2. Health Savings Accounts Mike Campbell CPS Financial www.CPSFinancial.com “You never change something by fighting the existing reality. To change something, build a new model that makes the existing model obsolete.” - Buckminster Fuller

3. HSA PLANS OFFER TRIPLE SAVINGS

4. Lower company payroll taxes

5. HSA PLANS OFFER TRIPLE SAVINGS Lower company payroll taxes Lower employee state & federal income, FICA & Medicare taxes

6. HSA PLANS OFFER TRIPLE SAVINGS Lower company payroll taxes Lower employee state & federal income, FICA and Medicare taxes Lower premiums and health care out of pocket expenses

7. HSA TRIPLE TAX SAVINGS

8. Tax free money goes into The HSA

9. HSA TRIPLE TAX SAVINGS Tax free money goes into The HSA Your HSA account grows tax free

10. HSA TRIPLE TAX SAVINGS Tax free money goes into The HSA Your HSA account grows tax free Health care expenses, including dental, vision and miscellaneous items are paid with HSA tax free dollars

11. PLAN COMPARISON

17. PREMIUM COMPARISON

23. ESTIMATED HEALTH CARE EXPENSES

30. TRUE EMPLOYEE COSTS

39. TRUE COMPANY COSTS

47. Health Savings Accounts CPS Financial www.CPSFinancial.com Contact Mike Campbell to lower your health care expenses Mike Campbell 847-295-2521 Mike@CPSFinancial.com