1. Business Insurance Overview Brainwasheducationonline.com

2. Salon Owners Personal Property Special Form including theft, $250 Loss Deductible Replacement cost coverage Property Enhancement Endorsement / $250 Loss Deductible INCLUDED Personal Effects and Property of Others/Maximum per occurrence$10,000 Signs and Barber Poles$ 5,000 Employee Dishonesty$ 5,000 Electronic Data Processing Equipment and Media / On premises$ 2,500 Off premises$ 1,000 Money & Securities / On premises$ 2,500 Off premises$ 1,000 Fire Department Surcharge $ 2,500 Business Income Option$25,000 Criminal Information Reward$ 1,000 Sewer or Drain Backup$ 2,500 Enhanced Glass Coverage$ 1,000 *Only the actual policy forms can provide coverage terms

3. Professional Liability General Liability Aggregate Limit$2,000,000 Products/Completed Operations Aggregate Limit $1,000,000 Professional Liability Included Each Occurrence Limit$1,000,000 Personal and Advertising Injury Limit$1,000,000 Tenant Fire Legal Liability $ 100,000 Medical Expense Limit$ 5,000 No Bodily Injury Deductible0 Additional InsuredIncluded Non-owned auto Liability

4. Independent Contractor Liability General Liability Aggregate Limit$2,000,000 Products/Completed Operations Aggregate Limit $1,000,000 Professional Liability Included Each Occurrence Limit$1,000,000 Personal and Advertising Injury Limit$1,000,000 Tenant Fire Legal Liability $ 100,000 Medical Expense Limit$ 5,000 No Bodily Injury Deductible0 Additional InsuredIncluded Non-owned auto LiabilityAvailable

5. Legal Insurance Our plan is to help your business succeed. The Small Business Plan includes the following areas plus many more. Debt Collection10 initial collection letters written per month Contract Review 3 contracts (up to 15 pages each) reviewed each month Executed Contract Review 1 signed contract (up to 10 pages) reviewed each month Document Review 3 business documents (up to 15 pages each) reviewed each month Legal Correspondence 1 letter per legal subject matter per year (with a copy for your files) Trial Defense Services 75 hours per year (15 pre-trial, 60 at trial) if your business is named defendant or respondent in a covered civil action relating to business* *This benefit is not available in WA, NV, NY, or Canada Save On Additional Legal Services 25% discount on hourly rates for additional litigation and legal work, and 5% discount on standard contingency fees Our Attorneys Provide Legal Consultation Pick up the phone and call your provider law firm on any legal issue affecting your business such as: Hiring/firing Vendor Issues Small claimsIntellectual Property Equipment leasesCreditor Harassment IncorporationIdentitity Theft BankruptcyGovernment Compliance Joint venturesVerbal Contracts Landlord/tenant disputesCity Zoning Bad check recoveryWorkers Compensation Customer complaints