1. WAP + AFFORDABLE HOUSING LEVERAGING HOUSING PARTNERSHIPS & USING WEATHERIZATION TO ENHANCE HOUSING QUALITY AND AFFORDABILITY “ He that will not apply new remedies, must expect new evils; for time is the greatest innovator.” Francis Bacon Bob Jones Housing & Energy Director Wisconsin Community Action Program Association (WISCAP) NCAF Leveraging Conference October 2006

2. WAP + Affordable Housing Growing Problem of Affordability Combining Weatherization & Housing 1.combining activities 2.combining eligibility criteria 3.combining competencies 4.combining resources Housing Trust Funds Models of Innovation

3. WAP + Affordable Housing Growing Problem of Affordability The Impact of Housing and Energy Costs on Low-Income Budgets What Is Affordability? Unique Case of Shelter Housing Rental Costs: Out of Reach Hidden Costs of Affording to Own Dangers of Predatory Lending

4. WAP + Affordable Housing Affordability vs. Ownership Housing affordability has dropped to its lowest level since the early 1990s, though the homeownership rate remains near record levels. © Wall Street Journal

5. WAP + Affordable Housing Combining Weatherization and Housing Combining Activities Two Sides of the Same Coin Housing Development Financial Assistance Housing Rehabilitation

6. WAP + Affordable Housing Combining Weatherization and Housing Combining Activities Using Wx to Increase Value/Equity in Housing Transferable Skills Allows ‘Whole House’ Approach A Caution About Mobile Homes

7. WAP + Affordable Housing Combining Weatherization and Housing Combining Eligibility Criteria Different Criteria for Doe/LIHEAP and Housing Multiple Intakes Going w/the More Restrictive

8. WAP + Affordable Housing Combining Weatherization and Housing Combining Competencies Need to ‘Mix and Match’ Opens New Opportunities Ability to Better Address Deferrals Crew Expertise: Decisions On-Site

9. WAP + Affordable Housing Combining Weatherization and Housing Combining Resources Using Weatherization with Other Federal Sources Layering with Private Sources 1.foundations 2.federal home loan banks 3.private industry 4.utilities

10. WAP + Affordable Housing Housing Trust Funds What Are They? What Can They Do? How Are They Funded?

11. WAP + Affordable Housing Housing Trust Funds What Are They? Dedicated Source of Revenue Over 400 in Nation 1.38 statewide HTFs 2.45 city HTFs in 23 states… 3.17 county-wide HTFs – outside of Pennsylvania, Missouri, Iowa and Washington 4.these 4 counties … 90 HTFs thru enabling legislation

12. WAP + Affordable Housing Housing Trust Funds What Can They Do? Flexible in Allowable Activities 1.acquisition, new construction, rehabilitation, capacity building, predevelopment costs, housing related services, operating costs Grants or Loans Operated by Non-Profits, Governments, Private Sector, Tribes, Housing Authorites, Other

13. WAP + Affordable Housing Housing Trust Funds How Are They Funded? Real Estate Transfer Tax (9 states) Interest from Escrow Accounts (5 states) Document Recording Fees (4 states) Lottery Earnings (Oregon)

14. WAP + Affordable Housing Housing Trust Funds How Are They Funded? Interest from Unclaimed Property (Arizona) Bond and Fee Revenues (3 states) Capital Budget fund (Washington)

15. WAP + Affordable Housing Models of Innovation Targeted Home Performance WRAP Habitat for Humanity Lead Abatement

16. WAP + Affordable Housing Models of Innovation Targeted Home Performance Serving 150%-200% of Poverty Provides Weatherization Services Links with HOME, CDBG for Rehab

17. WAP + Affordable Housing Models of Innovation WRAP (Weatherization, Rehab and Asset Preservation) Pilot Funded by Ford Foundation Case Management Weatherization and Rehab 1.DoE, CDBG, Utility Contributions

18. WAP + Affordable Housing Models of Innovation WRAP (Weatherization, Rehab and Asset Preservation) Repairs for Code Violations, Health & Safety Conservation Training Linking Wx to Refinancing

19. WAP + Affordable Housing Models of Innovation Habitat for Humanity Building Homes for Low-Income Using Public Benefits for Weatherization Utility Contributions Going Beyond Wap

20. WAP + Affordable Housing Models of Innovation Lead Abatement 90% of Lead Paint Problem in Windows Pre-1950s Housing Energy Efficiency thru Window Replacement Removal of Lead Problem Milwaukee Utility Contribution

21. WAP + Affordable Housing Resources www.nlihc.org www.hud.gov www.ncrc.org www.weccusa.org

22. WAP + Affordable Housing Discussion What Resources Do We Have? Who Are the Players In Our Area? How Do We Overcome Narrow Vision? How Do Bring Divergent Programs into Alignment?

23. WAP + Affordable Housing Contact Information Bob Jones Housing & Energy Director Wisconsin Community Action Program Association (WISCAP) 1310 Mendota Street, Suite #107 Madison, Wisconsin 53714 Phone: 608.244.0466 Fax: 608.244.4064 E-mail: bjones@wiscap.orgbjones@wiscap.org