1. Benefits Open Enrollment period is only two (2) weeks long this year: Begins Monday, October 24, 2011 Ends Monday, November 7, 2011 at 12:00 a.m. Your selections are effective January 1, 2012 Benefits Open Enrollment 2011-2012

2. Medical Contributions (Slide 1 of 2) PlanCoverage Category Base Salary Under $50,000 $50,000- $74,999 $75,000- $124,999 $125,000+ 20112012201120122011201220112012 UHC Value Employee$11$12$42$45$73$79$98$106 Employee + Spouse/Domestic Partner $99$107$151$163$217$234$296$320 Employee + Child(ren)$90$97$138$149$198$214$268$289 Employee+ Spouse/Domestic Partner + Child(ren) $143$154$217$234$311$336$424$458 UHC Advantage Employee$32$35$63$68$94$102$118$127 Employee + Spouse/Domestic Partner $144$156$196$212$262$283$341$368 Employee + Child(ren)$131$141$178$192$238$257$308$333 Employee+ Spouse/Domestic Partner + Child(ren) $206$222$281$303$374$404$486$525

3. PlanCoverage Category Base Salary Under $50,000 $50,000- $74,999 $75,000- $124,999 $125,000+ 20112012201120122011201220112012 Aetna HMO Employee$58$63$89$96$121$131$145$157 Employee + Spouse/Domestic Partner $200$216$252$272$318$343$397$429 Employee + Child(ren)$182$197$229$247$289$312$360$389 Employee+ Spouse/Domestic Partner + Child(ren) $286$309$361$390$454$490$567$612 Oxford Freedom HMO Employee$80$86$111$120$143$154$167$180 Employee + Spouse/Domestic Partner $246$266$299$323$364$393$443$478 Employee + Child(ren)$223$241$271$293$330$356$402$434 Employee+ Spouse/Domestic Partner + Child(ren) $352$380$427$461$520$562$633$684 Medical Contributions (Slide 2 of 2)

4. Medical Plan Copays Medical Plan Current Copays Copays Effective January 1, 2012 UHC Value: PCP$30 UHC Value: Specialist$40 UHC Advantage: PCP$30 UHC Advantage: Specialist$40 Aetna HMO: PCP$30 Aetna HMO: Specialist$40 Oxford HMO: PCP$30 Oxford HMO: Specialist$40

5. Medical Plan Deductibles Medical Plan Current Deductibles Deductibles Effective January 1, 2012 In NetworkOut of NetworkIn NetworkOut of Network UHC Value: Individual$500$2,600$500$2,600 UHC Value: Family$1,000$5,200$1,000$5,200 UHC Advantage: Individual$400$2,600$400$2,600 UHC Advantage: Family$800$5,200$800$5,200 Aetna HMO: Individual$200n/a$200n/a Aetna HMO: Family$400n/a$400n/a Oxford HMO: Individual$200n/a$200n/a Oxford HMO: Family$400n/a$400n/a

6. Type of Prescription Current Copays Copays Effective January 1, 2012 Purchased at Retail30-day supply Retail Generic$10 Brand-name on CVS/Caremark’s Preferred Drug List$35 Brand-name not on CVS/Caremark’s Preferred Drug List $55 Maintenance medication filled 3 or more times$75 Mail Order 90-day supply 180-day supply 90-day supply 180-day supply Mail Order Generic$5$10$5$10 Brand-name on CVS/Caremark’s Preferred Drug List$75$150$75$150 Brand-name not on CVS/Caremark’s Preferred Drug List $90$180$90$180 Prescription Copays

7. Dental Plan ContributionsCurrent Monthly Rates Rates Effective January 1, 2012 Employee Only$10 Employee + Spouse/Domestic Partner$ 37$ 38 Employee + Child(ren)$ 35$ 36 Employee + Spouse/Domestic Partner + Child(ren)$ 49$ 50 Vision Plan ContributionsCurrent Monthly Rates Rates Effective January 1, 2012 Employee Only$6.84 Employee + One$14.43$14.37 Employee + Family$23.24$23.32 Vision and Dental

8. Two Types: Health Care and Dependent Care To participate in either FSA for 2012, you must actively enroll during the Annual Open Enrollment period. If you had an FSA in 2011, you will need to re-enroll and designate a contribution amount for the 2012 plan year. Flexible Spending Accounts (FSA)

9. As you determine how much to contribute to your Dependent Care Flexible Spending Account please be advised that all expenses must be incurred prior to your child's 13th birthday. Any expenses submitted for reimbursement after that date will not be reimbursable. For more information regarding eligible expenses please visit https://www.wageworks.com/employee/dependent- care/eligible-expenses.htm https://www.wageworks.com/employee/dependent- care/eligible-expenses.htm Important Information Regarding Your Dependent Care Flexible Spending Account

10. Important Links Benefits Resource Guide: http://www.nyu.edu/content/dam/nyu/hr/docu ments/benefitsforms/2012AE-FAGuide.pdf NYUHome: http://www.nyu.edu/ Medical Cost Comparison Presentation: http://steinhardt.nyu.edu/news/2011/10/21/Ben efits_Costs_Comparison_20112012