1. 1 With our remote deposit capture service, you can easily make deposits to your business checking account from the convenience of your office. Advantages  Improve Cash Flow—Same day deposits  Increase Efficiency—Online access to images, deposits and reports for up to 24 months  Streamline Operations—Centralizes deposits from satellite offices with one financial institution  Save Time—Fewer trips to the bank Deposit Express… Your Office Our Bank

2. 2 Signing up is easy… Simply fill out an application and use it FREE for 60 days. Start banking from the convenience of your office today!

3. 3 Deposit Express… Your Office Our Bank It begins here Access through the Internet

4. Deposit Express… Your Office Our Bank After you log in Choose “CAPTURE”

5. 5 Then choose Create New Batch Your accounts will be listed here simply select the account you want to work with Choose “select” Deposit Express… Your Office Our Bank

6. 6 Now that you have selected your account Enter your Batch Name Deposit Total And # of items Click “CREATE BATCH” and run items through the scanner….. Deposit Express… Your Office Our Bank

7. 7 You’ve entered the Total and # of items The scanner has processed the items If all items have been scanned click “Complete Batch” Deposit Express… Your Office Our Bank

8. 8 You can preview your scanned checks Make corrections or add information

9. 9 Deposit Express… Your Office Our Bank You can’t “Rescan” Checks you’ve Deposited before! If that happens- delete the item from the batch and adjust your totals

10. 10 Deposit Express… Your Office Our Bank Adjust your totals Then click on “Balance”

11. 11 Deposit Express… Your Office Our Bank This tells you the status of the batch The next step is to approve the batch

12. 12 Deposit Express… Your Office Our Bank It’s important to “approve” each batch …without that step, your deposit will not be processed. You have the ability to review all transactions within each batch before they are approved. Cut-off time is 4pm

13. 13 Deposit Express… Your Office Our Bank When you are ready… Click on “Approve” And you will receive Instant confirmation

14. 14 Deposit Express… Your Office Our Bank Double check to make sure nothing is pending approval Be sure to look at all your accounts

15. 15 Deposit Express… Your Office Our Bank What if I want to add more users? Can I do that myself?

16. 16 Deposit Express… Your Office Our Bank YES! If you have “Supervisor” Level authority You are able to add more users at different levels as you need them for however many accounts as you would like them to access

17. 17 Deposit Express… Your Office Our Bank Set them up with a log-in and password and which accounts they can access And they are ready to go!

18. 18 Deposit Express… Your Office Our Bank REPORTS???? Here are some that are available. Download data into Quickbooks or Quicken.

19. 19 Deposit Express… Your Office Our Bank Not THE END But The BEGINNING Of a whole new way To do business! Watch a Demo! Visit www.AmericanRiverBank.com/depositexpress