1. + + + premium auditeffective trainingloss control & commercial surveys residential underwriting surveys © 2010 Overland Solutions, Inc. Confidential and Proprietary The Value of Outsourcing Premium Audits/Loss Control/Surveys 2010 NCSI Annual Meeting: May 24-25, 2010 NATIONWIDE EXPERTISE SUPERIOR QUALITY EXCLUSIVE TRAINING PROGRAM TRUE CUSTOMIZATION ON TIME SERVICE WWW.OLSI.NET

2. + + + premium auditeffective trainingloss control & commercial surveys residential underwriting surveys © 2010 Overland Solutions, Inc. Confidential and Proprietary Solving What Keeps You Up at Night + For me it’s the following are always on my mind: + Figuring out how to increase sales + Decrease expenses + Supply sufficient work for employees + Provide an acceptable return for our Board of Directors + I am certain this is similar to what you think about.

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4. + + + premium auditeffective trainingloss control & commercial surveys residential underwriting surveys © 2010 Overland Solutions, Inc. Confidential and Proprietary The Solution + The answer lies in a more focused approach to: + Efficient expense management + Prudent underwriting through increased information + Improved workflow efficiencies + Improved return on investment + You need to figure out how to achieve these critical objectives.

5. + + + premium auditeffective trainingloss control & commercial surveys residential underwriting surveys © 2010 Overland Solutions, Inc. Confidential and Proprietary The Solution + Expense management means controlling: + FTE costs and people-related expenses + Possibly reducing staff + With workforce reductions, collecting data critical to improving your underwriting results and loss ratios can suffer. + Several points of improvement in underwriting loss ratios can far outweigh the improvements gained through budget reductions. + Easily done through Outsourcing

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34. + + + premium auditeffective trainingloss control & commercial surveys residential underwriting surveys © 2010 Overland Solutions, Inc. Confidential and Proprietary Thank you. Mario Fiel, AVP-National Sales Director 877-431-4560 Mario.fiel@olsi.net faces. in more places.