1. Lachelsie financial literacy PowerPoint Lachelsie Keivonna Wilson

2. What is financial literacy Financial literacy is the ability to learn understand finance. More specifically it refers to the set of skills and knowledge. SEARCHED BY GOOGLE.

3. HOW DO I KNOW WHEATHER I AM FINANACIAL LITERATE? Only 10% of Americans taking the test did better then the me 4-5, missed (1) http://www.rand.org/labor/centers/financial- literacy/widgets/finanacial-knoswledge- test.html http://www.rand.org/labor/centers/financial- literacy/widgets/finanacial-knoswledge- test.html SEACHED BY GOOGLE.

4. HOW DO I COMPARE OTHERS WITH RESPEACT TO OTHERS?

5. WHY SHOULD I BECOME FINANCIALLY LITERATE? Have a better understanding of financial and banking products Be more prepared to pursue your financial goals Take control of your money Improve your saving skills Be more prepared for unforeseen situations And I will learn how to become more independent and feel less strapped down GOOGLE FINANCIALLY LITRACY!

6. WHERE DO I GO FOR INFORMATION IF I WANT TO IMPROVE MY FINANCIAL LITERACY? I SEARCH GOOGLE AND ASK THEM WHREE DO I GO FOR I9NFORMATION IF I WANT TO IMPORVE MY FINANCIAL LITERACY AND IT GIVES ME WEBSITES THAT I CAN GO TO AND CHOOOSE FROM SO I GO TO THIS WEBSITE CALLED DELICATE NEWS AND IT HAS WHERE I CAN SEARCH WHATEVER I NEED AND WANT TOO AND IT GIVES ME TIPS ON HOW TO IMPROVE AND MAKE MONEY.

7. WHAT IF I WANT TO HAVE FUN WHILE LEARNING FINACIAL LITERACY?WHERE DO I GO? I CAN GO TO THE HIGHSCHOOL PROGRAM CALLED (HSFPP) it’s popular and it’s a financial planning program. Since 1984,NEFE,has been addressing youth financial literacy with the nationally know NEFE high school financial planning program (HSFPP). The (HSFPP) consists of student manual,instuctor’s manual with lesson plans and visual lessons. Since its beginnings in the 1980's, the program has reached nearly 8 million students and individuals in schools, youth organizations, community programs, and many other settings in all 50 states and the District of Columbia, and at U.S. installations around the globe. Over the years, NEFE has partnered with two national organizations that are committed to financial education: the National Institute for Agriculture & Food (NIFA), USDA, and participating Land-Grant University Cooperative Extension Services, and the Credit Union National Association (CUNA), and America’s Credit Unions.

8. PART2 OF #7 SLIDE Guides students to take action and increase financial IQ Flexible and easy to use Noncommercial Available at no cost Created by top educators and financial professionals LinSet SMART financial goals Use a decision making process to weigh the options and consequences when making spending decisions Analyze how personal values impact spending behaviors Utilize resources that are credible and timely Manage personal financial records ked to education standards in all 50 states and to several national subject- area standards GOOGLE/INTERNET/FINANCIAL LITERACY TIPS/NEFE.ORG.

9. WHAT DO I DO TO PROMOTE FINANCIAL LITERACY AND TO BECOME FINANCIALLY LITERATE? I can make programs for kids, teens,and adults online or in the internet that’s most rewarding I can do. These are a couple of things that I can do. A Program that is effective, proven and promotable - we have developed a proven program that teaches kids and teens (and adults) about money; how to make it, how to manage it and how to multiply it. A Team of People to pass it on to - the world is full of financially illiterate people who are hungry for the information and tools required to create financial freedom for themselves. I can create a program that is 3 hours to 5 days. I can create a program for ages 8 to 80 I can create a program tailored to a specific culture. I can make a camp for some people are teens.

10. Part 2 for number #9 what do I do to become finally literate? I can go on interviews, watch videos and read books by artist that has been through trying to get where they are and know what they are talking about. GOOGLE FINALLY LITERATE TEACHES

11. WHO IS PROMOTING FINANCIAL LITERACY Obama promotes financial literacy he is improving high schools financial literacy. NEFC school program is promoting it. Boston Mayor Thomas M. Menino began a "Save Up" initiative August 1, 2011 to teach area youth about personal finances. However he use blitz to teach teens financial literacy you can vist a three week online tournament and pay money to play games take classes on line. Olivia S. Mitchell One of the 25 Most Influential People in 2011 Financial Literacy Center associate director Olivia Mitchell was selected by Investment Advisor as one of the most influential people in and around the advisor universe for her retirement research and impressive C.V.

12. Part two of slide #11 In this November 2010 Congressional Briefing, Timothy Flake and Nick Maynard from the nonprofit D2D Fund discuss the value of financial entertainment as an educational tool, demonstrate two brand-new games, and describe plans to test their effectiveness. The games the games are now available. INFO/FROM GOOGLE (SITE-PROMOTEING FINANCIAL LITERACY.

13. ARE THERE ANY BIG PROGRAMS /PLANS HAPPENING ON FINANCIAL LITERACY? YES Tuitio EDU is a program that is for students and parents a little bit about them TuitionEdu is managed by Decision partners,inc., a 501(c)(3) non-profit organization. They promote college access and financial literacy education through interactive, multimedia learning. Their programs have been recommended and endorsed by organizations such as College Parents of America, the American College Personnel Association, and a number of school counselor organizations. MILLENNIAL STUGGLE WITH FINANCIAL LITERACY this is a program that helps people that struggling getting on their feet with financial literacy. They also help young American students from school up to a job they believing in that as America we have came a long a way and times can get hard so if anyone needs a start of something this program will be a good jump off for adults and young students.

14. PART 2 OF SLIDE #13 MAINE TEACHERS TO GET FINANCIAL LITERACY ‘HOWS- TOS is a teacher program its kind of like taking classes on line kind of thing. It tells their students when events are coming and what they need to soon as they log on are even pull up the website it also lets you comment and tag other people with the news. the program is now called NECN.COM its nationwide you can take test anywhere and you can get one and find the site where ever you are no matter how far and where you are. It also have things your can do for sports and all kinds of business that you can start and rather be in. GOOGLE.COM MAIN TEACHERS TO GET FINANCIAL LITERACY ‘HOWS-TOS

15. WHY IS A BUSNIESS PLAN IMPORTANT AND WHO SHOULD WRITE IT?. Terrancebrendt says-Best to sit down and talk it over with your business partners or consultant or even friends. That way all will be easily pointed out and easier to write down. Visit his website at cheap life insurance. Cassiemiller says- Your business plan is your company's calling card. It allows you to see your business through your investor's eyes. As the name suggests it is a plan of your business; your communication tool; selling your marketing, sales and operations. Visit her website at www.Businesscouponclub.com www.Businesscouponclub.com

16. Slide 2 for #15 Lyleneil says-One of the reasons that having a business plan is essential is that it will help you to consider the details of your business and its' future. You may think this is not necessary but if you are realistic and wish to be successful and efficient you will find that a good Business Plan will be of the utmost benefit to you. Your business plan will monitor whether you are achieving these objectives and maximize your changes of success by allowing you to keep adding to it. This is just one of her quotes. MONEYTALK.COM

17. How do I determine my start-up costs and other expense Start-up expense. These are expenses that happen before the beginning of the plan, before the first month. For example, many new companies incur expenses for legal work, logo design, brochures, site selection and improvements, and other expenses. Businesses spend money before they ever open their doors. Start-up expenses are those expenses incurred before the business is running. Many people underestimate start-up costs and start their business in a haphazard, unplanned way. This can work… but is usually a harder way to do it. Customers are wary of brand new businesses with makeshift logistics.

18. Slide 2 for #17 Don’t count expenses twice: they go in Start- up or Profit and Loss, but not both. The only difference is timing. Don’t buy assets twice: they go into the Start-up if you acquire them before the starting date. Otherwise, put them in the Profit and Loss.

19. WHY IS COMPETITION IMPORTANT? Competition is important because it is a mechanism for driving out inefficient producers. Competition forces producers to lower prices, or improve their product to attract consumers. When producers compete, they look for ways to make things more cheaply, so that they can lower their prices even further.

20. Slide 2 for #19 Competition is important because without it there would be no markets. What would sports be like without competition, nothing and it is the same with the economy. Competition can be taken away with the use of monopolies, and this was evident in the early 20th century. Competition plays a necessary role in the economy around the world and keeps it going. GOOGLE WHY IS COMPETITION IMPORTANT.

21. WHAT MAKES A SUCCESSFUL MARKETING STRATEGY? The key is developing a marketing strategy that forms a solid foundation for your promotional efforts. Implementing promotional activities such as advertising, direct mail or even networking and one-to- one sales efforts without a marketing strategy is like buying curtains for a house you are building before you have an architectural plan. How would you even know how many curtains to buy or what size they needed to be?

22. Slide 2 for #21 And there are 8 things that need to be known Defining your product or service Identifying your target market Knowing your competition Finding a niche. Developing awareness Building credibility Being Consistent Marinating focus.

23. WHERE CAN YOU OR A BUSINESS OWNER GO TO RECEIVE ADVICE OR ASSISTANCE WITH THEIR BUSINESS To keep records and to keep up with your finances ehow.com says buy a file cabinet and sturdy hanging folders and short all your papers out into one section for your finances. ONE SOURE.COM AND SCORE.ORG is websites that I can go to get advice for my business SCORE.ORG will even help you find a business they have an couple of ideas that people can choose from and they will help with that career. And another website is mybusiness.com this as well helps find a business and it gives you tips on cash flow, sales and marketing, import and export, technology, people, finance and money.

24. HOW DO FINANCIAL LITERACY IN UNITED STATES COMPARE WITH OTHER COUNTRIES? Studies have been done with comparisons financial literacy across eight countries the U.S. Italy, Germany, the Netherlands, Sweden Russia, Japan and new Zealand.