1. Saving Money It is not as hard as you think

2. Raise your hand if you…  Eat at home  Do not buying extra items at lunch  Rent movies  Use coupons at the grocery store  Give homemade gifts  Carpool  Stay within your cell phone plan  Shop with cash How do you save money already?

3.  Identify ways you can save money Learning Objective

4.  Read through the “66 Ways To Save Money”  As you read consider the discussion questions on the next slide Reading activity

5. 1.Identify five saving techniques you could practice. 2.Identify five saving techniques that you probably could not follow. What makes these ideas so difficult to practice? 3.What saving tips confuse you? Discussion Questions

6.  On your way out, please tell me one way you are going to try to save money this week. Exit Activity

7.  Discuss the true cost of smoking using the website: https://southdakota.quitlogix.org/thinking_about_qui tting/calculator.aspx https://southdakota.quitlogix.org/thinking_about_qui tting/calculator.aspx  Assume a pack of cigarettes cost $7 and you smoke 20 cigarettes a day  Assume you have also smoked for 10 years Additional Activity 1:

8.  How much money did you spend total on cigarettes?  How much interest would you have made had you invested this money in a 12% money market account?  How does this activity connect with the amount of money you spend each week at convenience stores, ice cream parlors, or at coffee houses? Discussion Questions

9.  Complete the “Buying Smart” activity sheet Additional Activity 2