1. FINANCIAL PORTAL FOR BUSINESS CUSTOMERS

2. BTA-ONLINE SYSTEM FOR LEGAL ENTITIES БТА-ONLINE services of financing portal allows to make banking transactions in a convenient place for you using any mobile device.* FIRST OF ALL BUSINESS EFFICIENCY DEPENDS ON YOUR ABILITY TO DISPOSE THE TIME NOW YOU DON’T NEED TO SPEND YOUR TIME TO VISIT CASH SETTLEMENT CENTERS OF THE BANK 1 * See minimal hardware requirements & supported device list on web page http://bta.kz/en/corp/btaonline/btaonline-earldesc/http://bta.kz/en/corp/btaonline/btaonline-earldesc/

3. GAIN TIME WITH BТА-ONLINE! With the help of BTA-ONLINE system you will be able to : You will be faster than your competitors and will get unlimited freedom of action with the ability to make decisions and realize them in real time regardless of your location Make payments in tenge and foreign currency, and to purchase and convert currency Transfer salaries of your employees to their card or personal accounts Place funds on savings (deposit) accounts Trace payments and monitor discharge of credit liabilities Transfer pension contributions and social expenditures of your staff Receive electronic reports on bank accounts, as well as SMS and email notifications 2

4. ADVANTAGES OF BTA-ONLINE In spite of innovative service BTA-ONLINE use it much more comfortable, easier, safer and more profitable than it might be seen at the first sight! EASY Simple, intuitive clear interface and detailed documentation. FAST No need to waste your time on the road, just only visit website www.bta-online.kz 3

5. ADVANTAGES OF BTA-ONLINE SAFE BTA is the first bank of RoK which implement the information security management according system according to international standard ISO 27001. Use of Digital signature (DS) within the "BТА- ONLINE" system is legitimate and compliant with all the relevant requirements of the RoK legislation CONVENIENT Banking services can be accessed from any part of the globe where there is Internet. Banking services & DS can be accessed using Smartphones & pads Multiuser mode of working with documents 4 The newest technological solution allows you to use banking services and EDS using Smartphone and pads!

6.  Connecting to the service, managers and accountants can sign payment documents using legally-significant electronic signature and receive electronic statements of bank accounts directly on the smartphone or pads.  «BTA-ONLINE» system is the first in Kazakhstan that provides users ability to work with payment documents and extracts on smartphones or pads using legitimate Electronic Signature of “Kazakhstan interbank settlement center of the National Bank of Kazakhstan“. ELECTRONIC DIGITA SIGNATURE (EDS) Now you can have only Electronic digital signature and any device with access to Internet 5 BTA is the first bank in Kazakhstan which understood its business customers and considerably simplified the procedure of approval of significant official papers Forget about your personal attendance to sign financial documents!

7. БTA-ONLINE RELIABILITY GUARANTEE Legitimacy of Electronic digital signature is ensured by : The ability to work with the registration certificates and digital signatures issued by the Certification center of National Bank, aggregate of certified software and hardware features that is certified for all four levels of security standards of RoK (ST RoK 1073-2002) of means of cryptographic protection of information,certified organizational procedures Use of identification of users, and keeping of EDS special USB- keys certified in accordance with Kazakhstan standards of means of cryptographic protection of information (ST RK 1073-2002) and eliminates the possibility of unauthorized access of fraudsters to the system without physical access to this device. 6

8. HOW TO CONNECT TO BTA-ONLINE? Additional information on BTA ONLINE system is available on website at www.bta.kz/en/corp/btaonline, Information on rates for servicing legal entities is available at www.bta.kz/en/buss/tariffs 8 +7 (727) 2 500 111, 2 500 222, 2 500 200 – for Almaty 8 8000 800 111 – toll-free number for calls around the Kazakhstan

9. WE ARE ALWAYS HAPPY HEARING FROM YOU AND ANSWER ANY QUESTIONS ABOUT THE CONNECTION TO BTA-ONLINE!

10. THANK YOU FOR YOUR ATTENTION!