2. New Practical English 3 Second Edition Return to Menu Return to Menu Talking Face to Face Sample Sample Sample Act Out Act Out Act Out Act Out Put in Use Put in Use Put in Use Put in Use Data Bank Data Bank Data Bank Data Bank

3. New Practical English 3 Second Edition Lead-in 1. What do you know about insurance? 2. Could you name some types of insurance? As evidence of a contract between the insurer and the insured, an insurance policy is a basic document describing the terms, coverage, and premiums. *.flv.flv

4. New Practical English 3 Second Edition Dialogue 1 Dialogue 2 Type of Insurance Suggested Type of Insurance Suggested Coverage of Risk of Breakage Coverage of Risk of Breakage

5. New Practical English 3 Second Edition Sample 1 Sample 1 Type of Insurance Suggested Mr. Baker: Now youve quoted a C.I.F. Shanghai price for my order. What kind of policy are you going to take out? Miss Lee: Well, obviously you wont want the All Risks cover. Mr. Baker: Why not? Miss Lee: Because the usual coverage for your order is FPA. Mr. Baker: Then am I right in understanding that FPA does not cover the partial loss? Click here to listen

6. New Practical English 3 Second Edition Sample 1 Sample 1 Miss Lee: Thats right. Since your consignment is steel plates, an FPA is good enough. Mr. Baker: But what if I want them to be covered with WPA? Miss Lee: You have to pay the extra premium. Mr. Baker: Well, Ill accept FPA. Type of Insurance Suggested

7. New Practical English 3 Second Edition Sample 2 Sample 2 Mr. Brown: What coverage will you take out for the goods Ive ordered? Ms. Zhang: Did we conclude the business on a CIF basis? Mr. Brown: Yes, thats right. Ms. Zhang: Then well only insure WPA. Mr. Brown: Could you cover the Risk of Breakage for us? You know, vases are delicate goods. Coverage of Risk of Breakage Click here to listen

8. New Practical English 3 Second Edition Sample 2 Sample 2 Ms. Zhang: Risk of Breakage is classified under extraneous risks. But if it is requested, we can cover the Risk of Breakage for you. Mr. Brown: Who will pay the premium for it? Ms. Zhang: The additional premium is for the buyers account. Thats for your account. Mr. Brown: I see. Please arrange it. Coverage of Risk of Breakage

9. New Practical English 3 Second Edition Here is a group of short dialogues. Follow the examples and make more conversations with your partner. A: You look puzzled. Can I help you? B: Well, what does average mean in the insurance business? A: The term average simply means loss at sea in most cases. It all goes back to the situation where a ships in danger, and someones cargo has to be jettisoned. B: But whose should be jettisoned? A: The captain has to make a decision, and one of the shippers will suffer. To cover this situation the concept of general average was introduced. B: Oh, I see. Task: Get some insurance information from your partner. Let s Talk. Click here to listen

10. New Practical English 3 Second Edition Here is a group of short dialogues. Follow the examples and make more conversations with your partner. A: Ive decided to buy life insurance, but I dont know what to buy for myself. B: Can you give me more details about yourself? A: I am 27 years old, … B: Well, at a younger age, term life insurance premium rates are relatively low, so a sizable amount can be bought with a modest sum. In your case, you can buy a $50,000 term policy with a premium. A: Sounds reasonable. Ill just buy this one. Task: Buy life insurance for your father. Click here to listen

11. New Practical English 3 Second Edition Here is a group of short dialogues. Follow the examples and make more conversations with your partner. A: Frankly, this is my first business deal with a Chinese insurance company. Could you tell me what I should do when something happens? B: This may sound complicated, but actually its not. You begin by applying and obtaining an inspection from your claim settlement agent on your insurance policy. Then, with all your documents, you present your formal claim in writing to a local branch of PICC. A: You are quite helpful. Thank you. Task: Consult a representative of a life insurance company about the services it offers. Click here to listen

12. New Practical English 3 Second Edition Here is a group of short dialogues. Follow the examples and make more conversations with your partner. A: I regret to inform you that a fire broke out in our factory last night. B: I am sorry to hear that. What was the cause? A: Its unknown. B: How much is the damage, according to your estimate? A: About $75,000. Luckily, no records were destroyed so there will be no difficulty in assessing the value of the loss. Task: File a claim for your car damage. Click here to listen

13. New Practical English 3 Second Edition 1. Complete the conversation by filling out the blanks based on the clues given in the brackets. Miss Scott: My name is Mary Scott, a surveyor from Brown & Johnson Insurance Adjusters. ______________________________________ ______________________________________ ______________. ( ) Mr. Wilson: Ah, how do you do? My name is Robert Wilson. I am the manager of administrative affairs for Harper & Grant. Ive been asked to come to investigate the damage to the load which this lorry was carrying. Mr. Wilson, an administrative manager of Harper & Grant, is discussing with Miss Scott, an insurance surveyor, the companys claim for a lorry accident.

14. New Practical English 3 Second Edition Miss Scott: How do you do, Miss Scott. _______________ _______________________________ Mr. Wilson: Thats right. What about your survey? Miss Scott: I dont think these filing cabinets are too badly damaged. I think it should be possible to salvage a lot. And _____________________________________ ( ) Mr. Wilson: Oh, I dont think so, Miss Scott. Look at these desks. They are complete write-offs. __________________________________________ I think these desks could be repainted. repaint claim Its your firm Well never be able to repair them. who is making the claim. Am I right? 1. Complete the conversation by filling out the blanks based on the clues given in the brackets.

15. New Practical English 3 Second Edition Miss Scott: Well, I think I might recommend payment of 75% of the insured value. Mr. Wilson: But I really dont feel I can give my approval to that. Look at these cabinets, please! __________________ _______________________, and this may reduce the value a lot. I think payment should be 80% of the insured value. be under water They must have been under water for some time 1. Complete the conversation by filling out the blanks based on the clues given in the brackets.

16. New Practical English 3 Second Edition Miss Scott: Sounds reasonable. This is the certified survey report. ____________________________________ ____________________________________ ___. 14 Mr. Wilson: Thank you. Your company should file a formal claim with this report and your policy within 14 days. insurance policy file a formal claim 1. Complete the conversation by filling out the blanks based on the clues given in the brackets.

17. New Practical English 3 Second Edition 2. Suppose you are the representative of a Chinese company. You are talking with John Brown, an America businessman, about insurance. Act out the following dialogue by translating the Chinese into English. Your partner will play the role of John Brown. Mr. Brown: This time I want to buy on the CIF New York basis. I think it is simpler to have the insurance covered by you.. ( ) You: Oh, yes. Actually, it is also in our interest to insure the goods ourselves. Besides, our insurer PICC has agencies in all big cities of the world. It can offer good services. Mr. Brown:. ( ) That would save us a lot of trouble and time cover WPA. and War Risks You cover WPA. and War Risks, dont you?

18. New Practical English 3 Second Edition You: Well, Mr. Brown, we cover all basic risks as required as long as they are stipulated in the Ocean Marine Cargo Clauses of PICC. Mr. Brown: Then _________________________________ ______________? ( ?) such as, Risk of leakage, Risk of Breakage and so on? You: Not unless you want to, but the extra premiums involved will be for the buyers account. do you cover risks other than WPA and War Risks 2. Suppose you are the representative of a Chinese company. You are talking with John Brown, an America businessman, about insurance. Act out the following dialogue by translating the Chinese into English. Your partner will play the role of John Brown.

19. New Practical English 3 Second Edition Mr. Brown: Oh, __________________________________. ( ) Another thing, Id like to have the insurance of the goods covered at 130% of the invoice value. Do you think that can be done? dont bother then. I was merely enquiring enquire 2. Suppose you are the representative of a Chinese company. You are talking with John Brown, an America businessman, about insurance. Act out the following dialogue by translating the Chinese into English. Your partner will play the role of John Brown.

20. New Practical English 3 Second Edition You: I think so, but please note that our insurance coverage is for 110% of the invoice value, not for 130%. _______________________________________ _______________________________________ _________________________. ( 130% 110% ) Mr. Brown: Thats understood. Thus the premium for the difference between 130% and 110% of the invoice value should be borne by the buyer invoice value the premium for the difference 2. Suppose you are the representative of a Chinese company. You are talking with John Brown, an America businessman, about insurance. Act out the following dialogue by translating the Chinese into English. Your partner will play the role of John Brown.

21. New Practical English 3 Second Edition 1. Medical insurance 2. Health insurance 3. Unemployment insurance 4. Endowment insurance 5. Personal accident insurance 6. Property insurance 7. Sickness insurance 8. Burglary insurance 9. Travel accident insurance 10. Fire insurance 11. Single-child insurance Data Bank

22. New Practical English 3 Second Edition 12. Earthquake insurance 13. Flood insurance 14. Marine insurance 15. FPA (Free from Particular Risks) 16. W.P.A. (With Particular Average) 17. All Risks 18. War Risks 19. Extraneous / Additional Risks 20. Insure/cover with WPA/against All Risks / 21. Take out an insurance policy 22. Make/file a claim 23. Settle a claim Data Bank

23. New Practical English 3 Second Edition Being All Ears Listen and Complete Listen and Complete Listen and Complete Listen and Complete Listen and Decide Listen and Decide Listen and Decide Listen and Decide Listen and Read Listen and Read Listen and Read Listen and Read Return to Menu Return to Menu

24. New Practical English 3 Second Edition 1. Listen to a dialogue and complete the following statements. 1. Mr. Jordan works in _______. 2. Mr. Jordans company provides _______, property insurance, _______, and many other special types of insurance. 3. Profit loss can be covered by ______. 4. _______ refers to the loss incurred when a factory suspends its production due to a fire disaster. 5. Machinery in a factory is covered against the risk of being damaged or destroyed by _______. Click here to listen

25. New Practical English 3 Second Edition 1. Listen to a dialogue and complete the following statements. 1. Mr. Jordan works in _________________________. 2. Mr. Jordans company provides _________________, property insurance, ________________, and many other special types of insurance. 3. Profit loss can be covered by ____________________. 4. ______________ refers to the loss incurred when a factory suspends its production due to a fire disaster. 5. Machinery in a factory is covered against the risk of being damaged or destroyed by ____________________. an insurance company personal insurance liability insurance profit loss insurance Profit loss property insurance

26. New Practical English 3 Second Edition 1. What is the probable relationship between the two speakers? 2. According to the conversation, there are ____ types of general insurances. 3. If your companys building catches fire and gets burnt down, you can claim for the value of the building from ____. 4. Profit loss insurance falls within the category of ____. 5. If all or part of your business is put out of action for some time by a fire, you can claim for the loss from _____. 2. Listen to the dialogue again and try to do the following multiple choice exercises. Click here to listen Reference

27. New Practical English 3 Second Edition 1 What is the probable relationship between the two speakers? a. Strangers. c. Friends. b. Relatives. d. Colleagues. 2. Listen to the dialogue again and try to do the following multiple choice exercises. 1 What is the probable relationship between the two speakers? a. Strangers. c. Friends.

28. New Practical English 3 Second Edition 2 According to the conversation, there are ________ types of general insurances. a. two b. three c. four d. five 2. Listen to the dialogue again and try to do the following multiple choice exercises. 2 According to the conversation, there are ________ types of general insurances. a. two b. three c. four d. five

29. New Practical English 3 Second Edition 2. Listen to the dialogue again and try to do the following multiple choice exercises. 3 If your companys building catches fire and gets burnt down, you can claim for the value of the building from _________. a. property insurance c. life insurance b. liability insurance d. profit loss insurance 3 If your companys building catches fire and gets burnt down, you can claim for the value of the building from _________. a. property insurance c. life insurance b. liability insurance d. profit loss insurance

30. New Practical English 3 Second Edition 2. Listen to the dialogue again and try to do the following multiple choice exercises. 4 Profit loss insurance falls within the category of ____. a. property insurance b. liability insurance c. special loss insurance d. life insurance 4 Profit loss insurance falls within the category of ____. a. property insurance b. liability insurance c. special loss insurance d. life insurance

31. New Practical English 3 Second Edition 2. Listen to the dialogue again and try to do the following multiple choice exercises. 5 If all or part of your business is put out of action for some time by a fire, you can claim for the loss from _______________. a. property insurance c. life insurance b. liability insurance d. profit loss insurance 5 If all or part of your business is put out of action for some time by a fire, you can claim for the loss from _______________. a. property insurance c. life insurance b. liability insurance d. profit loss insurance

32. New Practical English 3 Second Edition Shop carefully for 1) ___________ you purchase. Although many insurance policies have standard coverage, the cost for the same protection may vary among companies. You should compare the cost and 2) __________. For example, if you want to 3) ________ a car, check the rates of several companies. any insurance the coverage insure 3. Listen to a passage and fill in the blanks based on what you have heard. Click here to listen

33. New Practical English 3 Second Edition Choosing a knowledgeable insurance agent is an important part of 9) _________ for insurance. A good insurance agent can help you understand the 10) _________ of an insurance policy. And he or she can help you decide on the best kind of policy for your needs. 3. Listen to a passage and fill in the blanks based on what you have heard. shopping language

34. New Practical English 3 Second Edition Homework Put In Use2, 3

35. New Practical English 3 Second Edition Thank You