1. Home | Preferences | Help | Site Map | Contact Us | Log Out Site branding Search m Privacy/Legal noticesCopyright © 2006. All rights reserved.RS #0000-00 760px minimum Co-branding (optional) User name Home Page planaccrued benefitmonthly benefit ABC Company Pension Plan $12,345.67 $1,234.56* accountbalancemonthly benefit ABC Company 401(k) $123,456.787.8%$2,345.67* sourcebalanceannual returnmonthly benefit Private Savings $23,456.78 5.6%$345.67* Roth IRA $34,567.89 6.7%$456.78* annual return Defined benefit plans Other savings Defined contribution accounts Retirement Assetsas of 8/31/2006 Message Center From: Your Plan Sponsor From: Your Service Provider Use a portion of your recent salary increase for retirement Preparing Your Tax Return Recent Changes to Your Plan's Investment Offerings Second Quarter Market Review… 4/1/2006 8:00 AM 8/1/2006 8:00 AM Add new source Retirement Income Goal Gap Analysis Annual income needed Projected annual income $102,345.67 $98,765.43 Shortfall$3,580.24 Take Action Simulated legal disclosures are for demonstration purposes only and are not to be taken seriously. *projected Simulated legal disclosures are for demonstration purposes only and are not to be taken seriously.

2. 560px minimum200px Home | Preferences | Help | Site Map | Contact Us | Log Out Site branding Search m Privacy/Legal noticesCopyright © 2006. All rights reserved.RS #0000-00 Co-branding (optional) User name ABC Company 401(k) User name as of 8/31/2006 Your account balance and rates of return have been determined based upon the stock market's closing values as of 4pm ET on 8/31/2006. Any pending transactions initiated since this time will not be reflected in your account balance until after the close of the stock market on 9/1/2006. Loans (if the participant has active loans) 12/31/2005 $1,2345.67 date status balance Loan modeling … Account Summary Message Center Investment Update: Select Emerging Growth - July 2006… Second Quarter Market Review… More Account Features Benefit Estimates Loans Plan Highlights Statement of Account Account Maintenance Beneficiary Designation Debit ACH Options Pending Transactions Help Viewing your account summary… Frequently asked questions… Glossary of account terms… DC Account Summary MidCap Growth (OFI) $12,345.67 investmentbalance Account Balance Balance transfersRollovers … total$123,456.78 … … total Contributions source current rate 401(k) 4% … Change contribution rate last contribution $123.45 $234.56 …… 7.8% investmentannual return Investments allocation 6% Investment performance Investment allocation MidCap Growth (OFI) … total8.9% …… 100%

3. 560px minimum200px Home | Preferences | Help | Site Map | Contact Us | Log Out Site branding Search m Privacy/Legal noticesCopyright © 2006. All rights reserved.RS #0000-00 Co-branding (optional) User name ABC Company 401(k) Message Center Investment Update: Select Emerging Growth - July 2006… Second Quarter Market Review… Investment Allocation investmentemployer contributionsemployee contributions Fixed Interest Prm Money Mrkt (Babson) Prm Core Bond (Babson) Destination Retirement 2010 … Select Overseas (MFS/Harris) 25% 5% 20% 10% … 10% 25% 5% 20% 10% … 10% DC Investment Allocation (Detail Display Page) Take Action Change your investment allocation Select an investment portfolio Rebalance your account More Information Investing for retirement… Choosing your investments… Account rebalancing… Help Changing your investment allocation… Frequently asked questions… Glossary of investment terms… Contributions to your account are allocated among a number of investment options of your choosing. You may change your investment allocation at any time, in accordance with the provisions of your account. Overview

4. 560px minimum200px Home | Preferences | Help | Site Map | Contact Us | Log Out Site branding Search m Privacy/Legal noticesCopyright © 2006. All rights reserved.RS #0000-00 Co-branding (optional) User name ABC Company 401(k) Message Center Investment Update: Select Emerging Growth - July 2006… Second Quarter Market Review… Investment Allocation » Investment Allocation Change DC Investment Allocation Change (Transaction Initial Step Page) investmentemployer contributionsemployee contributions Fixed Interest Prm Money Mrkt (Babson) … Select Overseas (MFS/Harris) 25% 5% … 10% 25% 5% … 10% currentnewcurrentnew Next Previous Cancel Investment allocation percentages are subject to a minimum of 1% and must be multiples of 1. Each column must add up to 100%. If all boxes in a column are blank, no changes will be made to that source. Step 1 of 3: Select Your Investments More Information Investing for retirement… Choosing your investments… Account rebalancing… Help Changing your investment allocation… Rebalancing your account… Frequently asked questions… Glossary of investment terms… You should consider an investment's objectives, risks, charges, and expenses carefully before investing. To view a prospectus with this and other information for any of the options listed above, click on the investment name and then the prospectus. Read it carefully before investing.

5. 560px minimum200px Home | Preferences | Help | Site Map | Contact Us | Log Out Site branding Search m Privacy/Legal noticesCopyright © 2006. All rights reserved.RS #0000-00 Co-branding (optional) User name ABC Company 401(k) Message Center Investment Update: Select Emerging Growth - July 2006… Second Quarter Market Review… Investment Allocation » Investment Allocation Change DC Investment Allocation Change (Transaction Intermediate Step Page) To help maintain your investment portfolio, you can reinvest your current account balance according to the percentages of your new investment allocation. This can be done at any time, or automatically repeated every quarter. Step 2 of 3: Rebalance Your Account Account rebalancing is subject to certain limitations designed to discourage short-term trading strategies that are inconsistent with sound retirement planning. Refer to our Excessive Trading Policy for details. More Information Investing for retirement… Choosing your investments… Account rebalancing… Help Changing your investment allocation… Rebalancing your account… Frequently asked questions… Glossary of investment terms… investmentemployer contributionsemployee contributions Fixed Interest Prm Core Bond (Babson) … Select Overseas (MFS/Harris) Next Cancel 30% 15% … 15% 30% 15% … 15% Rebalance just once Previous Rebalance every quarter Do not rebalance

6. 560px minimum200px Home | Preferences | Help | Site Map | Contact Us | Log Out Site branding Search m Privacy/Legal noticesCopyright © 2006. All rights reserved.RS #0000-00 Co-branding (optional) User name ABC Company 401(k) Message Center Investment Update: Select Emerging Growth - July 2006… Second Quarter Market Review… Investment Allocation » Investment Allocation Change DC Investment Allocation Change (Transaction Initiation Page) To initiate this transaction, enter your SSN and PIN Step 3 of 3: Confirmation investmentemployer contributionsemployee contributions Fixed Interest Prm Core Bond (Babson) … Select Overseas (MFS/Harris) Confirm Cancel 30% 15% … 15% 30% 15% … 15% SSN : PIN : Your investment allocation will be applied as follows. Your current account balance will be realigned to this allocation on 9/5/2006, and quarterly thereafter. More Information Investing for retirement… Choosing your investments… Account rebalancing… Help Changing your investment allocation… Processing online transactions on The Journey… Frequently asked questions… Glossary of investment terms…

7. 560px minimum200px Home | Preferences | Help | Site Map | Contact Us | Log Out Site branding Search m Privacy/Legal noticesCopyright © 2006. All rights reserved.RS #0000-00 Co-branding (optional) User name ABC Company 401(k) Message Center Investment Update: Select Emerging Growth - July 2006… Second Quarter Market Review… Investment Allocation » Investment Allocation Change DC Investment Allocation Change (Transaction Confirmation Page) investmentemployer contributionsemployee contributions Fixed Interest … Select Overseas (MFS/Harris) 30% … 15% 30% … 15% Confirmation Your investment allocation change and account rebalance request have been submitted for processing on 9/1/2006. They will be processed by the end of the day on 9/5/2006. All future contributions to your account will be distributed according to your new investment allocation. Your account will be rebalanced to this allocation using the values as of the close of the stock market on 9/5/2006, and quarterly thereafter. Please print this confirmation page for your records. A written confirmation will be sent to you via regular US Mail. Please allow 7 - 10 days for delivery. More Information Investing for retirement… Choosing your investments… Account rebalancing… Help Changing your investment allocation… Frequently asked questions… Glossary of investment terms… You may cancel rebalancing at any time prior to 4pm Eastern Time on 9/5/2006. Refer to the Pending Transactions page for details. You may also discontinue periodic rebalancing at any time by selecting the “Do not rebalance” option on the Investment Selection page.