1. Controlling Spending and Teaching Children Coping Skills Nancy M. Porter, Ph.D. Deborah J. Thomason, Ed.D.

2. Review Focusing on financial situation in 2009 Tracking spending Determining net worth Controlling spending

3. Resources TCCT publication: Controlling Spending Ways to Save in 2009 lists 66 Ways to Save Money

4. Behavior Change Activities Small Steps to Health and Wealth™ – Step Down Principle – Convert Consumption into Wealth http://njaes.rutgers.edu/sshw/

5. Family Communication Define Examples Benefits Obstacles

6. L. O.V.E LISTEN

7. L. O.V.E OBSERVE

8. L.O. V.E VALUE

9. L.O.V. E EXPRESS

10. L.O.V.E Children Spouse/Family Co-workers Neighbors/Strangers

11. L.O.V.E LISTEN OBSERVE VALUE EXPRESS

12. L.O.V.E

13. Coping With the Family Stress in Challenging Economic Times Nancy M. Porter, Ph.D. Deborah J. Thomason, Ed.D.