1. CASHPOR Micro Credit Social Performance and Impact Theme 5: We have not allowed ‘mission drift’. Progress out of poverty for our mature clients is our core objective and value; which has been confirmed by our getting exemption from income tax, and is protected by our management ethos and legal status. 1

2. Our Mission is an Organizational Value and an Objective Adherence to Mission: “To Identify and motivate poor women in rural areas and to deliver financial services to them in an honest, timely and efficient manner, so that our vision is realized and CASHPOR remains a financially sustainable micro finance institution for the poor” Through Managed Outreach Patterns: CASHPOR has operations in 2 poor states focusing on depth of outreach over geographic expansion and Management Checks: Random Internal Audit, Branch Manager, Area Manager and District Manager checks on Loan Utilization and Client Poverty Status 2

3. Our Legal status is geared to Client Benefits In a Sec 25 Co., dividends cannot be issued, therefore no residual Claimants Thus Profits must be ploughed back to the Organization Result: Returns shared in the form of reduced rates to Clients 3

4. … and we are committed to Credit Plus for Clients 4 CASHPOR wishes to do its bit to ensure that BPL clients do not fail to come out of poverty nor fall back into it because of health or education deficits, and it allocates up to 25% of its profits in each District towards Credit Plus Services as follows: 1.CASHPOR distributes scholarships to meritorious students of clients, with the objective of keeping bright students in school, up to college level, if possible. As of March 2009, 1301 scholars are being supported A total of Rs 5,59,650 has been distributed in scholarships 2. CASHPOR is integrating health education with microfinance using the approach of Freedom from Hunger and the Microcredit Summit Campaign, which involves training female Center Managers to impart the health education to clients. In collaboration with the Healing Fields Foundation, we are identifying clients with the potential to be Community Health Leaders, and training them, in a pilot project in Buxar District of Bihar State.