1. Serving Union Members Worldwide

2. Purchased by Bernard Rapoport in 1951 Operating in Canada since 1988 The ONLY 100% Wall-to-Wall Organized Insurance Company in North America Everyone who works for us is a union member and protected by a union contract Operates in the Spirit of “Be Union – Buy Union” in Word and Deed

3. Over $22.7 Billion of supplemental life insurance in force! AIL is the worlds largest provider of union supplemental insurance. International Company - Licensed in the U.S., Canada, New Zealand, Puerto Rico and the Virgin Islands

4. A.M. Best A+ Superior Rating

5. Serving over 3,000,000 Members In more than 30,000 Locals in North America

6. Labor Advisory Board Union Leaders

7. 1.Advise on the type of supplemental benefits Union members need – Who better to determine where negotiated benefits leave off and where we can help? 2.Direct a portion of our profit back into Labor and Labor-related causes. Such as: Scholarship funds, health and safety issues, and the Economic Policy Institute. We even have strike support, all of which goes through the board. 3.At the local level we have an agency structure that gets involved through the Public Relations Representative.

8. Dave Barrett AIL Labour Advisory Board Member and Ombudsman for AIL Canada *B.C.’s First NDP Premier *AIL Canadian Labour Consultant The Right Honorable Edward Schreyer Consultant for AIL Canada * NDP Member of Parliament * Premier of Manitoba * Served as Governor General of Canada and Commander-in-Chief

9. Annual Report

10. How the Benefit Program works…

11. $2,000 Accidental Death & Dismemberment Benefit at NO COST. ACCIDENTAL DEATH & DISMEMBERMENT POLICY 2004 Highlights * $1.5 Million paid to Union Families

12. *Discounts off Eyewear *Discounts off Contacts * Unlimited Use for Entire Family * Providers vary by Province

13. Child Safe Kit Endorsed by the International Union of Police Associations and the AFL-CIO Helping working families protect what they value the most, their children!

14. How We Implement the Benefit Program…

15. 1.We send a letter on your letterhead to each member, informing them of their new benefits 2.We send it on your letterhead so the members know the benefits are coming in cooperation with AIL and their local Union 3.There is no cost to the Union for printing or postage

16. * Postage Paid Response Card is enclosed with each Letter including an Internet address option to complete the card online * All Members are covered by the AD&D Master Policy which the Union holds * Members who return their Response Card will be contacted by our Representatives

17. * The Program is at NO COST to the Local or the Member * AIL respects the Confidentiality of Membership mailing lists and does not require a copy of them * Typically, 30-40% of your Members will return the Response card and one out of three will purchase additional benefits

18. When one of our Representatives contacts a Member…

19. * Deliver their Individual Certificate of Coverage and have them designate their Beneficiary * Clearly explain the affordable supplemental programs and answer all questions * Deliver the Vision Discount Card

20. “In today’s economic times, public and personal financial security have never been more threatened. Public policy must be enacted to protect the whole, while supplemental insurance should be considered to protect your family’s specific needs. Life insurance and wage continuation insurance are two benefits that are more essential than ever to protect working families.” Dave Barrett AIL Labour Advisory Board Member

21. Read Off Letter

22. * Pay Cheque Protector, which acts as a readjustment benefit * Final Expense Plan * AD&D and Emergency Hospital Intensive Care Program * Cancer Benefit * All Supplemental Benefits are 100% Union Supplemental Benefits 2004 Highlights * $50 Million of claims paid to Working Families through their benefits with AIL & NILICO

23. * 1.1 Million in premium for policy holders waived in the last 2 years * No payback required

24. TERMINAL ILLNESS LIVING BENEFIT PROVIDES 50% OF THE POLICY COVERAGE AMOUNT UPON DIAGNOSIS OF A TERMINAL ILLNESS. (Life Expectancy less than 12 months) AVAILABLE AT NO COST FOR POLICY HOLDERS.

25. Union Officer Report Form

26. Eliminates Confusion over: Funeral Arrangements Insurance Papers Estate Information Taxes FAMILY INFORMATION GUIDE

27. How Do We Do It? One Can Of Food at a Time! FOOD BANK

28. The Next Step…

29. *Provide copies of your Letterhead *Process the mailing *Stay in contact with your AIL Representative *Reports back to you on Claims History, Membership participation and Union officer report forms. Complete the Group Coverage Form (provides immediate 24 hour coverage)

30. * Send the information electronically via email to your membership distribution list * Our new Member Bulletin Application can assist you in gathering your member’s email addresses, and using email to communicate with your members Electronic Option

31. Helping Secure the Future of Working Families With…  Affordable  Permanent  Portable Supplemental Benefits

32. Member Bulletin Application ● This is your introduction to the MBA - Member Bulletin Application. The purpose of this program is to aid you in collecting your members email addresses and also to provide you with an organized method of communicating with your membership through email.

33. Privacy / Security Features ● All administration of your lists is not only password protected, but it is also done over a 128-bit encryption layer (SSL) to protect you and your membership information. ● This is the same security afforded by banks and other major global insititutes who deal with highly sensitive online information on a daily basis, and is considered unbreakable. ● For more information or assistance, please contact Jadel Menard @ 204-989-0377 or jadel@memberbulletin.org

34. Main Page The MBA is divided into three sections. 1) Member Self-Subsciption 2) Member Self-Unsubscription 3) Administrative Login

35. Login Members can Subscribe and Unsubscribe only. All other list administration is done by you. The first step is to log into the third section. You will be able to choose your own personal Username/Password

36. Main Screen Once you have logged in, the Main Screen provides the active lists for your group. Here you can find the subscriber count, as well as the distribution list addresses and titles.

37. Add a Subscriber To add a member to your lists, click “Insert” to pull up this page

38. Membership List Choosing “List” from your navigation bar will pull up this page with a complete list of subscribed members. Clicking on any of the table headings will sort your list by that category.

39. When you are finished click on the log out tab. Choosing to log out rather than simply closing your browser window ensures that all your information is kept secure. Logout

40. How to Email your Members It is as simple as sending a regular email! 1) Open your Email Program 2) Enter your new MBA Distribution List Addresses into your Address Book 3) Choose the address for the To: field 4) Compose the Subject Line 5) Create a new email message 6) Click Send! You're done!

41. Application Form All that you need to do now is complete this form (found at http://memberbulletin.org/union_signup) with your PR Rep and we will start building your Member Bulletin Application!