1. Getting rich guide in E1 Jaak Roosaare 2012

2. Money game – 4 crucial words INCOME ASSETSLIABILITIES EXPENSES

3. Fill the blanks... INCOME _______ ASSETS _______ LIABILITIES __________ EXPENSES _________

4. Money game – conservative folks INCOME ASSETSLIABILITIES EXPENSES Self-reliant Live off the land Also known as amish

5. Money game – Trailer folks INCOME ASSETSLIABILITIES EXPENSES Payday to payday No assets No liabilities No security Do not want to end up there ;)

6. Money game – New rich folks INCOME ASSETS LIABILITIES EXPENSES Spend more than make Wannabe rich – no time Loose all toys if crisis hits Do not want to end up there;)

7. Money game – Young investors INCOME ASSETS LIABILITIES EXPENSES Spend less than they make Invest in assets that will grow and provide cash flow

8. Money game – real rich folks INCOME ASSETS LIABILITIES EXPENSES Assets provide cash flow Financially free Have time to enjoy their toys ;)

9. How much € I need to be rich? €1500 in month 12 * 1500 = €18 000/year

10. How much € I need to get 18,000/y? €18,000 / 10% = €180,000

11. How will I get €180,000? €180,000 / 50% = €360,000 €180,000 / 10% = €1,800,000

12. How will I make €360,000? €360,000 = $468,000

13. How will I make $468,000? OR 1.Become DSL 2.Work 3-4 years as DSL 1.Work for €1000/month 2.It takes 30 years! 1.Sell a lot for long time 2.It takes 66,857 units !

14. How do I become DSL? 1.Recruit 30+ FY-s 2.Sell 2000+ units 3.Build a base of 66,000+ units

15. ASSETS that make you RICH

16. Renting out appartments €180,000 / 5 = €36,000 €300 * 5 = €1,500

17. Buying dividend stocks €180,000 / 8,5 = 21,176 21,176 * 0,84 / 12 = €1,482

18. Giving out loans €180,000 * 10% = €18,000 €18,000 / 12 = €1,500

19. Are you on the right track? Do you control your expenses? Do you save half of what you make? Are you ok selling 2000+ units/summer? Are you on track of recruiting 30+ people? Is your base growing 30%/year? (7y2DSL) Is your base growing 40%/year? (6y2DSL) Is your base growing 50%/year? (5y2DSL)

20. Are you on the right track? Do you own your appartment/house? Do you own your car? Do you have at least 6m worth of liquid assets? Have you paid back your loans? Do you have passive income in: – renting out apartments? How much rent? – dividend stocks? How much dividend? – giving out loans? How much interest?

21. How to track your progress? EXPENSES € 3,000.00 PASSIVE INCOME € 3,115.36 Mortgage € 550.00Rent from Tuisu € 300.00 Gas for cars € 400.00Rent from Kopli € 250.00 Food and shopping € 1,600.00Rent from Kaupmehe 50% € 70.00 House expenses € 250.00RENT TOTAL € 620.00 Jako kindergarten € 200.00 Müügiguru OÜ interest € 923.02 MONTHLY PASSIVE CASHFLOW Leguar Capital interest € 178.96 INTEREST TOTAL € 923.02 € 115.36 Müügiguru OÜ € 450.00 Tallinna Vesi € 1,064.00 Tallinna Kaubamaja € 58.33 DIVIDENDS TOTAL € 1,572.33

22. For more information: roosaare.com