65% - Finance & Insurance 61% - Educational Services 61% - Communications 60% - Wholesale Trade 58% - Transportation and Warehousing Industry Focus Utilities Manufacturing Transportation Finance and Insurance Emergency Services and Healthcare Customer Service (Retail, Hospitality, Food Service) Selection Criteria

9. Risk and Return Performance of S.I.F. Mutual Funds vs Benchmarks Fortune 100 vs the Stock Market

10. Potential Investors Companies –Outdoor Products –Health Products –Athletics –Natural Foods –Agriculture –Vitamins/Supplements –Insurance Companies Foundations –Reduction of primary health issues –Parks and Recreation –Environment LOHAS consumers

11. Questions?