1. Money Saving Benefits For Union Members
LDRTRNGPOWERPNT – 10-06

2. Union Plus Benefits
Benefits and services for union members and their families
Benefits developed by Union Privilege, founded by the AFL-CIO in 1986
Union Privilege uses the buying power of millions of union members to get good deals
Benefits designed with union members in mind – many benefits offer unique financial assistance during layoff, strike, disability, disaster or unemployment
Benefits can help members save more than $3,600 a year

3. Union Plus Credit Card
Union-endorsed credit card carried by more than 3 million union members
Safety net helps cardholders during financial hardship due to strikes, layoffs, disability, disaster
Competitive rates, low-rate balance transfers
Secured credit card to help rebuild credit
All calls answered in USA
Custom union design
To apply: Call or visit 2

4. Union Plus Credit Counseling
Nation’s largest non-profit agency
Free initial counseling session with certified financial counselor
Complete financial review and budget analysis
Debt Management Plans with discounted initiation fees for union members
Can help to stop collection calls
Free financial resources, calculators and tools
Call or visit

5. Union Plus Mortgage & Real Estate
Has helped 58,000 union families buy a home and save $37.9 million in fees
Special programs for first-time home buyers
Apply over-the-phone or in branch offices
Unemployment, disability, layoff and strike benefits to help make mortgage payments
Programs for buyers with “less than perfect credit”
Program available to union members, their parents and children
Call or visit 4

6. Union Plus Legal Service
Assistance with legal problems
Free 30-minute initial consultation
30% discount on legal services
Free simple document review
Over 2,000 law offices nationwide
List of lawyers online
No enrollment charge
Call or visit 5

7. Union Plus Health Savings
Significant savings and discounts for:
Prescriptions (retail and mail order)
Dental care
Vision care
Podiatry
Hearing care
And, much more
Cuts out-of-pocket costs
Standard plan $14.95, Premium plan $ per year
Call or visit 6

8. Union Plus Education Services
Advice on going to college
Scholarships, for colleges, technical/trade schools and the National Labor College Scholarship
Education and consolidation loans
Financial aid counseling
Online college planning center
Call to speak to a financial aid counselor or visit 7

9. Union Plus Auto Insurance
Low union-member-only rates with average savings of $380 a year
Discounts for good driving and safety devices
Savings up to 30% on liability premium for each vehicle insured as part of a multi-car discount
Free roadside assistance
$250 grants to pay for driver’s education courses
Call or visit 10

10. Union Plus Pet Services
Two money saving programs for your pets:
Pet Savings
Cut the cost of regular veterinarian services,
including routine care
Pet Health Insurance
Protect against the unexpected cost of an illness or injury
For Pet Savings call (PETS)
For Pet Insurance call (PETS)
Or visit

11. Union Plus Loans Ideal for debt consolidation Competitive rate
Personal and home equity loans
Skip payment option
Member Advocacy Program
Call or visit 3

12. UnionSecure Insurance
Affordable, quality supplemental insurance designed to help union members provide for their families:
Life Insurance
Accidental Death and Dismemberment
Short-term Recovery
Accident Disability
Strike waiver of premium
No occupational exclusions
Call or visit 3

13. Union Plus Everyday Savings
Get members only discounts on:
Books
Car Rentals (Avis, Budget)
Cingular Wireless
Condo Rentals
Consumer Reports Online
Cruises
Dell Computers
Flowers
Health Clubs 11

14. More Everyday Savings Home Heating Oil
You can also receive discounts on:
Home Heating Oil
Internet Service and Broadband Phone (VoIP)
Movies, DVD rentals and Theme Parks
Moving
RV Rentals
Union-Made Checks
Worldwide Vacation Tours
Your Credit Score
Visit

15. Program Availability
Each international union selects the programs for their union
No union dues are used to provide these programs
Assistance with using the programs in organizing campaigns is available
Materials are available to promote the programs – free to members and leaders
These programs are subject to change. For up-to-date information visit: 12

16. For more information on all the benefits visit: 12