1. Ultimate Health by ArmadaCare
Medical Reimbursement
Guidance to Specialty Physicians
Travel & Medical Emergency Support
Executive Physicals
The 4-in-1 Solution

2. Ultimate Health Overview
Supplemental Insurance Plan
Can supplement fully insured plans, self insured plans and group exchanges
Group Plan (Employer Paid)
Financially Efficient
Insurance Backed by A+ Rated Carriers
Excepted Benefit
Can be offered to select employee classes
Sits outside of ACA
Meets Safe Harbor requirements

3. Designed for VIPs Swipe-and-Go Rx Card
Claims Turnaround 5 to 7 Business Days
High-End Items Covered
Online and Mobile Claims Platform
Direct Deposit for Reimbursements

4. Why Sell Ultimate Health?
Gain Access to C-Suite
Upsell Other Lines of Coverage
Higher Level Point of Entry
Sets The Stage for Additional Sales
Differentiate from Competition
Gain a Resolution Tool
Unique, Strategic and Needed By Clients
Resolve Many Client Coverage Concerns

5. Who buys Ultimate Health?
Companies
Partnerships
Sub-Chapter S-Corp
C-Corp
LLCs/LLPs
Non-Profits
Key Personnel
Partners
Shareholders
Owners
Key Employees
Directors
Retirees  
FOR:

6. Primary Health Plan(s)U
Glasses, Contacts & LASIK • Dental & Adult Orthodontia
Mental Health • Wellness Treatments • Executive Physicals
Ultimate Health
Non-Formulary Rx • Exclusions & Limitations • Private Hospital Rooms • Balance Bills
Co-Pays • Deductibles • Co-Insurance
Primary Health Plan(s)

7. Typical Out of Pocket Expenses

8. Today’s Spend …and it’s usually with after-tax dollars
Today: $6-8,000 Out-of-Pocket
Before: $3-4,000 Out-of-Pocket
…and it’s usually with after-tax dollars

9. Financially Efficient
Every Dollar Spent on Compensation Costs You
Raising compensation to cover out-of-pocket medical expenses cost both the company and the recipient
Federal, State, Local Income Tax, FICA, SUI, Workers Comp, Unemployment Insurance, etc.
Every Dollar Spent on Ultimate Health Premium Costs Less
Premium may be tax deductible for business
Save $.40 on every dollar spent*
And recipient doesn’t pay taxes on their reimbursements *Based on compounded tax rate of 40%. Individual rates may vary.

10. Based on compounded tax rate of 40%. Individual rates may vary.
Savings Illustration
Composite Premium
$8,066
Income Value
$10,082
Tax-Effected Premium
$4,800
Health Care Expenses
$6,050
Based on compounded tax rate of 40%. Individual rates may vary.

11. Annual Benefit Maximums: Per Covered Person
Plan Options
Platinum
Diamond
Diamond Plus
Per-Occurrence
$5,000
$10,000
Annual Benefit Maximums: Per Covered Person
Dental Treatments
$4,000
$5,000
$10,000
Vision Treatments
$1,000
$1,500
$10,000
Mental Health
$2,000
$3,000
$10,000
Prescriptions
$2,500
$3,000
$10,000
Medical Equipment
$2,000
$5,000
$10,000
Wellness Treatments
$1,000
$1,500
$10,000
Executive Physicals
$2,000 each
$2,500 each
$10,000 each
Annual Family Maximum
$50,000
$100,000

12. Armada HealthConnections
TopDoc Services
TopDoc for Me
TopDoc Review
TopDoc Q&A
Take Me Home Emergency Travel Program
Executive Physicals

13. TopDoc Services Developed with Medical Elite Credentialing Process
ArmadaCertified Community
Developed with Medical Elite
Physician-Patient Matching
What’s different about our model?
First, our entire approach was developed by world-class medical leaders, those who have reached the pinnacle of their profession and who are associated with the most renowned Center of Excellence in the World. They work with us to:
Create an objective process for credentialing specialists that focuses on quality and identifying those with true expertise in virtually every specialty.
Validate that our community of physician specialists meet our rigorous standards of quality by approving each candidate.
Determine the important elements of our unique matching process that identifies the physicians with the right expertise for your needs.
And define the proprietary technology platform that we call the ArmadaCompass which allows us to collaborate and deliver our services efficiently. Let’s look at each of these areas a little closer.
ArmadaCompass Platform

14. TopDoc for Me Understand member’s condition
Tap into our technology platform
Identify the top specialists with the right expertise
Validate by clinical team
Help gain access

15. TopDoc Review
Gain advice from leading specialists in specific sub- specialty
Find the right, best specialist for the review—not a fixed panel approach
Expert input to help ensure the right treatment path

16. TopDoc Q&A Answer general questions about condition, treatment options
Guide to objective information or input from ArmadaCertified Specialist
Enables members to be more active in their care

17. Real-Life Example: Karen’s Story
Condition: fractured spine
Area doctor recommendation: surgery
Armada: TopDoc Review
World-renowned orthopedic spine surgeon
Specializes in minimally invasive surgery and treatment
Recommendation: No surgery; Pilates
Outcome
Member avoided risky, costly surgery and difficult recovery
Cost savings for employer: $100,000+

18. Take Me Home Emergency Program
Domestic and International Travel
100 Miles From Home
Business or Pleasure
One Number 24/7/365
Services
Urgent Care Referrals to 50,000+ Vetted Providers
Replace Lost Travel Documents & Meds
Medical Translation Services
Emergency Travel Arrangements
Paid Medical Evacuation
Travel Portal
Travel Portal:
MEDEX 360…where you’ll find country-specific details about diseases, immunization requirements, quality of medical care, providers and more for destinations around the world. Check also global security alerts. And it has a Travel Registry, where you can build a personal health record and store important emergency contact information and vital documents. Members love this tool because you can quickly access this information if you are in an emergency away from home.

19. Paid Medical Evacuation
Hospitalized 100 Miles from Home
Domestically & Internationally
Back Home for Better Care
And Insurance Coverage
Integrated with Navigation Services
Continuity of Care Post-Evacuation
*Available when hospitalized 100+ miles from home. Subject to FrontierMEDEX terms and conditions.

20. Executive Physicals VIP Preventative Screening
Locate Center of Excellence
Coordinate Follow-Up
Reimbursement Coverage

21. Next Steps Identify potential clients
Primary plan with in- and out-of-network & Rx
3 or more executives (10 employees at the company)
44 states (not CT, KS, MT, NH, VT or WA)
Any type; start with:
Financial Services
Hedge Funds and Private Equity Firms
Closely Held Companies
Family-Owned Companies
Manufacturing
High Growth Industries

22. Learn More
Joe Luscavage Principal, Sr. Group Consultant