1. Anglican Church of Australia National Insurance Program
Stallholders
Insurance Overview
January 2013

2. Coverage Summary Insured
Declared stallholders of markets which are arranged by Insured ANIP members
Period of Insurance
From 4.00 p.m. on 31st December 2012 ) Local
To 4.00 p.m. on 31st December ) Time
Limit of Liability
Public Liability $10,000,000 any one occurrence
Products Liability $10,000,000 any one period of insurance
Deductible
$1,000 each and every claim

3. Insured ANIP Members Diocese of Adelaide Diocese of Bathurst
Diocese of Bendigo
Diocese of Canberra & Goulburn
Diocese of Gippsland
Diocese of Newcastle
Diocese of North Queensland
Diocese of Tasmania
Diocese of The Murray
Diocese of Melbourne
Diocese of Brisbane

4. Premium Per Stall State Premium GST Stamp Duty Total SA $2.25 $0.22
$0.27
$2.74
NSW
$2.69
QLD
$0.19
$2.66
VIC
$0.25
$2.72
ACT WA
TAS
$0.23
$0.20
$2.67

5. Estimated No. of Stallholders per Market Estimated No. of Stallholders
Deposit Premium 2013
ANIP Member
Estimated No. of Stallholders per Market
No. of Markets each Year
Estimated No. of Stallholders
Premium
Adelaide 20 18
360
$809.16
Bathurst - Mudgee 10 13
130
$292.20
Bathurst - Kandos 5 50
$112.38
Bathurst - Oberon 8 12 96
$215.78
Canberra - Goulburn 16
160
2560
$5,754.02
Gippsland 15
180
$404.58
Newcastle 17 22
374
$840.63
North Qld
Tasmania 35 26
910
$2,045.37
The Murray 64
$143.85
Bendigo 14
140
$314.67
Melbourne ?
Brisbane 74 36
661
$1,756.85
Total
164
313
5224
$11,741.80
The deposit premium will be reviewed in June 2013 and
November 2013 based on declarations from each insured ANIP member.

6. Insured Members Responsibilities
Maintain a record of all Stallholders that require to be covered by this Insurance. Please use the attached template – “ANIP Insured Stallholders 2013 Register ”.
Provide a copy of the complete “ANIP Insured Stallholders 2013 Register” to Aon before the 28 June 2013 and 29 November 2013.
Ensure that the markets are conducted in accordance with all local legislation requirements in particular Occupational, Health & Safety.
Report to the ANIP office any incidents as soon as possible but no greater than 30 days from the date of the incident.

7. ANIP Insured Stallholders 2013 Register
ANIP Member
Name of Market
Address of Market
Date of Market
Time of Market
(commencement to completion)
Name of Stallholder
Contact Details of Stallholder
Telephone Number
Postal Address
Type of Stall (e.g. Food, Clothing, Furniture)

8. General Exclusions
As with any insurance policy, there are exclusions. Listed below is an extract from the policy wording. We recommend that you take the time to read the wording for full policy limits and exclusions.
Excluding property owners liability
Liquor Liability
Claims arising from forcible ejection by third party security guards
Injury (whilst performing) to performers/actors/singers/entertainers/participants and the like (where applicable)
Damage to the ground, pitch, grass area, carpets, rugs and the like due to normal use, wear and tear or abuse
Product Liability for all second hand electrical goods and toys
Product Liability for cosmetic and beauty products
Product Liability for all medicines, potions, oils, fragrances and soaps
Amusement rides of any kind
Massage, manipulation of muscle, chiropractic or similar
Hazardous, flammable or dangerous goods
Cross liability for the council. Can include them as an interested party only

9. In the event of an accident/claim
ACCIDENT REPORTING AND INVESTIGATION
You must report to your insurer all accidents and incidents involving third parties, including -
All serious bodily Injury Incidents including concussion;
Any injury involving a fractured/broken bone;
Any injury requiring serious medical attention, i.e. stitches;
Any incident requiring an ambulance to be called;
Damage to property of a third party
Any incident involving an aggressive customer who makes mention of taking the matter further, regardless of the severity of injury.
You must investigate the matter and complete and return a full Incident Report within 24 hours of the accident.
WHAT IF THE INCIDENT OCCURS WITHOUT MY KNOWLEDGE?
Your customers should be informing you of incidents that occur in areas that are your responsibility. It is the Manager’s responsibility to have a method of capturing your customers’ incidents. Any incident that potentially could result in liability to you needs to be reported to Proclaim for immediate assessment.

10. In the event of an accident/claim
FIRST AID AND WHAT SHOULD YOU DO AFTER A CUSTOMER INCIDENT
Provide a high standard of care and response. If you have staff members trained in first aid, ensure they assist to the extent possible.
If requested by the injured person - call for a supervisor, a person experienced in first aid, a doctor/ambulance or the injured person should be accompanied to the nearest medical surgery/hospital. Call an ambulance or doctor for serious injuries.
*While you should not admit liability, that is not an excuse for not providing a high standard of care. *
INCIDENT REPORT
Complete the Incident Report/Customer Injury form as soon as the injured person departs.
Witnesses should be identified on the Incident Report.
Ensure you have accurate detail of the injured person (including contact details) and have recorded details of the injury.
If it is a slip or fall injury, inspect the area the incident occurred for reasons for the fall. Also note the customer’s footwear or any other factor that may have contributed to the incident (intoxication, skylarking, lack of supervision).
In the event of property damage, supply full details of the item damages and contact details for the owner.

11. In the event of an accident/claim
FOLLOW UP!
The person who attended to an injured customer should work with Proclaim, as they will follow up within a week to ensure the customer is OK. Any complaints should be recorded and communicated to Proclaim.
WHAT IF THEY ASK ME TO PAY BILLS?
Any request for payment of medical bills or compensation should be directed to our accident management team at Proclaim.
HOW DO I COMPLETE THE INCIDENT REPORT FORM?
To complete an internet Incident Report Form go to:
USERNAME: clubsonline PASSWORD: direct
or when completing a paper based form, fax it to:
PROCLAIM at fax number:
PLEASE COMPLETE AND SEND THE INCIDENT REPORT FORM WITHIN 24 HOURS OF THE INJURY OCCURRING TO:
RICHARD THOMAS
Level 2, 134 Flinders Street
Phone: Fax:
PROCLAIM HELP DESK

12. Contact Details Anglican National Insurance Program (ANIP)
Risk Management & Insurance Manager
Matthew Wilson
Address
Contact phone number
Risk Management & Insurance Department
Eric Schreiber
Ralph Halnon
Aon Risk Services
Service Executive
Nicole Broadhurst
Address
Contact phone number
Client Manager
Michael Hambleton

13. Note
Please note this presentation is not intended to replace the policy schedule and wording. We recommend that you review these documents at least annually to ensure that they meet your needs and requirements.