1. Overweight Employee Population 1

2. Obese Employee Population 2

3. Main Drivers of Health Care Costs 3

4. Critical Conditions in Employee Populations 4

5. Responsiveness to Claims History 5

6. Cost-of-Care Remains High Concern 6

7. Perceived Value of Health Insurance 7

8. Employee Wellness Program 8

9. Employee Wellness: Cost 9

10. Employee Wellness: Future 10

11. Employee Wellness: Incentives 11

12. Health Care Spending Trends 12

13. Future of Health Benefits Plans 13

14. Planning for Health Reform Implementation 14