1. Benazir Income Support Programm (BISP) (A Social Security and Women Empowerment Programm) Muhammad Ishaq Shinwari (MEP 12125) Ministry of Commerce Government of Pakistan

2. Chronology and Functions of Planning Machinery in Pakistan
Chronology of Planning Machinery
Development Board established in 1948 in the EAD
Planning Board set up in First 5 year plan prepared for
National Planning Board established in 1957
Planning Commission setup under the Chairmanship of President in 1959
Functions
Consultation with:
Federal Ministries / Provincial Governments
Donors
Civil Society
Formulation of National Plan
Annual Plan
Five Year Plan
Rolling Plan
Perspective Plan (15-25 Years)
Project Management
Approval of Development Projects
Monitoring of Major Projects
Evaluation of on-going and completed projects
Association with EAD in matters of Foreign Assistance

3. Planning Process Planning Commission PM and his team assisted by PC
Preparation of approach paper
Formulation of technical working groups in all sectors
Preparation of sectoral chapters by working groups
Consultations with all private bodies attached to different ministries
Consultations with all private bodies attached to different provincial deptt.
Sent to all Fed. Ministries and Dev. Partners for comments and input
Sent to all Provincial Govts. for comments and input
Finance Division
(Resource Availability)
Economic Affairs Division
(Foreign aid availability)
Finalization of draft plan by PC and its presentation before President/Prime Minister
Submission to National Economic Council (NEC)
Circulation of approved plan to all Provincial Govt./ Federal Ministries for implementation
Transformation of plan into viable projects/program
Draft Five/ One Year Plan
Consultations with all Federal Ministries for input
Consultations with all Provincial Govt. for input
Input from technical and professional org.
(Fed/ Pro. Govt. WB, ADB, IMF etc.)
Panels of distinguished persons, academia, industry, business, planners, political activists, NGOs, Professional organizations, chambers of industries and trade
PM and his team assisted by PC

4. Projects Appraisal Technical Analysis
based on the technical data and information given in the PC-I form as well as the earlier experience of carrying out similar projects.
Institutional/Organizational/Managerial Analysis
A whole range of issues in project preparation revolves around the institutional, organizational and managerial aspects of the project.
Social Analysis
Social like employment opportunities and income distribution.
Commercial Analysis
arrangements for marketing the output produced by the project and the arrangement for the supply of inputs needed to build and operate the project
Financial Analysis
assessment of financial impact, judgment of efficient resource use, assessment of incentives, provision of a sound financing plan, coordination of financial contribution and assessment of financial management competence

5. Plan/ Project Approving Bodies of the Planning Machinery
1. National Economic Council (NEC)
PM as Chief Executive
2. Executive Committee of National Economic Council (ECNEC)
Headed by the Federal Minister of Finance/ Adviser to the Prime Minister for Finance and Economic and Planning.
3. Economic Coordination Committee of the Cabinet (ECC)
Headed by the Federal Minister for Finance and Federal Ministers of economic ministries as its members. It coordinates the economic policies initiated by various Divisions of the Government
4. Central Development Working Party (CDWP)
Headed by the Deputy Chairman, Planning Commission , the Secretaries of the Federal Ministries, heads of the Planning Departments of the Provincial Governments as its members.
5. Departmental Development Working Party (DDWP/DSC)
Headed by the respective Secretary/ Head of Department and includes representatives of Finance Division and concerned Technical Section in the Planning and Development Division.
6. Provincial Developing Working Party
headed by the Chairman, Development Board/Additional Chief Secretary (Development) and includes Secretaries of the Provincial Departments concerned with development, as its members

6. Project Monitoring External Monitoring Provincial P & D Dept.
Projects Wing at Planning Commission
Internal Monitoring
Sponsoring Ministry
Monitoring Cells
Establishment of Planning
And Monitoring Cells in ministries
as directed by ECNEC.
E-connectivity through Project Monitoring and Evaluation System (PMES)
Project Director  Provincial P&D
Departments  Line Ministries
Planning Commission Prime
Minister Secretariat  Funding Agencies
Monitoring Methodology
Results Based Monitoring

7. Mission & Objectives of BISP
Meeting the targets set by Millennium Development Goals:
Establishment of largest & transparent Social Safety Net .
Eradication of extreme & chronic poverty
Empowerment of women
BISP is model for other countries. It is based on the MDGs.
Ban Ki-moon

8. Background of BISP
During 2007, other major public safety net program were the Ministry of Religious Affairs (Zakat Program); the Bait-ul-Mal (Food Support Scheme); the Employees’ Old Age Benefit Institution (social security);
World Bank (2007) estimated 30 % poverty in Pakistan
donor agencies assisted in the development of the National Social Protection Strategy (NSPS) 2007
BISP, a holistic social protection strategy initiated with donor agencies, ADB, World Bank and UK Department for International Development (DFID),
The World Bank in extended significant technical assistance regarding the program’s design
ADB asked for quarterly progress reports on BISP implementation to be prepared by the BISP Secretariat and submitted to it

9. Stages of BISP Designing and Implementation
Design Phase I (NADRA)
Design Phase III
(poverty scorecard)
Design Phase II (MNAs)
Disqualification filters: monthly income less than Rs. 6,000, applicant needed to possess a CNIC,
No employment in government/ semi-government authority,
No machine-readable passport,
Not possessing agricultural land, No other source of income
Implementation Phase II
(PMT)
Implementation Phase I
(MNA forms)
Several classes of special beneficiaries were identified: widowed/divorced women without adult male members in the family; physically or mentally challenged person in the family; and family members suffering from a chronic disease.
NADRA = National Database Registration
Authority; PMT = proxy means test.

10. Targeting Poverty Scorecard Survey
The government sought technical assistance from the World Bank as it was using poverty scorecard for social protection in Latin America First time ever in Pakistan, a Proxy Means Testing based POVERTY SCORECARD SURVEY was conducted in the entire country in order to improve targeting and have an objective assessment of the poverty

11. Current BISP Program Cycle
Design, management, M&E
Targeting – PMT
Data validation and verification
Disbursement
BISP
PPAF, PCO, RSPN
NADRA
Smart cards, PPO
The selected agencies were
The Population Census Organization (PCO),
the Rural Support Programm Network (RSPN)
and the Pakistan Poverty Alleviation Fund (PPAF)

12. Institutional and Administrative Arrangements a)
Institutional and Administrative Arrangements a). BISP established under the Ministry of Finance with a separate Management Board b). Advisory Council to BISP includes the President and Prime Minister as its member. Operationally, the program has three departments Operations Wing, responsible for the program’s design and its implementation, monitoring and grievance redressal 2. General Administration Department; 3. Finance and Accounting Department. Data management and monitoring of the BISP is undertaken through a comprehensive Management Information System (MIS) that is housed centrally at NADRA in Islamabad

13. Separation of Functions
To further ensure transparency BISP has adopted following separation of functions:

14. Technology Based Transparency
Benazir Income Support Program is a transparent public program that is non-partisan and is designed for reducing poverty across Pakistan. The program is receiving praise and recognition in the international community. Ex President World Bank, Robert B.Zoellick
Targeting
PMT based Poverty Scorecard Survey using GPS.
Verification
Through State of the Art NADRA Database
Smart Card/ Mobile Banking/ Branchless Banking.
Payments
Grievance
Redressing
Solutions based management information system

15. Donor’s Support
WB, ADB, USAID Due to the transparency, objectivity and efficacy of the program, international financial institutions and donor agencies have shown full trust in BISP.
World Bank funded Social Safety Net Technical Assistance worth (US$ 60 million) USAID support for cash grants – US$ 160 million Asian Development Bank support for cash grants – US$ 150 million

16. BISP Initiatives
BENAZIR SMART CARDS distributed among the beneficiaries
Mobile Phone Banking has also been started in selected districts
Mobile phones distributed in pilot district free of cost.
Cash grant of Rs.2,000/- every alternate month
Beneficiaries: up to 5.5 million families
Total Cash Grant Disbursements: more than Rs.70 Billion

17. Waseela-e-Haq (interest-free financial assistance )
Long-term interest-free financial assistance of Rs.300,000, along with basic training & counseling, to randomly selected (computerized balloting) beneficiaries for small businesses
Based on the premise that marginalized families have skills, which remain unutilized and untapped
Alternative to the conventional banking system, which rejects the poor classifying them non-creditable.
Based on personal trust instead of any collateral.
3- Necessary training required to execute the identified business.
1- Identification
of business.
2- Counseling regarding choice
of business.
4- Monitoring and evaluation of business. *

18. Waseela-e-Rozgar (vocational training)
Beneficiary or her nominee
Choice of training
Boarding lodging facilities
Demand driven free technical and vocational training offered to one individual of beneficiary family
Duration of training is: 4 weeks, 3-6 months and one year
Certificate based skill as well as in-house or product based training
Domestic as well as international market demand has been ascertained through Ministry of labor and Manpower

19. Waseela-e-Sehet (Health Services)
to Improve access to health services and reducing income loss
Life Insurance of Rs. 100,000 provided to the bread earner of the beneficiary’s family.
1 million beneficiary families have been provided life insurance
Health and Accident insurance cover will be provided to all members of beneficiary's families
Maximum benefit cap of Rs.25000/- per family per year
Benazir Health Cards (Biometric cards ) are issued to enrolled families
COMPUTERIZED
DEDUCTION
FROM THE
ACCOUNT
OF USER

20. Wseela-e-Taleem (education support)
cash transfer program for the primary education of the children aged 5-12 years (3 younger children)
BISP provide cash transfers while families agree to send and retain their children in primary schools
BISP’s data (poverty scorecard survey) shows that over 71% children of its beneficiaries have never attended a school

21. Impact of BISP
moving from general subsidies towards targeted cash grants
As of today, more than 27 million households have been surveyed,
7.2 million families have qualified the PSC eligibility,
4.7 million families are receiving income support in the form of monthly cash benefits of PKRs 1000 ($12)/ benefiting more than 20 million people directly
disbursed more than US$1 billion in the form of cash grants to million families,
empowering women by disbursing the cash only to the female
encouraged women to register with the NADRA for NIC

22. Cont.….
it can potentially open avenues for women’s socio-economic and political empowerment
credible foundation for a national poverty registry . Spot-checks show the accuracy rate of the poverty scorecard survey as 95.4 %
microfinance in the form of returnable interest-free loans up to Rs.300,000 to families selected through a monthly computerized random draw, for setting up of small businesses.
So far 41 draws held and a total of Rs.40,868 beneficiaries have been declared eligible. A total of Rs.1.8 billion have been disbursed up to March
payment through debit cards was initiated in April 2010,
presently making these electronic payments to about 800,000 families

23. Cont.….
issued 700,000 Watan Cards (pre-loaded cards) under the government's poverty alleviation scheme to make flood relief payments in 2011
Continuous support of the donors
Given the success of BISP the WB approved additional US$150 million for education initiative of the program
BISP is a transparent program. Ex President WB, Robert B.Zoellick
In the next 3 years, BISP is expected to cover about 7 million poorest families
The Floods Emergency Cash Transfer (FECT) Project, which supports the government’s Citizen’s Damage Compensation Program (CDCP), is reaching out to more than one million households (roughly 9.5 million people), affected by floods

24. Thank You